Konkurslag

Chapter 1: General provisions.

Chapter 1: General provisions.

Chapter 1: General provisions.

Chapter 1: General provisions.

This is the heading for Chapter 1, “General provisions.”

Chapter 1: General provisions.

This is a chapter heading for general provisions.

A debtor who cannot pay debts may be put into bankruptcy by a court on the debtor’s or a creditor’s application.

A debtor who cannot pay debts may be put into bankruptcy under this Act, and the court decides on the bankruptcy on application by the debtor or a creditor.

A debtor who cannot pay debts may be placed into bankruptcy by a court.

This section says a debtor who cannot pay debts may be put into bankruptcy, and the court decides on an application by the debtor or a creditor.

A debtor who cannot pay debts may be put into bankruptcy under this law, and the court decides on the application of the debtor or a creditor.

A debtor who cannot pay debts may be placed into bankruptcy, and the court decides on the application of the debtor or a creditor.

A debtor who cannot pay debts may be put into bankruptcy under this law, and the court decides on the bankruptcy application.

This section says the law applies unless another law or an agreement with a foreign state says otherwise; if EU insolvency Regulation 2015/848 applies to the matter, that Regulation applies instead.

This section says the law applies unless another law or a foreign-state agreement says otherwise, and EU insolvency rules apply instead when the case has the required link to another member state.

This section says the Act applies unless other law or an agreement with a foreign state says otherwise.

This section says the law applies unless another law or an agreement with a foreign state says otherwise.

This section says the law applies unless another law or a foreign-state agreement says otherwise, and that Regulation (EU) 2015/848 applies instead in covered cross-border insolvency cases.

This section says the law applies unless another law or an agreement with a foreign state says otherwise, and in certain cases Regulation (EU) 2015/848 applies instead.

This section says the Act applies unless another law or an agreement with a foreign state says otherwise, and EU insolvency rules apply instead when the matter has a link to another Member State covered by that regulation.

Sääntö kertoo, ketkä voidaan asettaa konkurssiin ja ketkä eivät.

Konkurssiin voidaan asettaa luonnollinen henkilö, yhteisö, säätiö, muu oikeushenkilö, kuolinpesä ja konkurssipesä; valtio, Ahvenanmaan maakunta, kunta ja eräät muut julkiset toimijat eivät yleensä voi olla konkurssissa, mutta tietyssä yliopistotapauksessa poikkeus sallii konkurssin.

Certain persons and entities may be placed into bankruptcy, but several public bodies and religious bodies may not; a public-law university under the Universities Act is an exception and may be bankrupted.

This provision says which persons and legal entities can be placed into bankruptcy, which public bodies and churches cannot, and that a public-law university may still be bankrupted.

This section says which persons and entities can be put into bankruptcy, and which public bodies and religious bodies cannot, with an exception for certain public-law universities.

This section says which persons and entities may be put into bankruptcy, and which public bodies and church bodies may not be.

This provision says which persons and legal entities can be placed into bankruptcy, which public bodies cannot, and that a public university under the Universities Act can still be placed into bankruptcy.

Bankruptcy starts when the debtor is declared bankrupt by a court decision.

Bankruptcy begins when a court decides to place the debtor in bankruptcy.

Bankruptcy begins when a court decides to declare the debtor bankrupt.

Konkurssi alkaa, kun velallinen asetetaan tuomioistuimen päätöksellä konkurssiin.

Bankruptcy begins when the debtor is placed into bankruptcy by a court decision.

Bankruptcy begins when the debtor is declared bankrupt by a court decision.

Bankruptcy begins when the debtor is placed into bankruptcy by a court decision.

This section defines what counts as a bankruptcy claim.

This section defines what counts as a bankruptcy claim.

A bankruptcy claim is a claim against the debtor that arose before bankruptcy began, and it also covers pledge claims and certain conditional, disputed, or unclear claims.

A bankruptcy claim is a claim against the debtor that arose before bankruptcy began.

This section defines what counts as a bankruptcy claim.

This section defines what counts as a bankruptcy claim.

A bankruptcy claim is a claim against the debtor that arose before bankruptcy began, and it also includes pledged, conditional, disputed, or unclear claims.

The debtor is not released from liability for bankruptcy claims that are not paid in full in the bankruptcy.

