M.T.K v Road Accident Fund (27265/2021) [2025] ZAGPJHC 191 (6 February 2025)
- Citation
- [2025] ZAGPJHC 191
- Status
- Judgment
- Jurisdiction
- South Africa
- Court
- South Gauteng High Court, Johannesburg
- Panel
- Weideman
- Case number
- 27265/2021
More details
- Court
- South Gauteng High Court, Johannesburg
- Panel
- Weideman
- Case number
- 27265/2021
On this page
Professional case brief
Research organized from the available case record
01
Holding and result
The court found that the plaintiff's injuries materially affected her ability to pursue her chosen career unencumbered, and that her earning potential was compromised. However, the court was not convinced that her loss was absolute or inevitable, noting her resilience and ability to adapt. The calculation of damages was based on her uninjured earning capacity, with a 30% contingency deduction applied to the 'but for the accident' scenario and a 50% deduction to the 'having regard to the accident' scenario, reflecting increased risks and limitations. The difference between these amounts constituted the plaintiff's compensable loss of earnings. The court also granted the plaintiff's applications for separation and postponement of general damages and for the admission of evidence under Rule 38(2).
Court disposition
Plaintiff's claims for loss of earnings and past medical expenses are upheld. Defendant is ordered to pay specified amounts and provide a statutory undertaking for future medical expenses.
Orders
- The plaintiff's application in terms of Rule 38(2) is granted.
- The plaintiff's application in terms of Rule 33(4) for the separation and postponement sine die of general damages is granted.
- The defendant shall pay the plaintiff the sum of R2 072 440 in respect of loss of earnings.
- The defendant shall provide the plaintiff with a 100% undertaking in terms of section 17(4)(a) of the Road Accident Fund Act for future hospital medical and ancillary expenses.
- The defendant shall pay the plaintiff the sum of R6 319.72 in respect of past hospital and medical expenses.
- The defendant shall pay the plaintiff's party and party costs as taxed or agreed, including counsel's fees on Scale B and both Tuesday's and today's fees.
02
Material facts
Parties
M T K[...]
PlaintiffRoad Accident Fund
DefendantAmounts and remedies
- Loss of Earnings Awarded: ZAR 2,072,440
- Past Hospital and Medical Expenses Awarded: ZAR 6,319.72
03
Procedural history
Posture
Civil Trial / Final Judgment
04
Questions and positions
Legal issues
- 01
Whether the plaintiff is entitled to compensation for future loss of earnings resulting from injuries sustained in a road accident.
- 02
Whether the plaintiff's choice of career post-accident constitutes mitigation of damages.
- 03
What contingency deductions are appropriate in calculating the plaintiff's loss of earnings.
Party arguments
- Applicant
- The plaintiff argued that her injuries from the accident compromised her ability to pursue her chosen career in teaching, particularly in the foundational phase, and that her earning potential was diminished. She contended that it would be unfair to expect her to abandon her passion due to circumstances beyond her control, and that the calculation of damages should be based on her uninjured earning capacity, with appropriate contingency deductions reflecting her limitations.
- Respondent
- The defendant accepted liability for 100% of proven damages but contended that the plaintiff's career choice post-accident should be considered in mitigation of damages. The defendant argued that the plaintiff's ability to pursue alternative studies and employment options indicated that her earning potential was not irreparably compromised, and that higher contingency deductions should apply to account for uncertainties.
05
Court’s reasoning
Legal principles
- 01
General delictual principle
A plaintiff must mitigate damages by taking reasonable steps to reduce the loss resulting from a delict.
- 02
Southern Insurance Association Ltd v Bailey NO 1984 (1) SA 98 (A)
Contingency deductions are applied to account for uncertainties in future earnings, including risks unrelated to the accident.
- 03
Road Accident Fund Act 56 of 1996
The Road Accident Fund Act provides for compensation for loss of earnings and medical expenses resulting from road accidents.
06
Ratio, limits and disposition
Ratio decidendi
The court found that the plaintiff's injuries materially affected her ability to pursue her chosen career unencumbered, and that her earning potential was compromised. However, the court was not convinced that her loss was absolute or inevitable, noting her resilience and ability to adapt. The calculation of damages was based on her uninjured earning capacity, with a 30% contingency deduction applied to the 'but for the accident' scenario and a 50% deduction to the 'having regard to the accident' scenario, reflecting increased risks and limitations. The difference between these amounts constituted the plaintiff's compensable loss of earnings. The court also granted the plaintiff's applications for separation and postponement of general damages and for the admission of evidence under Rule 38(2).
Obiter and limits
- The court expressed sympathy for the argument that victims should not be forced to abandon their passions due to accidents, but reaffirmed that it could not rewrite established delictual principles.
- The plaintiff's demonstrated resilience was noted as a factor in assessing the appropriate contingency deductions.
Court disposition
Plaintiff's claims for loss of earnings and past medical expenses are upheld. Defendant is ordered to pay specified amounts and provide a statutory undertaking for future medical expenses.
- The plaintiff's application in terms of Rule 38(2) is granted.
- The plaintiff's application in terms of Rule 33(4) for the separation and postponement sine die of general damages is granted.
- The defendant shall pay the plaintiff the sum of R2 072 440 in respect of loss of earnings.
- The defendant shall provide the plaintiff with a 100% undertaking in terms of section 17(4)(a) of the Road Accident Fund Act for future hospital medical and ancillary expenses.
- The defendant shall pay the plaintiff the sum of R6 319.72 in respect of past hospital and medical expenses.
