(UM) Merchant Interchange Fee Umbrella Proceedings [2025] CAT 37 (27 June 2025)
The Tribunal held that the interchange fees set by the card schemes constituted a restriction of competition and that collective proceedings were an appropriate mechanism for redress in this context.
- Citation
- [2025] CAT 37
- Parties
- Applicant: (UM) Merchant Interchange Fee Umbrella Proceedings
- Jurisdiction
- United Kingdom
- Judgment Date
- 27 June 2025
- Procedural Posture
- Collective Proceedings / Judgment
- Outcome
- claims allowed in part
- Legal Topics
- Interchange Fees, Collective Proceedings, Antitrust
Case Brief
Summary, issues, holding and outcome
More case intelligence is available
Unlock the full research layer for this judgment.
Full judgment text Downloadable case file Legal principles 1 Authorities cited 3 Party arguments 2
Parties
(UM) Merchant Interchange Fee Umbrella Proceedings
Applicant
Procedural Posture
Collective Proceedings / Judgment
Legal Issues
- 1 Whether the merchant interchange fees set by card schemes breached competition law
- 2 Whether collective proceedings are appropriate for claims arising from interchange fees
Ratio Decidendi
The Tribunal held that the interchange fees set by the card schemes constituted a restriction of competition and that collective proceedings were an appropriate mechanism for redress in this context.
Court Disposition
claims allowed in part
Orders
- Collective proceedings certified
- Proceedings to continue to trial on quantum and distribution of damages
Full Case Text
Judgment text and source record
Sign in to read
Sign in to read the full judgment text
Sign in to read the full judgment text. Downloads and additional research tools may depend on your plan.
Sign in to read the full judgment