Velallinen remains liable for bankruptcy claims that do not receive full payment in the bankruptcy.

Velallinen remains liable for bankruptcy claims that are not paid in full in the bankruptcy.

Velallinen remains liable for bankruptcy claims that are not paid in full in the bankruptcy.

The debtor is not released from liability for bankruptcy claims that are not paid in full in the bankruptcy.

The debtor is not released from liability for bankruptcy claims that are not paid in full in the bankruptcy.

The debtor is not released from liability for bankruptcy claims that are not paid in full in the bankruptcy.

A debtor may be placed into bankruptcy if the debtor is insolvent, unless this law or another law provides otherwise.

A debtor may be placed in bankruptcy if the debtor is insolvent, unless this Act or another law provides otherwise.

This provision defines insolvency as being unable, other than temporarily, to pay debts when they fall due.

A debtor may be placed into bankruptcy if the debtor is insolvent, unless the Act or another rule provides otherwise.

A debtor may be put into bankruptcy if insolvent, unless this law or another law says otherwise.

A debtor may be placed in bankruptcy if the debtor is insolvent, unless this Act or another law provides otherwise.

A debtor may be put into bankruptcy if the debtor is insolvent, unless this law or another law provides otherwise.

A creditor may request that a debtor be declared bankrupt if the debt is based on a final enforceable decision, a signed acknowledgment the debtor does not plainly dispute, or is otherwise so clear that its correctness cannot reasonably be doubted.

A creditor may request that a debtor be declared bankrupt if the claim meets one of the listed certainty conditions; a bankruptcy petition based on a small claim may be dismissed if bankruptcy would be clearly inappropriate or contrary to good collection practice.

A creditor may ask for the debtor to be placed in bankruptcy if the claim is based on a final or similarly enforceable judgment, a signed commitment the debtor does not plainly dispute, or is otherwise clearly valid.

A creditor may request that a debtor be placed into bankruptcy if the creditor’s claim meets one of the listed support grounds.

A creditor may request that a debtor be placed into bankruptcy if the creditor’s claim meets one of the stated reliability grounds.

A creditor may request that a debtor be placed in bankruptcy if the claim is based on an enforceable judgment or similar basis, the debtor has signed it and does not clearly dispute it, or the claim is otherwise clearly valid.

Velkoja voi vaatia velallisen asettamista konkurssiin, jos saatava täyttää laissa kuvatut selvyyttä tai täytäntöönpanokelpoisuutta koskevat ehdot.

This section sets presumptions of a debtor’s insolvency and requires the creditor to serve a payment reminder with key details.

This provision says when a debtor is to be treated as insolvent and what a creditor must include and deliver in a payment demand before seeking bankruptcy.

The provision creates presumptions of insolvency and requires the creditor’s payment demand to be formally served and to include the claim basis, amount, and a warning about bankruptcy.

A debtor is treated as insolvent in several listed situations, and a creditor must serve a payment demand with required details before relying on one of those grounds.

Velallista pidetään maksukyvyttömänä tietyissä tilanteissa, ja velkojan maksukehotukselle asetetaan sisältö- ja tiedoksiantovaatimuksia.

This section sets rules for when a debtor is treated as insolvent and what a creditor must include and do before seeking bankruptcy.

A debtor is presumed insolvent in several listed situations, and a creditor must give and word a payment reminder in a specified way before seeking bankruptcy on one ground.

Velkojan hakemuksesta velallista ei saa asettaa konkurssiin, jos velkojalla on tietty vakuus tai takaus saatavaansa varten.

A debtor cannot be put into bankruptcy on a creditor’s application if certain security conditions are met.

A creditor may not petition to bankrupt a debtor if the creditor has certain payment-security arrangements.

A debtor cannot be put into bankruptcy at a creditor’s request if the creditor has certain security arrangements; security also includes a guarantee.

A debtor cannot be put into bankruptcy on a creditor’s petition if the creditor has certain security or third-party backing for the claim.

A debtor cannot be placed into bankruptcy on a creditor’s application if the creditor has certain security over the debtor’s property or a third-party security meeting the stated conditions.

A creditor may not have a debtor placed into bankruptcy on the creditor’s application if the creditor has specified security interests or guarantees described in the section.

A debtor in liquidation, an estate, or a bankruptcy estate may be placed in bankruptcy if its assets are not enough to pay debts.