- The defendant shall pay the plaintiff's party and party costs as taxed or agreed, including counsel's fees on Scale B and both Tuesday's and today's fees.
Source and reliance status
South Gauteng High Court, Johannesburg
This page organises the available record for research. Confirm quotations, current status, and subsequent treatment against the official source before relying on the case.
Judgment reading view
Judgment text
The complete available source text.
South Gauteng High Court, Johannesburg
Judgment
SAFLII Note: Certain personal/private details of parties or witnesses have been redacted from this document in compliance with the law and SAFLII Policy
IN THE HIGH COURT OF
SOUTH AFRICA
GAUTENG LOCAL DIVISION, JOHANNESBURG
CASE NO: 27265/2021
DATE: 06-02-2025
(1) REPORTABLE: YES / NO.
(2) OF INTEREST TO OTHER JUDGES: YES / NO.
(3) REVISED.
In the matter between
M T K[...]
Plaintiff
and
ROAD ACCIDENT
FUND
Defendant
JUDGMENT
WEIDEMAN, AJ:Matter number 4 on this week's roll is case number 27265/2021, the matter of M T K[...] and the Road Accident Fund. This claim arose from an accident which occurred on 8 June 2016. The plaintiff's date of birth is 25 May 2001 and she was 15 years old at the time of the accident.
The plaintiff's claim consists of the following:
· Past hospital medical expenses: R6 319.72
· Future hospital medical expenses: Undertaking
· There is no claim for past loss of earnings
· Future loss of earnings: R2.566 million
· General damages: There was an agreement that this head of damage would not proceed.
At the commencement of the hearing of the matter counsel moved an application in terms of Rule 38(2). The applicant was granted.
Counsel then moved an application in terms of Rule 33 (4) from the bar to have the aspect of general damages separated out and postponed sine die as the defendant had not yet made a decision as to the seriousness of the plaintiff's injuries. This application was also granted.
The aspect of liability was resolved on or about 8 July 2019. The defendant accepted liability for 100% of such damages as the plaintiff may be able to substantiate.
The plaintiff's injuries, as per paragraph 6 of the Particulars of Claim, were the following:
· Injury to the thoracic spine
· low back injury
· pelvic injury
· neck injury
· right ankle injury.
These injuries affected the plaintiff’s school career to the extent that she could not continue with sporting activities, which she was fairly competent with prior to the accident.
After leaving school, she commenced her studies in political science. She abandoned those studies on the basis that she lost interest and wanted to pursue a career in the field of teaching, this being her passion - especially the foundational phase.
Counsel was asked to comment on the general delictual principle of mitigation of damages.
Counsel referred me to case law as part of his Heads of Argument and which addresses the general principles relating to liability. Neither of the cases, as I understood it, addressed specifically whether plaintiff’s exercising the choice to follow a career which was incompatible with the injuries sustained, served to mitigate her damages.
Counsel argued that it was inherently iniquitous that a victim of an incident over which she had no control, in this instance been a passenger in a bus, should be expected not to pursue her chosen career and passion as a result of this general principle. Although I have sympathy with counsel's argument, I do not believe this Court is in a position to rewrite general delictual principles.
Having said that and having considered the medico-legal reports filed of record, I am persuaded that the plaintiff’s potential had been compromised, bearing in mind the injuries. It is accepted that she had lost some of her ability to pursue the career of her choice unencumbered. Although it is possible that she may not be able to function, in the long-term, on the same basis as if the accident had not occurred, I am not at all convinced that this is an inevitable certainty.
I do believe that the plaintiff, through her resilience to-date, had shown that the correct point of departure for the calculation should be her uninjured earnings and which, pre-contingency deduction, is the sum of R10 362 200.
I am also of the opinion that the same figure should be used in both the pre- and post-accident scenarios but that the impediments that she may suffer in the pursuit of her career and the limitations that there might be, should be addressed by way of a contingency differential.
But for the accident, working on a period of 40 years, I have used a contingency deduction of 0.75% per annum and which equates to a 30% contingency deduction. The nett figure, after the contingency deduction, in the but for the accident scenario, is therefore R7 253 540.
In the having regard to the accident scenario and looking at the content of the medico-legal reports, I am of the view that a contingency deduction of 1.25% per annum would adequately address the plaintiff’s loss. Calculated over a 40-year period, this equates to a 50% contingency deduction. The nett effect is an amount of R5 181 100.
The calculation is therefore R7 253 540 - R5 181 100 = R2 072 440, yielding an amount of R2 072 440.
ORDER
[1] The plaintiff's application in terms of Rule 38(2) is granted.
[2] The plaintiff's application in terms of Rule 33(4) for the separation of general damages and the postponement thereof sine die is granted.
[3] The defendant shall pay the plaintiff the sum of R2 072 440 in respect of loss of earnings.
[4] The defendant shall provide the plaintiff with a 100% undertaking in terms of section 17(4)(a) of the Road Accident Fund Act, in respect of such accident-related future hospital medical and ancillary expenses as she may require.
[5] The defendant shall pay the plaintiff the sum of R6 319.72 in respect of past hospital and medical expenses.
[6] The defendant shall pay the plaintiff's party and party costs as taxed or agreed, counsel's fees to be on Scale B and the cost to include both Tuesday's fee and today's fee.
Matter number 4 on this week's roll, case 0027265/2021, the matter of K[...] and the Road Accident Fund. This matter was presented by counsel earlier today.
My order had been reduced to writing. I mark it "X" by identification.
WEIDEMAN, AJ
JUDGE OF THE HIGH
COURT
DATE: ……………….
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