Merchant Interchange Fee Umbrella Proceedings [2025] CAT 81 (01 December 2025)

Merchant Interchange Fee Umbrella Proceedings [2025] CAT 81 (01 December 2025)

The Tribunal held that the interchange fee arrangements, as structured, restrict competition and breach relevant competition law provisions, justifying the continuation of collective proceedings.

Citation
[2025] CAT 81
Parties
Applicant: Merchant Interchange Fee Umbrella Proceedings
Jurisdiction
United Kingdom
Judgment Date
01 December 2025
Procedural Posture
Competition Appeal / Judgment
Outcome
Application allowed
Legal Topics
Interchange Fees, Umbrella Proceedings

Case Brief

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Parties

Merchant Interchange Fee Umbrella Proceedings

Applicant

Procedural Posture

Competition Appeal / Judgment

  1. 1 Whether the interchange fee arrangements breach competition law
  2. 2 Whether collective proceedings are appropriate

Ratio Decidendi

The Tribunal held that the interchange fee arrangements, as structured, restrict competition and breach relevant competition law provisions, justifying the continuation of collective proceedings.

Court Disposition

Application allowed

Orders

  • Collective proceedings to continue
  • Costs reserved