[2004] UGSC 34

Source-derived case information.

Citation: [2004] UGSC 34
Parties: Appellant: Pearl Motors Ltd; Respondent: Bank of Baroda (U) Ltd
Court: Supreme Court of Uganda
Jurisdiction: Uganda
Case Number: Civil Appeal 15 of 2002
Procedural Posture: Civil Appeal / Supreme Court Final Appeal
Outcome: appeal dismissed with costs
Legal Topics: Loan Repayment, Overdraft Facility, Contractual Obligations, Interest Calculation
Source Language: en

Banking and Finance Commercial and Corporate Loan Repayment Overdraft Facility Contractual Obligations Interest Calculation

Source-derived case record

Summary, issues, holding and outcome

More case intelligence is available

Unlock the full research layer for this judgment.

Downloadable case file Legal principles 3 Authorities cited 6 Party arguments 2 Amounts and remedies 2

Parties

Pearl Motors Ltd

Appellant

Bank of Baroda (U) Ltd

Respondent

Procedural Posture

Civil Appeal / Supreme Court Final Appeal

Legal Issues

1 Whether the appellant had discharged its obligations under the overdraft facility and was entitled to the release of its securities.
2 Whether the courts below erred in treating Exh. D1 as the contract document instead of Exh. D7.
3 Whether the Court of Appeal failed to properly re-evaluate the evidence as required of a first appellate court.

Ratio Decidendi

The Supreme Court found that the operative contract between the parties was Exh. D1, not Exh. D7, which was merely a demand letter following default. The appellant had not fully discharged its contractual obligations under the overdraft facility, as it failed to pay unapplied interest that accrued in accordance with Bank of Uganda regulations. The Court of Appeal properly re-evaluated the evidence and correctly found that the respondent's refusal to release the securities was not a breach of contract, as the appellant's indebtedness had not been fully settled. The Supreme Court dismissed the appeal, holding that the lower courts did not err in law or fact, and that the appellant was not...

Court Disposition

appeal dismissed with costs

Orders

Appeal dismissed with costs to the respondent.
Appellant to pay interest on the counterclaim at 24% per annum from the date of filing until payment in full.

