This regulation continues a group life insurance plan, sets how the benefit is calculated and paid, and says the benefit goes to the deceased eligible worker’s estate if proof is accepted by the board.
Group Life Insurance Regulation, M.R. 187/2005 The Workers Compensation Act , C.C.S.M. c. W200 NOTE: This regulation was enacted in English only. Regulation 187/2005 Registered December 22, 2005 Table of Contents Section 1 Definitions 1.1 Exception — other life insurance 2 Group life insurance plan continued 3 Benefit amount 4 Benefit is payable on death, regardless of cause 5 Benefit is payable to estate 6 Repeal 7 Coming into force Definitions 1 The following definitions apply in this regulation. "Act" means The Workers Compensation Act . "benefit" means the amount of life insurance payable on the death of an eligible worker. "eligible worker" means a worker injured on or after January 1, 1992, who (a) has been in receipt of wage loss benefits under the Act for more than 24 months; (b) is receiving wage loss benefits at the time of their death, or dies within 90 days after the last day they received wage loss benefits; and (c) is not entitled to life insurance benefits through an employer at the time of their death. M.R. 122/2021 Exception — other life insurance 1.1 The following provisions do not apply to a worker who was injured between January 1, 1992, and December 31, 2021: (a) clause (c) of the definition "eligible worker" in section 1; (b) clause 5(b). M.R. 122/2021 Group life insurance plan continued 2 The group life insurance plan, established under the Group Life Insurance Regulation , Manitoba Regulation 12/94, is continued. Benefit amount 3 Subject to section 2, the benefit payable on the death of an eligible worker is (a) the amount calculated by multiplying the amount payable under subclause 29(1)⁠(a)⁠(i) of the Act in the year the worker dies by 0.6, if the worker is survived by a dependant; or (b) the amount payable under subsection 28(2) of the Act in the year the worker dies, if the worker is not survived by a dependant; rounded to the nearest $10. Benefit is payable on death, regardless of cause 4 The benefit is payable upon the death of an eligible worker, however caused. Benefit is payable to estate 5 A benefit payable under this regulation is payable to the estate of the deceased eligible worker on proof satisfactory to the board that (a) the worker has died; and (b) the worker is not entitled to life insurance benefits through an employer. M.R. 122/2021 Repeal 6 The Group Life Insurance Regulation , Manitoba Regulation 12/94, is repealed. Coming into force 7 This regulation comes into force on January 1, 2006 or on the day it is registered under The Regulations Act , whichever is later. November 30, 2005 The Workers Compensation Board: Tom J. Farrell, Chairperson