A debtor in liquidation, a deceased person’s estate, or a bankruptcy estate may be put into bankruptcy if assets are not enough to pay debts; a deceased person’s estate has an extra necessity test.

A liquidation debtor, decedent’s estate, or bankruptcy estate may be placed in bankruptcy if assets are not enough to pay debts; a decedent’s estate is only eligible when bankruptcy is a practical way to use estate assets to pay the estate’s and deceased person’s debts.

A liquidated debtor, a decedent’s estate, or a bankruptcy estate may be put into bankruptcy if its assets are not enough to pay debts. A decedent’s estate has an extra condition: bankruptcy must be a suitable way to use the estate’s assets to pay the estate’s and deceased person’s debts.

A debtor in liquidation, a deceased person’s estate, or a bankruptcy estate may be put into bankruptcy if its assets are not enough to pay debts.

Velallinen, kuolinpesä tai konkurssipesä voidaan asettaa konkurssiin, jos varat eivät riitä velkojen maksamiseen. Kuolinpesän kohdalla konkurssi on mahdollinen vain, jos se on pesän laajuuden, omaisuuden rahaksi muuttamisen tai muun erityisen syyn vuoksi tarkoituksenmukainen.

A debtor in liquidation, an estate, or a bankruptcy estate may be placed into bankruptcy if its assets are not enough to pay debts; a deceased estate has an added suitability condition.

When bankruptcy begins, the debtor may no longer control property in the bankruptcy estate.

When bankruptcy starts, the debtor loses the right to decide over property belonging to the bankruptcy estate.

When bankruptcy begins, the debtor loses the right to control property belonging to the bankruptcy estate.

Once bankruptcy starts, the debtor may not dispose of property in the bankruptcy estate.

When bankruptcy starts, the debtor loses the right to dispose of property belonging to the bankruptcy estate.

When bankruptcy begins, the debtor loses the right to control property belonging to the bankruptcy estate.

When bankruptcy begins, the debtor may not control or dispose of property belonging to the bankruptcy estate.

A bankruptcy estate is usually not bound by the debtor’s acts, but some pre-notice acts and good-faith payments can still bind or validate them.

Certain acts and payments linked to a bankruptcy debtor may bind the bankruptcy estate only in specified good-faith situations; the estate may also refuse delivery or demand return if it pays the other party’s consideration and necessary costs.

A debtor’s transaction concerning bankruptcy estate property does not bind the estate, unless the transaction was made before the bankruptcy entry was registered and the other party lacked and should not have had knowledge of the debtor’s lack of authority. The estate may then refuse delivery or demand return if it pays the counterparty’s consideration and necessary costs. A payment made to the debtor after bankruptcy is valid unless the payer knew or should have known the debtor lacked authority to receive it.

Konkurssipesää sitoo velallisen tekemä oikeustoimi vain tietyissä vilpittömän mielen tilanteissa; myös velalliselle tehty maksu voi olla pätevä, ellei maksaja tiennyt tai olisi pitänyt tietää esteestä.

Bankruptcy estate transactions and payments are generally not binding if made after bankruptcy starts, with exceptions for good-faith counterparties and certain payments.

A debtor’s transactions with bankruptcy estate property generally do not bind the bankruptcy estate, but there are exceptions based on timing, good faith, and payment of compensation and necessary costs.

A debtor’s transaction, notice, or payment rules in bankruptcy depend on when the bankruptcy was entered in the register and on the other party’s good faith.

The provision says certain debtor acts and payments may or may not bind the bankruptcy estate depending on notice and good-faith conditions, and the estate may refuse to release or may demand return of property if it reimburses the other party.

If bankruptcy estate litigation is pending over estate property, the debtor may continue the case in several situations and may recover certain litigation costs.

If a bankruptcy case is pending in a lawsuit over property belonging to the bankruptcy estate, the estate must be given a chance to continue the case; in some situations the debtor may continue it or bring a claim.

If a bankruptcy-related lawsuit is pending about property in the bankruptcy estate, the estate must be given a chance to continue it; if it does not, the debtor may continue or bring the case in some situations.

If a lawsuit over bankruptcy estate property is pending when bankruptcy begins, the estate must be given a chance to continue it; if the estate does not, the debtor may continue, and the debtor may also sue in some cases after bankruptcy if the estate refuses.