Full Case Text

Judgment text and source record

2 paragraphs

{\rtf1\ansi\ansicpg1252\uc1\deff0\stshfdbch0\stshfloch0\stshfhich0\stshfbi0\deflang1033\deflangfe1033{\fonttbl{\f0\froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f1\fswiss\fcharset0\fprq2{\*\panose 020b0604020202020204}Arial;} {\f37\fswiss\fcharset0\fprq2{\*\panose 020b0502020202020204}Century Gothic;}{\f273\froman\fcharset238\fprq2 Times New Roman CE;}{\f274\froman\fcharset204\fprq2 Times New Roman Cyr;}{\f276\froman\fcharset161\fprq2 Times New Roman Greek;} {\f277\froman\fcharset162\fprq2 Times New Roman Tur;}{\f278\froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\f279\froman\fcharset178\fprq2 Times New Roman (Arabic);}{\f280\froman\fcharset186\fprq2 Times New Roman Baltic;} {\f281\froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\f283\fswiss\fcharset238\fprq2 Arial CE;}{\f284\fswiss\fcharset204\fprq2 Arial Cyr;}{\f286\fswiss\fcharset161\fprq2 Arial Greek;}{\f287\fswiss\fcharset162\fprq2 Arial Tur;} {\f288\fswiss\fcharset177\fprq2 Arial (Hebrew);}{\f289\fswiss\fcharset178\fprq2 Arial (Arabic);}{\f290\fswiss\fcharset186\fprq2 Arial Baltic;}{\f291\fswiss\fcharset163\fprq2 Arial (Vietnamese);}{\f643\fswiss\fcharset238\fprq2 Century Gothic CE;} {\f644\fswiss\fcharset204\fprq2 Century Gothic Cyr;}{\f646\fswiss\fcharset161\fprq2 Century Gothic Greek;}{\f647\fswiss\fcharset162\fprq2 Century Gothic Tur;}{\f650\fswiss\fcharset186\fprq2 Century Gothic Baltic;}}{\colortbl;\red0\green0\blue0; \red0\green0\blue255;\red0\green255\blue255;\red0\green255\blue0;\red255\green0\blue255;\red255\green0\blue0;\red255\green255\blue0;\red255\green255\blue255;\red0\green0\blue128;\red0\green128\blue128;\red0\green128\blue0;\red128\green0\blue128; \red128\green0\blue0;\red128\green128\blue0;\red128\green128\blue128;\red192\green192\blue192;}{\stylesheet{\ql \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \snext0 Normal;}{\*\cs10 \additive \ssemihidden Default Paragraph Font;}{\*\ts11\tsrowd\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\trcbpat1\trcfpat1\tscellwidthfts0\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv \ql \li0\ri0\widctlpar\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \fs20\lang1024\langfe1024\cgrid\langnp1024\langfenp1024 \snext11 \ssemihidden Normal Table;}{\s15\qj \li0\ri0\sl-483\slmult0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext15 Style1;}{\s16\qc \li0\ri0\sl-605\slmult0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext16 Style2;}{ \s17\qj \li0\ri0\sl-312\slmult0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext17 Style3;}{\s18\qj \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext18 Style4;}{\s19\qc \li0\ri0\sl-326\slmult0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext19 Style5;}{ \s20\ql \li0\ri0\sl-485\slmult0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext20 Style6;}{\s21\ql \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext21 Style7;}{\s22\ql \fi-1435\li0\ri0\sl-317\slmult0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext22 Style8;}{ \s23\qc \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext23 Style9;}{\s24\qj \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext24 Style10;}{\s25\ql \fi-715\li0\ri0\sl-331\slmult0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext25 Style11;}{\s26\qr \li0\ri0\sl-483\slmult0 \nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext26 Style12;}{\s27\ql \fi288\li0\ri0\sl-317\slmult0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext27 Style13;}{\*\cs28 \additive \b\i\f1\fs26 \sbasedon10 Font Style15;}{\*\cs29 \additive \f0\fs24 \sbasedon10 Font Style16;}{\*\cs30 \additive \b\i\f0\fs24 \sbasedon10 Font Style17;}{\*\cs31 \additive \b\i\f1\fs22 \sbasedon10 Font Style18;}{\*\cs32 \additive \b\f0\fs20 \sbasedon10 Font Style19;}{\*\cs33 \additive \f37\fs16 \sbasedon10 Font Style20;}}{\*\latentstyles\lsdstimax156\lsdlockeddef0}{\*\listtable{\list\listtemplateid-1865107284\listsimple{\listlevel\levelnfc4 \levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelold\levelspace0\levelindent715{\leveltext\'03(\'00);}{\levelnumbers\'02;}\f0\fbias0 }{\listname ;}\listid1884175642}}{\*\listoverridetable{\listoverride\listid1884175642\listoverridecount0\ls1 }}{\*\rsidtbl \rsid12867071\rsid15559146\rsid16002248}{\*\generator Microsoft Word 11.0.5604;}{\info{\author owner}{\operator owner}{\creatim\yr2008\mo2\dy26\hr15\min52}{\revtim\yr2008\mo2\dy26\hr15\min57}{\version2}{\edmins5}{\nofpages9}{\nofwords2002} {\nofchars11413}{\nofcharsws13389}{\vern24689}}\paperw11905\paperh16837\margl1633\margr1633\margt1419 \facingp\widowctrl\ftnbj\aenddoc\noxlattoyen\expshrtn\noultrlspc\dntblnsbdb\nospaceforul\hyphcaps0\horzdoc\dghspace120\dgvspace120\dghorigin1701 \dgvorigin1984\dghshow0\dgvshow3\jcompress\viewkind1\viewscale100\nolnhtadjtbl\rsidroot15559146 \fet0{\*\ftnsep \pard\plain \ql \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071 \chftnsep \par }}{\*\ftnsepc \pard\plain \ql \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071 \chftnsepc \par }}{\*\aftnsep \pard\plain \ql \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071 \chftnsep \par }}{\*\aftnsepc \pard\plain \ql \li0\ri0\nowidctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071 \chftnsepc \par }}\sectd \sbknone\linex0\colsx60\sectdefaultcl\sftnbj {\footerl \pard\plain \ql \li0\ri0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071 \par }}{\footerr \pard\plain \ql \li0\ri0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071 \par }}{\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}} {\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8 \pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \s23\qc \li0\ri-8\sb62\sl-480\slmult0\widctlpar\faauto\rin-8\lin0\itap0\pararsid12867071 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs30\b\fs28\insrsid12867071\charrsid12867071 THE REPUBLIC OF