kilua ali kisaka vs agricultural imputs trust funds others 2003 tzhc 56 9 july 2003
- Citation
- kilua ali kisaka vs agricultural imputs trust funds others 2003 tzhc 56 9 july 2003
- Status
- Judgment
- Jurisdiction
- Tanzania
- Court
- TZHC
- Decision
- 9 July 2003
- Posture
- Civil / Judgment
- Language
- English
More details
- Court
- TZHC
- Decision
- 9 July 2003
- Posture
- Civil / Judgment
- Language
- English
On this page
Professional case brief
Research organized from the available case record
01
Holding and result
The plaintiff borrowed money and mortgaged his house as security. He failed to repay the debt, and the defendant lawfully sold the property. The plaintiff's denial of the mortgage was found to be an afterthought and unsupported by evidence.
Court disposition
dismissed with costs
Orders
- Suit dismissed with costs
02
Material facts
Parties
Kilua Ali Kesaka
Appellant Counsel: Mr UkangwaAgricultural Inputs Trust Funds & Others
Respondent Counsel: LyimoAmounts and remedies
- Loan Amount: TZS 20,000,000
03
Procedural history
Posture
Civil / Judgment
04
Questions and positions
Legal issues
- 01
Whether the plaintiff mortgaged his house as security for the loan
- 02
Whether the plaintiff is entitled to relief from the sale of the mortgaged property
Party arguments
- Applicant
- The plaintiff denied mortgaging his house and sought release of the attached property and substitution with other properties.
- Respondent
- The defendant asserted that the plaintiff borrowed money, mortgaged his house as security, failed to repay the debt, and the property was sold after due process.
05
Court’s reasoning
Legal principles
- 01
Court's own reasoning in judgment
Courts will not protect borrowers who fail to fulfill their debt obligations and offer no valid excuse.
06
Ratio, limits and disposition
Ratio decidendi
The plaintiff borrowed money and mortgaged his house as security. He failed to repay the debt, and the defendant lawfully sold the property. The plaintiff's denial of the mortgage was found to be an afterthought and unsupported by evidence.
Obiter and limits
- The only meaningful solution for a borrower is to repay the loan and not to seek court protection for failure to pay debts. Courts will not accept lame excuses for not fulfilling debts.
Court disposition
dismissed with costs
- Suit dismissed with costs
Source and reliance status
TZHC · 9 July 2003
This page organises the available record for research. Confirm quotations, current status, and subsequent treatment against the official source before relying on the case.
Judgment reading view
Judgment text
The complete available source text.
TZHC
Judgment· 9 July 2003
IN THE HIGH COURT OF•TANZANIA
AT M R ES SALAAM CIVIL CASE NO. 200/3000 KILUA ALI KESAKA .... ....APPELLANT
VERSUS
AGRICULTURAL IMEUTS TRUST FUNDS & OTHERS*,,....... RESPONDENT
J U D G M E N T LUANDA.J. .............................................. Kukopa Harusi, Icu-lipa Matanga, This Kiswahili saying applies to this case* Literally translated in Bnglishi thus:-to ’a o zzi& i/ joyous,, whereas to pay back is sorrjwful# Having gone through the•evidence of the parties and documents tendered in court thereis no dispute that the plaintiff * the defendant with the sole purpose of borrowing money* The plaintiff wrote a letter to that effect thereafter he filed in application form* The plaintiff intended to bodJJ’oW Tshs 20,0001 000/= In return he was rc;" to surrender a title deed as security. The plaintiff did that* The defendant took all necessary steps including filing notice of search / in the Ministry of Land to see whether there was any encumbrance, / There was none* The title deed was in the name of the plaintiff# The transaction was ' on 2/h/\997* The plaintiff was to settle the debt latest by 18th March|l998^ The plaintiff w^js^unable to settle the debt as per the agreement#! The defendant through / dated 9th May,2000 published notice of sale of the mortgaged property. The plaintiff rushed to this court and instituted this suit in that the property attached should bereleased and the properties of the 3 rd and H h be substituted* He also filed an application for a temporary induction# This court refused the order prayed for as there £s
no*r:ri.-\*j issue to be a'4u^i-rrtv.- upon* The plaintiff denied to have mortgaged his house with the defendant* That is an afterthought* The evidence on record is dcuJl and clear in that he was. the are who borrowed the money and mortgaged his house as coratersCU And to date he is yet to settle the debt# ' «•’ 2 Hie defendant said they had already sold the house* Lot tne £'•“ what I had stated when ^ to grant temporary induction. I saidI- "■4 * 0 the only meaningful solution for him as a borrower and alike is to repay the l,v:a and not to rush to the court of law for protection. Court of law will.not accept lame excuses in not F~ tilir.; debts. And it will be the last institution, if at all, to protect such borrowers of the applicant's calibre” In view of the foregoing, therefore, the suit ha^Lerits. The same is dismissed with costs. ' Judgment delivered Mr Ukangwa for the Pl&intiff Lyimo for the defendant* B*M«Luanda Judge 10/7/2
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