If a bankruptcy-related lawsuit is pending, the bankruptcy estate must be given a chance to continue it; if it does not, the debtor may continue the case in some situations.

If a lawsuit about property in the bankruptcy estate is already pending when bankruptcy begins, the estate must be given a chance to continue it; if the estate does not do so, the debtor may continue. The debtor may also sue in some estate-property matters after bankruptcy begins if the estate refused, with limits, and may continue or sue if the estate seeks a settlement and the debtor provides security.

If bankruptcy is pending in a case about property in the bankruptcy estate, the estate must be given a chance to continue the case; if it does not use that chance, the debtor may continue. The debtor also has limited rights to bring or continue proceedings in certain situations, subject to exceptions and security.

After bankruptcy begins, a claim lawsuit aimed at getting an enforcement basis against the bankruptcy estate may not be brought, but a pledge creditor may sue to collect from pledged property.

After bankruptcy begins, a pledge creditor may sue to collect from pledged property, and a claimant may ask for a case to be decided if the bankruptcy estate does not respond and the debtor does not continue the proceedings.

After bankruptcy begins, claims aimed at getting an enforcement basis against the bankruptcy estate may not be brought, but a pledge creditor may sue to recover from pledged property.

Bankruptcy changes how certain lawsuits and claims can proceed, but a pledge creditor may sue to recover from pledged property, and a claimant may ask for a decision if the estate does not answer and the debtor does not continue the case.

After bankruptcy starts, a claim action against the bankruptcy estate is generally barred, but a pledge creditor may sue to recover from pledged property.

After bankruptcy begins, a pledge creditor may sue to recover a claim from pledged property.

After bankruptcy begins, a secured creditor may sue to recover from pledged property, and a plaintiff may ask for a decision if the bankruptcy estate does not respond and the debtor does not continue the case.

After bankruptcy starts, enforcement measures may not be directed at property in the bankruptcy estate to collect a bankruptcy claim.

After bankruptcy begins, enforcement measures may not be used against property in the bankruptcy estate to collect a bankruptcy claim.

After bankruptcy begins, enforcement measures may not be taken against bankruptcy estate property to collect a bankruptcy claim.

After bankruptcy begins, enforcement measures may not be used against property in the bankruptcy estate to collect a bankruptcy claim; the same rule applies to precautionary measures.

After bankruptcy starts, enforcement measures may not be taken against bankruptcy estate property to collect a bankruptcy claim.

After bankruptcy begins, enforcement measures may not be directed at bankruptcy estate property to collect a bankruptcy claim.

After bankruptcy begins, enforcement measures may not be taken against property in the bankruptcy estate to collect a bankruptcy claim.

If bankruptcy occurs after seizure of estate property, enforcement must be suspended and the property and any collected funds handed over to the bankruptcy estate unless the estate asks to continue enforcement on its account.

Jos ennen konkurssia on ulosmitattu omaisuutta, täytäntöönpano keskeytetään ja omaisuus sekä kertyneet varat luovutetaan konkurssipesälle, ellei konkurssipesä vaadi jatkamista.

If property belonging to a bankruptcy estate was attached before bankruptcy began, enforcement must be stopped unless the estate asks for it to continue for the estate’s benefit. The estate must pay enforcement costs in some requested-continuation or cancelled-sale cases.

If the bankruptcy estate asks for continued enforcement, it must pay the enforcement costs.

If bankruptcy estate property was seized before bankruptcy starts, enforcement must stop and the property and any collected money must be handed to the estate unless the estate asks to continue enforcement for its account.

If bankruptcy starts after attached property belongs to the bankruptcy estate, enforcement must be stopped and the property or funds handed over to the estate unless the estate asks to continue enforcement. If a sale notice was already published, suspension is only at the estate’s request. The estate pays enforcement costs in specified request/cancellation situations, and child support funds attached from wages, pension, or business income are paid to the claimant despite the first paragraph.

If seized property belongs to a bankruptcy estate, enforcement must be stopped unless the estate asks to continue it; the estate may also request suspension in some sale situations and must bear enforcement costs in certain cases.

If the bankruptcy estate believes disputed property in an enforcement appeal or enforcement dispute belongs to it, it may step in as a party instead of the creditor.

If the bankruptcy estate believes disputed property belongs to it, it may replace the creditor as a party; the court must give the estate a chance to be heard.