UGANDA}{\cs30\b\fs28\insrsid12867071\charrsid12867071 \par }{\cs30\b\fs28\insrsid12867071\charrsid12867071 }{\cs30\b\fs28\expnd6\expndtw30\insrsid12867071\charrsid12867071 IN}{\cs30\b\fs28\insrsid12867071\charrsid12867071 THE SUPREME COURT OF UGANDA }{\cs30\b\fs28\insrsid12867071\charrsid12867071 \par }{\cs30\b\fs28\expnd6\expndtw30\insrsid12867071\charrsid12867071 AT}{\cs30\b\fs28\insrsid12867071\charrsid12867071 MENGO \par }{\cs30\b\insrsid12867071\charrsid12867071 \par }\pard\plain \s22\qc \li0\ri-8\sb130\sl-317\slmult0\widctlpar\faauto\rin-8\lin0\itap0\pararsid12867071 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs30\b\insrsid12867071\charrsid12867071 CORAM: ODOKI, CJ; ODER; TSEKOOKO; KAROKORA, }{ \cs30\b\expnd6\expndtw30\insrsid12867071\charrsid12867071 AND}{\cs30\b\insrsid12867071\charrsid12867071 MULENGA, JJS. \par }\pard\plain \s16\qc \li0\ri-8\sl-240\slmult0\widctlpar\faauto\rin-8\lin0\itap0\pararsid12867071 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par }\pard \s16\qc \li0\ri-8\sb149\sl-638\slmult0\widctlpar\faauto\rin-8\lin0\itap0\pararsid12867071 {\cs30\b\expnd6\expndtw30\insrsid12867071\charrsid12867071 CIVIL}{\cs30\b\insrsid12867071\charrsid12867071 }{ \cs30\b\expnd6\expndtw30\insrsid12867071\charrsid12867071 APPEAL}{\cs30\b\insrsid12867071\charrsid12867071 NO. 15 OF 2002 }{\cs30\b\insrsid12867071\charrsid12867071 \par }{\cs30\b\expnd20\expndtw100\insrsid12867071\charrsid12867071 BETWEEN \par }\pard\plain \s22\qc \li0\ri-8\sl-638\slmult0\widctlpar\tx3888\tx6034\faauto\rin-8\lin0\itap0\pararsid12867071 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs30\b\insrsid12867071\charrsid12867071 PEARL MOTORS LTD:}{ \cs30\insrsid12867071\charrsid12867071 \tab }{\cs30\b\insrsid12867071\charrsid12867071 ::::::::::}{\cs30\insrsid12867071\charrsid12867071 \tab }{\cs30\b\expnd6\expndtw30\insrsid12867071\charrsid12867071 APPELLANT \par }\pard\plain \s20\qc \li0\ri-8\sb130\widctlpar\faauto\rin-8\lin0\itap0\pararsid12867071 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs30\b\expnd20\expndtw100\insrsid12867071\charrsid12867071 AND \par }\pard\plain \s22\qc \li0\ri-8\sb197\widctlpar\tx6038\faauto\rin-8\lin0\itap0\pararsid12867071 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs30\b\expnd6\expndtw30\insrsid12867071\charrsid12867071 BANK}{ \cs30\b\insrsid12867071\charrsid12867071 }{\cs30\b\expnd6\expndtw30\insrsid12867071\charrsid12867071 OF}{\cs30\b\insrsid12867071\charrsid12867071 }{\cs30\b\expnd6\expndtw30\insrsid12867071\charrsid12867071 BA}{\cs30\b\insrsid12867071\charrsid12867071 RODA }{\cs30\b\expnd6\expndtw30\insrsid12867071\charrsid12867071 (U)}{\cs30\b\insrsid12867071\charrsid12867071 LTD: ::::::::::}{\cs30\insrsid12867071\charrsid12867071 \tab }{\cs30\b\expnd6\expndtw30\insrsid12867071\charrsid12867071 RESPONDENT \par }\pard\plain \s17\ql \li0\ri-8\sl-240\slmult0\widctlpar\faauto\rin-8\lin0\itap0\pararsid12867071 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par }\pard \s17\ql \li0\ri-8\sb101\sl-317\slmult0\widctlpar\faauto\rin-8\lin0\itap0\pararsid12867071 {\cs30\b\i\insrsid12867071\charrsid12867071 (Appeal from the judgment of the Court of Appeal the Hon. Justice L. E. }{ \cs30\b\i\expnd6\expndtw30\insrsid12867071\charrsid12867071 M.}{\cs30\b\i\insrsid12867071\charrsid12867071 Mukasa-Kikonyogo, DCJ, G. }{\cs30\b\i\expnd6\expndtw30\insrsid12867071\charrsid12867071 M.}{\cs30\b\i\insrsid12867071\charrsid12867071 Okello, }{ \cs30\b\i\expnd6\expndtw30\insrsid12867071\charrsid12867071 JA, }{\cs30\b\i\insrsid12867071\charrsid12867071 and C. N. B. Kitumba, }{\cs30\b\i\expnd6\expndtw30\insrsid12867071\charrsid12867071 JA,}{\cs30\b\i\insrsid12867071\charrsid12867071 Dated the 16} {\cs30\b\i\super\insrsid12867071\charrsid12867071 th}{\cs30\b\i\insrsid12867071 day of May 2002, in }{\cs30\b\i\insrsid12867071\charrsid12867071 Civil Appeal No. 32 }{\cs30\b\i\expnd6\expndtw30\insrsid12867071\charrsid12867071 of 2001) \par }\pard\plain \s19\ql \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par \par \par }\pard \s19\qc \li0\ri0\sb43\widctlpar\faauto\rin0\lin0\itap0\pararsid12867071 {\cs28\b\i\ul\insrsid12867071\charrsid12867071 REASONS FOR THE JUDGMENT OF THE COURT: \par }\pard\plain \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\qj \li0\ri0\sb77\sl-485\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 On 7}{\cs29\super\insrsid12867071\charrsid12867071 th}{\cs29\insrsid12867071\charrsid12867071 October, 2004, we heard this appeal and dismissed it with costs. We promised to give our reasons which we now give. \par }\pard \s15\ql \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\ql \li0\ri0\sb149\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 The background facts of the case were as follows: \par }\pard \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\qj \li0\ri0\sb38\sl-480\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 The respondent, a limited liability company, is a commercial banking institution. The appellant is also a limited liability company, a dealer in motor vehicles and had an account No. 017/60/07475 with the respondent bank. By its letter dated 24}{ \cs29\super\insrsid12867071\charrsid12867071 th}{\cs29\insrsid12867071\charrsid12867071 June 1992 (Exh. D1), the respondent agreed to grant credit facility to the appellant by way of an overdraft in the sum of Uganda Shillings 200,000,000=. The appellant obtained the loan on 24}{\cs29\super\insrsid12867071\charrsid12867071 th }{ \cs29\insrsid12867071\charrsid12867071 April 1993. The terms and conditions of the loan were stipulated in the Exh. D1. The loan was payable within 12 months and the interest rate was 24% p.a. The appellant had to provide a number of securities to the respondent which included inter alia - Plot No. 13 Jinja - Road which belonged to East African General Insurance C ompany, Block 236, Plot No. 722, Bweyogerere, Plot No. 22 Block 635, Kireka. \par }\pard \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\insrsid12867071\charrsid12867071 \par }\pard \s15\qj \li0\ri0\sb230\sl-485\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 The appellant used the loan money to import vehicles for sale. Vehicles were imported hut owing to market conditions they were sold at loss. \par }\pard \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\insrsid12867071\charrsid12867071 \par }\pard \s15\qj \li0\ri0\sb226\sl-475\slmult0\widctlpar\faauto\rin0\lin0\itap0\pararsid12867071 {\cs29\insrsid12867071\charrsid12867071 By }{\cs29\expnd-4\expndtw-20\insrsid12867071\charrsid12867071 26}{ \cs29\expnd-4\expndtw-20\super\insrsid12867071\charrsid12867071 th}{\cs29\insrsid12867071\charrsid12867071 April 1996, the appellant had paid a sum of Uganda Shillings 307,097,916= to the respondent which included the principal sum and some interest. The appellant had contended that by so doing it had discharged its indebtedness to the appellant. It therefore, demanded for the return of t h e four above mentioned securities. The respondent refused to return the securities on the ground that the appellant had not paid unapplied interest amounting to Uganda Shillings 79,913,308=. The appellant sued for the return of the Certificate of titles. T he respondent counter-claimed for the said unapplied interest. The unapplied interest of Shs. 79,987,916= which, because of the Bank of Uganda Regulations, had never been reflected in the appellant's bank statement. So the appellant did not know how it wa s arrived at. The appellant believed that the interest had been waived. It therefore, disclaimed liability to pay such interest.}{\cs29\insrsid12867071 }{\cs29\insrsid12867071\charrsid12867071 On l}{\cs29\super\insrsid12867071\charrsid12867071 st}{ \cs29\insrsid12867071\charrsid12867071 December 1994, the appellant's account was classified as a non-performing asset. This was done in accordance with the Reg ulations of the Bank of Uganda Norms on Assets Quality For Financial Institutions (Exh. D10). That meant that any interest could not be debited to the appellant's account from the date of classification of the account as a non-performing asset. That inter e st had to be kept on a suspense account. Then according to the evidence of Margaret Matovu (DW2), Director of the Commercial Banking of the Bank of Uganda, the respondent had to keep the appellant's account according to the Bank of Uganda Regulations. The appellant was bound to pay unapplied interest unless it was waived by the respondent. \par }\pard \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\qj \li0\ri0\sl-475\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 Appellant's suit was dismissed with costs by the learned trial judge. Further the learned trial judge entered judgment for respondent on the counterclaim for the sum of Shs. 79,913,484=. The appellant was ordered to pay interest on the counterclaim at 24% p.a. from the date the counterclaim was filed till payment in full. \par }\pard \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\qj \li0\ri0\sl-475\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 The appellant's appeal to the Court of Appeal was dismissed with costs hence this appeal. \par }\pard \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\qj \li0\ri0\sb10\sl-475\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 Origin ally the appellant had tiled two grounds of Appeal. However, at the hearing of the appeal, counsel for the appellant applied to tile amended Memorandum of Appeal. Mr. Kanyemibwa, counsel for the respondent opposed the proposed amended memorandum of appeal . After hearing both counsel on the application, we allowed the proposed amended memorandum of appeal to be tiled. It states that: \par }\pard\plain \s17\qj \li586\ri0\sb62\sl-317\slmult0\widctlpar\faauto\rin0\lin586\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs30\b\i\insrsid12867071\charrsid12867071 "That the learned Justices of Appeal erred in law when they did not subject the evidence on record to a fresh scrutiny as an appellate court ought to have done and therefore, failed to find }{\cs30\b\i\expnd6\expndtw30\insrsid12867071\charrsid12867071 (as }{\cs30\b\i\insrsid12867071\charrsid12867071 they ought to have done) that the appellant had discharged its obligations under the overdraft facility and that its securities ought to have been released by the respondent Bank." \par }\pard\plain \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\qj \li0\ri0\sb182\sl-480\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 Mr. Matovu, counsel for the appellant submitted that the Justices of Appeal did not evaluate and subject the evidence on record to fres h scrutiny as appellate court ought to have done and therefore, failed to find that the appellant had discharged its obligation under the overdraft facility and that its securities ought to have been released by the respondent. He contended that right fro m the High Court to Court of Appeal, the wrong document Exh. D 1 dated 24}{\cs29\super\insrsid12867071\charrsid12867071 th}{\cs29\insrsid12867071\charrsid12867071 June 1992, was considered to be a contract document when the matter came to court whereas the relevant document of contract was not considered. Counsel submitted that Exh. D1 was a wrong document and that the document governing the contract was Exh. D 7 dated 29}{\cs29\super\insrsid12867071\charrsid12867071 th}{ \cs29\insrsid12867071\charrsid12867071 December 1994. \par }\pard \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\qj \li0\ri0\sb10\sl-475\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 Mr. Kanyemibwa, counsel for the res pondent submitted that the appeal had no merit. He submitted that counsel for appellant had not shown any other document of contract which the courts failed to consider other than Exh. D1. \par }\pard \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\insrsid12867071\charrsid12867071 \par }\pard \s15\qj \li0\ri0\sb235\sl-475\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 On the unapplied interest, the respondent was awarded by the trial court the interest on the counter-claim amounting to Shs. 79,913,484=. There was no appeal against that award before the Court of Appeal. In the circumstances, the appellant could not get their securities until they paid the interest. He therefore, praye d for the appeal to be dismissed with costs. \par \sect }\sectd \marglsxn1625\margrsxn1625\margtsxn1371\sbknone\linex0\colsx60\sectdefaultcl\sftnbj {\footerl \pard\plain \s21\qr \li2\ri2\widctlpar\faauto\rin2\lin2\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\field{\*\fldinst { \cs32\b\fs20\insrsid12867071 PAGE}}{\fldrslt {\cs32\b\fs20\lang1024\langfe1024\noproof\insrsid12867071 6}}}{\cs32\b\fs20\insrsid12867071 \par }}{\footerr \pard\plain \ql \li0\ri0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071 \par }}\pard\plain \s15\qj \li0\ri0\sb62\sl-480\slmult0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs29\insrsid12867071 \par }{\cs29\insrsid12867071\charrsid12867071 It is convenient at this stage to consider and dispose of Mr. Matovu, counsel for the appellant's submission that the two courts below wrongly considered Exh. D1 dated 24}{ \cs29\super\insrsid12867071\charrsid12867071 th}{\cs29\insrsid12867071\charrsid12867071 June 1992, to be the contract document whereas the document governing the contract was Exh. D7 dated 29th December 1994. \par }\pard \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\insrsid12867071\charrsid12867071 \par }\pard \s15\qj \li0\ri0\sb230\sl-485\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 With respect, we think that counsel for the appellant was neither honest nor serious in his submission. In our opinion the letter Exh. D7 dated 29}{\cs29\super\insrsid12867071\charrsid12867071 th }{\cs29\insrsid12867071\charrsid12867071 December 1994, though not very legible was complaining about the appellant's failure to repay the loan. The letter, Exh. D7, stated in part on page 2 as follows: \par }\pard\plain \s17\ql \li610\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin610\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par \par }\pard \s17\ql \li610\ri0\sb77\widctlpar\tldot\tx3024\faauto\rin0\lin610\itap0 {\cs30\b\i\expnd6\expndtw30\insrsid12867071\charrsid12867071 "}{\cs30\b\i\insrsid12867071\charrsid12867071 \tab }{\cs30\b\i\expnd6\expndtw30\insrsid12867071\charrsid12867071 It }{\cs30\b\i\insrsid12867071\charrsid12867071 is regretting to note that despite several \par }\pard \s17\ql \li576\ri0\sl-326\slmult0\widctlpar\faauto\rin0\lin576\itap0\pararsid12867071 {\cs30\b\i\insrsid12867071\charrsid12867071 reminders/letters to you, there is no positive response for repayment of the loan/overdraft facility sanctioned.}{ \cs30\b\i\insrsid12867071 }{\cs30\b\i\insrsid12867071\charrsid12867071 We therefore, request you to settle the credit extended to you}{\cs30\b\i\insrsid12867071 }{\cs30\b\i\insrsid12867071\charrsid12867071 within }{ \cs31\b\i\insrsid12867071\charrsid12867071 14 }{\cs30\b\i\insrsid12867071\charrsid12867071 days from the date of receipt of this letter failing which}{\cs30\b\i\insrsid12867071 }{\cs30\b\i\insrsid12867071\charrsid12867071 we shall h e constrained to proceed against you legally to recover}{\cs30\b\i\insrsid12867071 }{\cs30\b\i\insrsid12867071\charrsid12867071 the outstanding dues, which means auctioning the property}{\cs30\b\i\insrsid12867071 }{ \cs30\b\i\insrsid12867071\charrsid12867071 mortgaged to the hank to recover the above credit/facility.\tab \par }\pard\plain \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par \par \par }\pard \s15\qj \li0\ri0\sb14\sl-480\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 Having carefully perused both Exh. D1 and Exh. D7, we think that Exh. D7 was raised as an afterthought, because clearly there was no way either the High Court or the Court of Appeal could have treated Exh. D7 as a contract, having come in existence only when the respondent was complaining about the appellant's failure to repay the loan/overdraft granted to them under Exh. D1. That was long after the contract had been made. \par }\pard \s15\qj \li0\ri0\sb62\sl-480\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 The appellant further complains about failure by the Court of Appeal to evaluate evidence as required by Rule 29 of the Rules of the Court of Appeal and section 1 2 of the Judicature Act. With respect to learned counsel, we are unable to appreciate the relevancy of section 12 in this appeal. \par }\pard \s15\ql \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\ql \li0\ri0\sb163\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 Section 12 of the Judicature Act provides that: \par }\pard\plain \s17\qj \li533\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin533\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par }\pard \s17\qj \li533\ri0\sb178\sl-317\slmult0\widctlpar\faauto\rin0\lin533\itap0 {\cs30\b\i\insrsid12867071\charrsid12867071 "For the purpose of hearing and determining an appeal, the Court of Appeal shall have all the powers, authority and jurisdiction vested under any written law in the court from the exercise of the original jurisdiction of which the appeal originally emanat ed." \par }\pard\plain \s15\ql \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\ql \li0\ri0\sb187\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 Rule 29( I) states that: \par }\pard\plain \s17\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par }\pard \s17\qj \li0\ri0\sb168\sl-326\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs30\b\i\insrsid12867071\charrsid12867071 "On any appeal from the decision of the High Court acting in the exercise of its original jurisdiction, the Court of Appeal may:

