james christian basil vs nmb bank plc another 2018 tzhclandd 418 26 july 2018

james christian basil vs nmb bank plc another 2018 tzhclandd 418 26 july 2018

The appeal was allowed because the 1st respondent failed to issue a proper written demand notice to the appellant before requiring him to sign the broker's notice, contrary to the contractual requirement under clause 11 of the loan agreement. The trial Tribunal failed to properly evaluate this evidence, resulting in a miscarriage of justice.

Citation
james christian basil vs nmb bank plc another 2018 tzhclandd 418 26 july 2018
Parties
Appellant: James Christian Basil; 1st Respondent: NMB Bank PLC; 2nd Respondent: Adili Auction Mart Ltd
Court
TANZLII
Jurisdiction
Tanzania
Judgment Date
26 July 2018
Procedural Posture
Land Appeal / Judgment
Outcome
appeal allowed
Legal Topics
Loan Agreements, Mortgage Enforcement, Notice Requirements, Contractual Obligations
Source Language
English

Case Brief

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Parties

James Christian Basil

Appellant

NMB Bank PLC

1st Respondent

Adili Auction Mart Ltd

2nd Respondent

Procedural Posture

Land Appeal / Judgment

  1. 1 Whether the trial Chairman properly evaluated the evidence regarding notice of default before auctioning the mortgaged property
  2. 2 Whether the contractual requirement for a written demand notice was complied with

Ratio Decidendi

The appeal was allowed because the 1st respondent failed to issue a proper written demand notice to the appellant before requiring him to sign the broker's notice, contrary to the contractual requirement under clause 11 of the loan agreement. The trial Tribunal failed to properly evaluate this evidence, resulting in a miscarriage of justice.

Court Disposition

appeal allowed

Orders

  • Proceedings and judgment of the trial Tribunal set aside
  • Each party to bear its own costs