If the bankruptcy estate believes disputed property in an enforcement appeal or enforcement dispute belongs to it, it may step in as a party instead of the creditor, and the court must give it a chance to be heard.

If a bankruptcy estate believes disputed property belongs to it, it may step in as a party instead of the creditor, and the court must give the estate a chance to be heard.

If the bankruptcy estate believes the property in a pending enforcement appeal or enforcement dispute belongs to it, it may step in as a party instead of the creditor, and the court must give it a chance to be heard.

If bankruptcy estate property is involved in an enforcement appeal or dispute, the bankruptcy estate may replace the creditor as a party, and the court must give the estate a chance to be heard.

If the bankruptcy estate claims the property belongs to it, it may take the creditor’s place in an enforcement appeal or enforcement dispute, and the court must give it a chance to be heard.

Jos velallinen ei ole täyttänyt sopimusta ennen konkurssia, vastapuolen on pyydettävä tieto siitä, sitoutuuko konkurssipesä sopimukseen. Jos pesä sitoutuu ajoissa ja antaa hyväksyttävän vakuuden, sopimusta ei saa purkaa. Vastapuolella voi silti olla oikeus purkaa sopimus, jos siihen on erityinen henkilökohtainen syy.

If the debtor had not performed the contract when bankruptcy began, the counterparty must ask whether the bankruptcy estate will take over the contract. The contract cannot be terminated if the estate commits in time and gives acceptable security.

If the debtor has not performed a contract when bankruptcy starts, the other party must ask whether the bankruptcy estate will assume the contract. If the estate assumes it in reasonable time and provides acceptable security, the contract may not be terminated. The other party may still terminate for special personal or other exceptional reasons.

If the debtor has not performed a contract when bankruptcy begins, the counterparty must ask whether the bankruptcy estate will take over the contract. If the estate says it will within a reasonable time and provides acceptable security, the contract may not be terminated.

If the bankruptcy estate accepts a contract in time and gives acceptable security, the contract may not be terminated; the other party must ask for notice first and may still terminate for special personal or other special reasons.

If the debtor has not performed the contract when bankruptcy begins, the counterparty must ask whether the bankruptcy estate will take over the contract. If the estate accepts within a reasonable time and gives acceptable security, the contract may not be terminated; there is an exception for personal or other special reasons.

If the debtor has not performed a contract, the counterparty must ask whether the bankruptcy estate will take over the contract; if the estate confirms in time and gives acceptable security, the contract may not be terminated, except in special personal or other special cases.

A non-due bankruptcy claim is treated as due in bankruptcy between the creditor and debtor, but not for certain conditional, damages-like, or creditor-performance claims.

A non-due bankruptcy claim is treated as due in bankruptcy, subject to listed exceptions.

A non-due bankruptcy claim is treated as due in bankruptcy between the creditor and debtor, except for certain excluded claims.

In bankruptcy, a non-due claim is treated as due between the creditor and debtor, except for certain conditional, damages-related, specially investigated, or creditor-performance claims.

A non-due bankruptcy claim is treated as due in bankruptcy, with listed exceptions.

In bankruptcy, a claim that is not yet due is treated as due between the creditor and the debtor, subject to stated exceptions.

A non-due bankruptcy claim is treated as due in the bankruptcy relationship between creditor and debtor, but not for contingent claims, certain damage claims requiring special investigation, claims requiring performance by the creditor, or if the bankruptcy is cancelled or overturned by a higher court.

The effect of bankruptcy on the limitation period of a bankruptcy claim is regulated separately.

This section says the limitation period for a bankruptcy claim is regulated separately.

Bankruptcy-related limitation of a bankruptcy claim is regulated separately.

This section says that the effect of bankruptcy on the limitation period for a bankruptcy claim is regulated separately.

This section says the limitation period for a bankruptcy claim is regulated separately.

This section says the effect of bankruptcy on the limitation period of a bankruptcy claim is regulated elsewhere.

The effect of bankruptcy on the limitation period of a bankruptcy claim is regulated separately.

Bankruptcy commencement effects stay in force during an appeal, but end if the bankruptcy order is annulled or if the bankruptcy otherwise ends, unless the court orders otherwise for a special reason.