\par {\pntext\pard\plain\s25 \cs30\b\i\charrsid12867071 \hich\af0\dbch\af0\loch\f0 (a)\tab}}\pard\plain \s25\ql \li0\ri0\sb341\widctlpar\tx715{\*\pn \pnlvlbody\ilvl0\ls1\pnrnot0\pnlcltr\pnstart1\pnindent715 {\pntxtb (}{\pntxta )}} \faauto\ls1\rin0\lin0\itap0\pararsid12867071 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs30\b\i\insrsid12867071\charrsid12867071 re-appraise the evidence and draw inferences of fact.}{ \cs30\b\i\expnd6\expndtw30\insrsid12867071\charrsid12867071 \par {\pntext\pard\plain\s25 \cs30\b\i\expnd6\expndtw30\charrsid12867071 \hich\af0\dbch\af0\loch\f0 (b)\tab}}\pard \s25\ql \fi-715\li715\ri0\sb302\sl-331\slmult0\widctlpar\tx715\tldot\tx8434{\*\pn \pnlvlbody\ilvl0\ls1\pnrnot0\pnlcltr\pnstart1\pnindent715 {\pntxtb (}{\pntxta )}}\faauto\ls1\rin0\lin715\itap0\pararsid12867071 {\cs30\b\i\expnd6\expndtw30\insrsid12867071\charrsid12867071 In}{\cs30\b\i\insrsid12867071\charrsid12867071 its discretion, for suf ficient reason, take additional evidence or direct that additional evidence be taken\tab " \par }\pard\plain \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\qj \li0\ri0\sb178\sl-480\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\insrsid12867071\charrsid12867071 The power of a first appellate court to re-evaluate evidence is not a new principle. In }{\cs30\b\i\insrsid12867071\charrsid12867071 Coghlan - v- Cumberland (3) [1898] 1 ch 704, }{\cs29\insrsid12867071\charrsid12867071 the Court \par }\pard\plain \s17\qj \li0\ri0\sl-480\slmult0\widctlpar\tldot\tx3955\faauto\rin0\lin0\itap0\pararsid12867071 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs29\insrsid12867071\charrsid12867071 of Appeal in England held, "\tab }{ \cs30\b\i\insrsid12867071\charrsid12867071 where, as in this case, the appeal turns}{\cs30\b\i\insrsid12867071 }{\cs30\b\i\insrsid12867071\charrsid12867071 on a question of fact, the Court of Appeal has to bear in mind that its duty is to rehear the case, and the court must reconsider the materials before the judge with such other materials as it may have decided to admit. . . . \par }\pard\plain \s15\qj \li0\ri0\sb62\sl-480\slmult0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 In}{\cs29\insrsid12867071\charrsid12867071 }{ \cs30\b\i\insrsid12867071\charrsid12867071 Peters - v - Sunday Post [1958] EA 424 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Court}{ \cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Appeal}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 for}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Eastern Africa}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 stated}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 inter}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 alia}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 that: \par }\pard\plain \s17\ql \li614\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin614\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par \par }\pard \s17\ql \li614\ri0\sb62\sl-317\slmult0\widctlpar\tldot\tx1430\faauto\rin0\lin614\itap0 {\cs30\b\i\insrsid12867071\charrsid12867071 "\tab an appellate court has, indeed, jurisdiction to review the \par }\pard \s17\ql \li586\ri0\sl-317\slmult0\widctlpar\faauto\rin0\lin586\itap0 {\cs30\b\i\insrsid12867071\charrsid12867071 evidence in order to determine whether the conclusion originally reached upon that evidence should stand." \par }\pard\plain \s15\qj \li0\ri0\sb182\sl-475\slmult0\widctlpar\tldot\tx7589\faauto\rin0\lin0\itap0\pararsid12867071 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 In}{ \cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 our}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 recent}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 decision}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\ul\expnd2\expndtw10\insrsid12867071\charrsid12867071 Kifamunte}{\cs29\ul\insrsid12867071\charrsid12867071 }{\cs29\ul\expnd2\expndtw10\insrsid12867071\charrsid12867071 Henry}{\cs29\ul\insrsid12867071\charrsid12867071 }{ \cs29\ul\expnd2\expndtw10\insrsid12867071\charrsid12867071 -}{\cs29\ul\insrsid12867071\charrsid12867071 }{\cs29\ul\expnd2\expndtw10\insrsid12867071\charrsid12867071 v}{\cs29\ul\insrsid12867071\charrsid12867071 }{ \cs29\ul\expnd2\expndtw10\insrsid12867071\charrsid12867071 -}{\cs29\ul\insrsid12867071\charrsid12867071 }{\cs29\ul\expnd2\expndtw10\insrsid12867071\charrsid12867071 Uganda,}{\cs29\ul\insrsid12867071\charrsid12867071 }{ \cs29\ul\expnd2\expndtw10\insrsid12867071\charrsid12867071 Cr}{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 .}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Appeal}{ \cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 No.}{\cs29\expnd2\expndtw10\insrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 10/1997}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 we}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 reiterated}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 that}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 it}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 was}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 duty}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 first}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 appellate}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 court}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 to}{\cs29\expnd2\expndtw10\insrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 rehear}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 case}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 on}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 appeal}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 by}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 reconsidering}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 all}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 materials}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 which}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 were}{\cs29\expnd2\expndtw10\insrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 before}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 trial}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 judge}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 and}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 make}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 up}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 its}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 own}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 mind}{\cs29\expnd2\expndtw10\insrsid12867071 .}{\insrsid12867071\charrsid12867071 \par }\pard \s15\qj \li0\ri0\sb149\sl-480\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 It}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 is}{ \cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 trite}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 that}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 failure}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 by}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 a}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 first}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 appellate}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 court}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 to}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 re-evaluate}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 material evidence}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 constitutes}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 an}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 error}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 in}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 law.}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 See}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 also}{\cs29\insrsid12867071\charrsid12867071 }{\cs30\b\i\insrsid12867071\charrsid12867071 Pandya - v - R [1957] EA 336. \par }\pard \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\qj \li0\ri0\sl-475\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 In}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{ \cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 instant}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 case,}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 with}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 respect,}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 we}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 think}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 that}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 contention}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Mr.}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Matovu were}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 not}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 well}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 founded.}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 The}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 lead}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 judgment}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Lady}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Justice}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Kitumba,}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 JA, contains}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 a}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 full}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 re-evaluation}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 evidence}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 adduced}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 before}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 learned}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 trial judge}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 and}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 how}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 learned}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 trial}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 judge}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 had}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 handled}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 evidence.