rashidi abiki nguwa vs ramadhani hassan kuteya another 2021 tzca 658 5 november 2021

rashidi abiki nguwa vs ramadhani hassan kuteya another 2021 tzca 658 5 november 2021

Appellant was a co-borrower and mortgagor, not merely a guarantor; evidence showed loan proceeds were used in joint business; appellant failed to prove fraud or misuse; 2nd respondent entitled to sell mortgaged property due to default.

Citation
rashidi abiki nguwa vs ramadhani hassan kuteya another 2021 tzca 658 5 november 2021
Parties
Appellant: Rashidi Abiki Nguwa; 1st Respondent: Ramadhan Hassan Kuteya; 2nd Respondent: National Microfinance PLC
Court
TZCA
Jurisdiction
Tanzania
Judgment Date
5 November 2021
Procedural Posture
Civil Appeal / Judgment
Outcome
appeal dismissed with costs
Legal Topics
Mortgage, Guarantee, Loan Default, Fraud Allegations, Burden of Proof
Source Language
English

Case Brief

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Parties

Rashidi Abiki Nguwa

Appellant

Ramadhan Hassan Kuteya

1st Respondent

National Microfinance PLC

2nd Respondent

Procedural Posture

Civil Appeal / Judgment

  1. 1 Whether appellant was a co-borrower or guarantor
  2. 2 Whether loan transaction was tainted by fraud
  3. 3 Whether 2nd respondent was entitled to sell mortgaged property

Ratio Decidendi

Appellant was a co-borrower and mortgagor, not merely a guarantor; evidence showed loan proceeds were used in joint business; appellant failed to prove fraud or misuse; 2nd respondent entitled to sell mortgaged property due to default.

Court Disposition

appeal dismissed with costs

Orders

  • Appeal dismissed
  • Appellant to pay costs