Konkurssin alkamisen oikeusvaikutukset pysyvät yleensä voimassa muutoksenhausta huolimatta, mutta ne lakkaavat, jos konkurssiin asettamista koskeva päätös kumotaan tai konkurssi muuten päättyy, ellei tuomioistuin erityisestä syystä määrää toisin.

Bankruptcy effects continue even if the bankruptcy decision is appealed, but they end if the decision is annulled or the bankruptcy otherwise ends, unless the court orders otherwise for special reasons.

Konkurssin alkamisen oikeusvaikutukset pysyvät yleensä voimassa muutoksenhausta huolimatta, mutta ne lakkaavat, jos konkurssiin asettamispäätös kumotaan tai konkurssi muuten päättyy; tuomioistuin voi erityisestä syystä määrätä niiden jatkuvan.

Konkurssin alkamisen oikeusvaikutukset pysyvät voimassa muutoksenhausta huolimatta, mutta ne voivat päättyä, jos konkurssiin asettamispäätös kumotaan tai konkurssi muuten lakkaa.

Konkurssin alkamisen oikeusvaikutukset pysyvät yleensä voimassa muutoksenhausta huolimatta, mutta lakkaavat, jos konkurssiin asettaminen kumotaan tai konkurssi muuten päättyy. Tuomioistuin voi erityisestä syystä määrätä vaikutukset jatkumaan.

Bankruptcy commencement effects remain in force during an appeal, but end if the bankruptcy decision is annulled unless the court orders otherwise for special reason.

When bankruptcy effects end, the estate administrator must notify the enforcement officer and give them a chance to seize debtor property not needed for bankruptcy costs and debts. The administrator must also hand over any property that is not seized.

When the legal effects of bankruptcy end, the estate administrator must notify the enforcement officer and give them a reasonable opportunity to seize debtor property not needed for bankruptcy costs and debts; property not seized must be handed back to the debtor.

When bankruptcy effects end, the estate administrator must notify the enforcement officer and give them a reasonable opportunity to levy debtor property not needed for bankruptcy costs and estate debts. The administrator must also hand over any debtor property that is not levied.

When bankruptcy legal effects end, the estate administrator must notify the enforcement officer and give them a reasonable chance to seize debtor property not needed for bankruptcy costs and other estate debts.

When bankruptcy effects end, the estate administrator must notify the enforcement officer and give time for seizure of debtor property not needed for bankruptcy costs and other estate debts; if seizure does not occur, the property must be handed to the debtor.

When bankruptcy effects end, the bankruptcy administrator must notify the enforcement officer and give them a reasonable chance to levy property that is not needed for bankruptcy costs and other bankruptcy estate debts. The administrator must also hand over to the debtor any property that is not levied.

Kun konkurssin oikeusvaikutukset lakkaavat, pesänhoitajan on ilmoitettava asiasta ulosottomiehelle, varattava tälle tilaisuus ulosmitata tietyt velallisen omaisuuserät ja luovutettava velalliselle ulosmittamatta jäävä omaisuus.

The debtor must be treated properly in the estate’s administration and winding-up, and the debtor’s interests must be appropriately taken into account.

Velallista on kohdeltava asiallisesti pesän selvityksessä ja hoidossa, ja hänen etunsa on otettava asianmukaisesti huomioon.

The debtor must be treated fairly in the liquidation and administration of the estate, and the debtor’s interests must be properly taken into account.

The debtor must be treated appropriately in the liquidation and administration of the estate, and the debtor’s interests must be taken into account appropriately.

Pesänhoitajan on konkurssin alkamisen jälkeen ilmoitettava tietyille velallisille ja yritysmuotoihin liittyville henkilöille talous- ja velkaneuvonnan palveluista sekä yksityishenkilön velkajärjestelyn hakemismahdollisuudesta.

Pesänhoitajan on konkurssin alettua ilmoitettava tietyistä talous- ja velkaneuvonnan palveluista sekä yksityishenkilön velkajärjestelyn hakemisesta.

The debtor must be treated appropriately during estate administration and management, and the debtor’s interests must be taken into account appropriately.

Velallisella on right to receive information from the bankruptcy estate administrator and to attend creditor meetings; the administrator may restrict these rights only when necessary for specified protection reasons, but must give the information later once the obstacle ends.

The debtor may get information from the trustee and may attend the creditors’ meeting and express views, but the trustee may restrict those rights in limited cases.