}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 For instance}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 at}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 page}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 31}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 record}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Appeal,}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Lady}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Justice}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Kitumba,}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 JA,}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 while re-evaluating}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 evidence}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 as}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 adduced}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 before}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 learned}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 trial}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 judge}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 stated that: \par }\pard\plain \s17\qj \li547\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin547\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par }\pard \s17\qj \li547\ri0\sb130\sl-317\slmult0\widctlpar\faauto\rin0\lin547\itap0\pararsid12867071 {\cs30\b\i\insrsid12867071\charrsid12867071 "The learned trial judge in her judgment said that both parties did not dispu te Exh. D1 which set down the terms and conditions of the overdraft agreement. One of the terms was the payment of interest. She examined the correspondence between the parties which were exhibited at the trial. She observed that some of the letters of de mand from the respondent mentioned}{\cs30\b\i\insrsid12867071 }{\cs30\b\i\insrsid12867071\charrsid12867071 the amount owed by the appellant to the respondent. Those}{\cs30\b\i\insrsid12867071 }{\cs30\b\i\insrsid12867071\charrsid12867071 letters stated what was the principal sum and what was the}{\cs30\b\i\insrsid12867071 }{\cs30\b\i\insrsid12867071\charrsid12867071 interest\tab " \par }\pard\plain \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\qj \li0\ri0\sb38\sl-480\slmult0\widctlpar\tldot\tx6763\faauto\rin0\lin0\itap0 {\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Further,}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 in}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 her}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 re-evaluation}{ \cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 evidence,}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 lady}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Justice}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Kitumba,}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 JA,}{\cs29\expnd2\expndtw10\insrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 considered}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 letter}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 dated}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 11}{\cs29\expnd-2\expndtw-10\super\insrsid12867071\charrsid12867071 th}{ \cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 November}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 1994,}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 where}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 defendant}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 had}{\cs29\expnd2\expndtw10\insrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 mentioned}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 amount}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 owed}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 by}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 plaintiff}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 differentiating}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 principal}{\cs29\expnd2\expndtw10\insrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 from}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 interest.}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 The}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 letter}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 stated}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 in}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 part}{\cs29\insrsid12867071\charrsid12867071 \tab }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 : \par }\pard\plain \s18\qj \li581\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin581\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par \par }\pard \s18\qj \li581\ri0\sb58\sl-322\slmult0\widctlpar\faauto\rin0\lin581\itap0\pararsid12867071 {\cs30\b\i\insrsid12867071\charrsid12867071 "Refer to your letter PSM/SK/95/94 dated 4/11/94, requesting us to extend repaym ent of your overdraft to 31/12/94. You are aware this overdraft is long overdue and present balance of Shs. 244,802,823= is in excess of the sanction limit of Shs. 200}{\cs30\b\i\insrsid12867071 }{\cs30\b\i\insrsid12867071\charrsid12867071 million\tab we therefore, propose that if you wish that we}{\cs30\b\i\insrsid12867071 }{\cs30\b\i\insrsid12867071\charrsid12867071 should approach our authorities for extension, you should offset the interest amounting to Shs. 45 million immediately." \par }\pard\plain \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par \par }\pard \s15\qj \li0\ri0\sb86\sl-475\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 The}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 learned}{ \cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 lady}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Justice}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Appeal}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 quoted}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 several}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 letters}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 on}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 subject where}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 in}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 respondent}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 was}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 demanding}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 repayment}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 loan.}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 She}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 in particular}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 referred}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 to}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 a}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 letter}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 dated}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 10/10/95}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 (Exh.}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 D5)}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 which}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 concluded}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 as follows: \par }\pard\plain \s18\qj \li562\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin562\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par \par }\pard \s18\qj \li562\ri0\sb67\sl-312\slmult0\widctlpar\faauto\rin0\lin562\itap0 {\cs30\b\i\ul\insrsid12867071\charrsid12867071 "We therefore request you to submit your repayment plan and arrangement to clear all dues not later than 15/12/95. For your information present outstanding debit balance on the account is Shs. 194,567,591= after credit of 25 million on 27/09/95. It does not include unapplied interest which has accumulated to Shs. 43,121,966=." \par \sect }\sectd \marglsxn1613\margrsxn1613\margtsxn1399\sbknone\linex0\colsx60\sectdefaultcl\sftnbj {\footerl \pard\plain \s21\qr \li17\ri17\widctlpar\faauto\rin17\lin17\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\field{\*\fldinst { \cs32\b\fs20\insrsid12867071 PAGE}}{\fldrslt {\cs32\b\fs20\lang1024\langfe1024\noproof\insrsid12867071 8}}}{\cs32\b\fs20\insrsid12867071 \par }}{\footerr \pard\plain \ql \li0\ri0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071 \par }}\pard\plain \s15\qj \li0\ri0\sb62\sl-480\slmult0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\cs29\expnd2\expndtw10\insrsid12867071 \par }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 The}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 learned}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Justice}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Appeal}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 thereafter}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 cited}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 appellant's}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 letter}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 addressed to}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 respondent}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 dated}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 14/11/95,}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 (Exh.}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 D6)}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 in}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 which}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 appellant acknowledged}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 indebtedness.}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 That}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 letter}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 stated}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 in}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 part}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 as}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 follows: \par }\pard\plain \s18\ql \li634\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin634\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par }\pard \s18\ql \li634\ri0\sb173\widctlpar\faauto\rin0\lin634\itap0 {\cs30\b\i\insrsid12867071\charrsid12867071 "Re: Outstanding Overdraft. \par }\pard \s18\qj \li590\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin590\itap0 {\insrsid12867071\charrsid12867071 \par }\pard \s18\qj \li590\ri0\sb86\sl-322\slmult0\widctlpar\tldot\tx5938\faauto\rin0\lin590\itap0 {\cs30\b\i\insrsid12867071\charrsid12867071 First and foremost we would like to thank you for your patience}{\cs30\b\i\insrsid12867071 }{ \cs30\b\i\insrsid12867071\charrsid12867071 with us in recovering the above outstanding overdraft. Although}{\cs30\b\i\insrsid12867071 }{\cs30\b\i\insrsid12867071\charrsid12867071 its clearance has not been on schedule we are committed to}{ \cs30\b\i\insrsid12867071 }{\cs30\b\i\insrsid12867071\charrsid12867071 getting it cleared within a short time\tab \par }\pard\plain \s25\qj \fi-725\li1330\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin1330\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par }\pard \s25\qj \fi-725\li1330\ri0\sb221\sl-326\slmult0\widctlpar\faauto\rin0\lin1330\itap0 {\cs30\b\i\insrsid12867071\charrsid12867071 (4) And as we write, we are negotiating with one Indian Investor prepared to offer Shs.15 million per acre for 15 acres, total Shs. 225 million." \par }\pard\plain \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\qj \li0\ri0\sb178\sl-480\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Apparently,}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 later}{ \cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 appellant}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 paid}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Shs.