Loeve v Absa Bank Limited and Others (NCT/67580/2016/165(1)(P)NCA) [2016] ZANCT 59 (22 December 2016)
The Tribunal found that the applicant and all respondents were properly notified of the hearing date, time, and venue. In accordance with Rule 24 of the National Consumer Tribunal Regulations, the presiding member was satisfied that the requirements for notification were met. As neither the applicant nor any respondent appeared at the hearing, the Tribunal dismissed the application for variation of the previous order. The applicant retains the right to refile the application.
- Citation
- [2016] ZANCT 59
- Parties
- Applicant: Liezel Loeve; Respondent: Absa Bank Limited; Respondent: Direct Axis (SA) (Pty) Ltd, on behalf of Firstrand Bank Limited; Respondent: Edcon (Pty) Ltd t/a Edgars; Respondent: First National Bank, a Division of Firstrand Bank Limited; Respondent: Nedbank Limited; Respondent: SA Home Loans (Pty) Ltd; Respondent: Standard Bank of South Africa Limited; Respondent: Woolworths (Pty) Ltd; Respondent: Motor Finance Corporation
- Court
- National Consumer Tribunal
- Jurisdiction
- South Africa
- Judgment Date
- 22 December 2016
- Case Number
- NCT/67580/2016/165(1)(P)NCA
- Procedural Posture
- Review Application / Application for Variation of Tribunal Order Under Section 165 of the National Credit Act
- Outcome
- Application dismissed due to non-appearance by the applicant.
- Judges
- H Devraj, F Manamela, P Beck
- Legal Topics
- Debt Rearrangement, Variation of Order, Non Appearance, National Credit Act
Case Brief
Summary, issues, holding and outcome
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Parties
Liezel Loeve
Applicant
Absa Bank Limited
Respondent
Direct Axis (SA) (Pty) Ltd, on behalf of Firstrand Bank Limited
Respondent
Edcon (Pty) Ltd t/a Edgars
Respondent
First National Bank, a Division of Firstrand Bank Limited
Respondent
Nedbank Limited
Respondent
SA Home Loans (Pty) Ltd
Respondent
Standard Bank of South Africa Limited
Respondent
Woolworths (Pty) Ltd
Respondent
Motor Finance Corporation
Respondent
Procedural Posture
Review Application / Application for Variation of Tribunal Order Under Section 165 of the National Credit Act
Legal Issues
- 1 Whether the Tribunal should vary its previous debt re-arrangement order to include the Motor Finance Corporation account.
- 2 Whether the application should be dismissed due to non-appearance by the applicant.
Ratio Decidendi
The Tribunal found that the applicant and all respondents were properly notified of the hearing date, time, and venue. In accordance with Rule 24 of the National Consumer Tribunal Regulations, the presiding member was satisfied that the requirements for notification were met. As neither the applicant nor any respondent appeared at the hearing, the Tribunal dismissed the application for variation of the previous order. The applicant retains the right to refile the application.
Court Disposition
Application dismissed due to non-appearance by the applicant.
Orders
- The application lodged in terms of Section 165 of the National Credit Act is dismissed.
- The applicant may refile the application.
Full Case Text
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