}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 194,647,591=}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 mentioned}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 in}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Exh. D5,}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 but}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 failed}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 to}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 pay}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 interest.}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 When}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 appellant}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 demanded}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 for}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the release}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 securities,}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 respondent}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 refused}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 to}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 release}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 them}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 before interest}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 was}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 paid. \par }\pard \s15\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\insrsid12867071\charrsid12867071 \par \par }\pard \s15\qj \li0\ri0\sl-475\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 The}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 learned}{ \cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Justice}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Appeal}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 agreed}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 with}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 finding}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 learned}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 trial judge}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 that}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 appellant}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 had}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 not}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 discharged}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 its}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 contractual}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 obligation}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 under the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 overdraft}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 agreement.}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 She}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 held}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 that}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 respondent's}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 refusal}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 to}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 release}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the securities}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 was}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 not}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 a}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 breach}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 contract.}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 She}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 dismissed}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 appeal}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 with}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 costs. The}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 other}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 two}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Justices}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Appeal}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 concurred}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 with}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 her.}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 We}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 are}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 satisfied}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 that the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Court}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 Appeal}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 as}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 a}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 first}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 appellate}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 court}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 re-evaluated}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 evidence properly}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 before}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 it}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 dismissed}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 appeal.}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd6\expndtw30\insrsid12867071\charrsid12867071 In}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 our}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 opinion,}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 this}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 appeal}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 has}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 no merit. \par }\pard \s15\qj \li0\ri0\sb62\sl-475\slmult0\widctlpar\faauto\rin0\lin0\itap0 {\cs29\expnd6\expndtw30\insrsid12867071\charrsid12867071 It}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 was}{ \cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 because}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 of}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 foregoing}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 reasons}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 that}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 we}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 dismissed}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 the}{\cs29\insrsid12867071\charrsid12867071 }{\cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 appeal}{\cs29\insrsid12867071\charrsid12867071 }{ \cs29\expnd2\expndtw10\insrsid12867071\charrsid12867071 with costs. \par }\pard\plain \s26\qj \li0\ri0\sl-240\slmult0\widctlpar\faauto\rin0\lin0\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par }\pard \s26\qc \li0\ri0\sb182\widctlpar\faauto\rin0\lin0\itap0\pararsid12867071 {\cs30\b\i\insrsid12867071 Dated at Mengo this 21}{\cs30\b\i\super\insrsid12867071\charrsid12867071 st}{\cs30\b\i\insrsid12867071 }{ \cs30\b\i\insrsid12867071\charrsid12867071 day o}{\cs30\b\i\insrsid12867071 f December }{\cs30\b\i\insrsid12867071\charrsid12867071 2004. \par }\pard\plain \s27\ql \fi288\li3278\ri3110\sl-240\slmult0\widctlpar\faauto\rin3110\lin3278\itap0 \fs24\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\insrsid12867071\charrsid12867071 \par \par \par \par \par \par \par \par }\pard \s27\qc \li0\ri15\sb14\sl-317\slmult0\widctlpar\faauto\rin15\lin0\itap0\pararsid12867071 {\cs30\b\insrsid12867071\charrsid12867071 J. B. ODOKI }{\cs30\b\insrsid12867071\charrsid12867071 \par }{\cs30\b\insrsid12867071\charrsid12867071 CHIEF JUSTICE}{\cs30\b\insrsid12867071\charrsid12867071 \par \par }{\cs30\b\insrsid12867071\charrsid12867071 A. O. ODER }{\cs30\b\insrsid12867071\charrsid12867071 \par }{\cs30\b\insrsid12867071\charrsid12867071 JUSTICE OF THE SUPREME COURT}{\cs30\b\insrsid12867071\charrsid12867071 \par \par }{\cs30\b\insrsid12867071\charrsid12867071 J. W. N. TSEKOOKO }{\cs30\b\insrsid12867071\charrsid12867071 \par }{\cs30\b\insrsid12867071\charrsid12867071 JUSTICE OF THE SUPREME COURT}{\cs30\b\insrsid12867071\charrsid12867071 \par \par }{\cs30\b\insrsid12867071\charrsid12867071 A. N. KAROKORA }{\cs30\b\insrsid12867071\charrsid12867071 \par }{\cs30\b\insrsid12867071\charrsid12867071 JUSTICE OF THE SUPREME COURT}{\cs30\b\insrsid12867071\charrsid12867071 \par \par }{\cs30\b\insrsid12867071\charrsid12867071 J. N. MULENGA }{\cs30\b\insrsid12867071\charrsid12867071 \par }{\cs30\b\insrsid12867071\charrsid12867071 JUSTICE OF THE SUPREME COURT \par }}

About this LexChat collection

Publisher and coverage

LexChat is published by Esheria. Coverage reflects the case law currently mapped from identified source collections; it may be incomplete, delayed, or later corrected. The official source controls where it differs from this research page.

AI and research method

Source-derived facts are shown separately from AI-generated material. If an AI summary is available, it is explicitly labelled and remains a non-authoritative research aid.

Corrections and reporting

Report a source mismatch, factual issue, personal-data concern, or licensing question to support@esheria.co.ke. Include this page's URL and the supporting official source so the record can be reviewed, corrected, restricted, or withdrawn.

Legal-information disclaimer

LexChat provides legal information and research tools, not legal advice. Verify currency, status, citations, and jurisdiction with authoritative sources and a qualified professional where appropriate.