The debtor may get information from the bankruptcy trustee and may attend and speak at the creditors’ meeting, but the trustee may restrict those rights when necessary for specified protective reasons.

The debtor may receive information from the estate administrator, attend creditors’ meetings, and state views there. The estate administrator may limit these rights if necessary for protection of the estate or a third party’s rights, or for another special reason, but the information must be given later once the obstacle ends.

The debtor may receive estate and case information and attend and speak in creditor meetings and other decision-making procedures. The trustee may restrict those rights if necessary for specified protective reasons, but must provide the information later once the obstacle ends.

The debtor has a right to receive information from the estate administrator and to attend and speak in creditors' meetings and other decision-making procedures. The estate administrator may restrict these rights only for necessary protective reasons, but must provide the information later when the obstacle ends.

Velallisella on oikeus saada pesänhoitajalta tietoja konkurssipesästä ja osallistua velkojainkokoukseen sekä esittää kantansa.

Tietyille velallisille ja heidän elatuksensa varassa oleville on myönnettävä avustusta konkurssipesän varoista, jos toimeentulo ei muuten ole turvattu.

Certain debtors and their dependants have a right to assistance from the bankruptcy estate, unless their livelihood is otherwise secured.

Konkurssipesästä on myönnettävä avustusta luonnolliselle velalliselle ja hänen elatuksensa varassa oleville, jos heidän toimeentulonsa ei muuten ole turvattu.

Certain debtors and specified dependents are entitled to assistance from the bankruptcy estate if their livelihood is not otherwise secured.

A natural-person debtor and dependents must be given assistance from the bankruptcy estate unless their livelihood is otherwise secured.

Konkurssipesän on myönnettävä avustusta tietyille velallisille ja heidän elatuksensa varassa oleville, jos heidän toimeentulonsa ei muuten ole turvattu.

Some debtors and their dependants may receive assistance from the bankruptcy estate, if their livelihood is not otherwise secured.

The bankruptcy estate administrator may take and open certain debtor mail and parcels connected to the debtor’s business or the bankruptcy estate, and postal companies must hand over or forward those items on the administrator’s request.

Pesänhoitajalla on oikeus ilman velallisen suostumusta ottaa haltuunsa ja avata velalliselle osoitetut, hänen taloudelliseen toimintaansa tai konkurssipesän selvittämiseen liittyvät kirjelähetykset, muut viestit ja paketit. Postiyrityksen on pesänhoitajan pyynnöstä luovutettava tällaiset lähetykset pesänhoitajalle tai toimitettava ne hänen ilmoittamaansa osoitteeseen.

The bankruptcy estate administrator may take possession of and open certain debtor mail and packages, and a postal company must hand those items over to the administrator or deliver them to an address the administrator gives.

Pesänhoitajalla on oikeus ilman velallisen suostumusta ottaa haltuunsa ja avata velalliselle osoitetut liiketoimintaan tai konkurssipesän selvittämiseen liittyvät lähetykset. Postiyrityksen on pesänhoitajan pyynnöstä luovutettava tällaiset lähetykset pesänhoitajalle tai toimitettava ne hänen ilmoittamaansa osoitteeseen.

Pesänhoitajalla on oikeus avata ja ottaa haltuunsa velalliselle osoitetut tiettyyn toimintaan liittyvät lähetykset, ja postiyrityksen on pyynnöstä luovutettava ne pesänhoitajalle tai toimitettava ne hänen ilmoittamaansa osoitteeseen.

Pesänhoitaja saa avata ja ottaa haltuunsa velalliselle osoitettuja talouteen tai konkurssipesän selvittämiseen liittyviä lähetyksiä ilman velallisen suostumusta, ja postiyrityksen on pesänhoitajan pyynnöstä luovutettava tai toimitettava nämä lähetykset pesänhoitajalle.

Pesänhoitaja may take and open debtor-addressed mail and parcels related to the debtor’s business or the bankruptcy estate’s administration, and a postal company must hand those items over to the estate administrator or deliver them to the address the administrator states when requested.

The debtor must cooperate with the estate administrator, provide needed information and access, keep contact details available, and attend when requested. There is an exception for information tied to a suspected or charged offence.

Velallisen on tehtävä yhteistyötä pesänhoitajan kanssa, annettava tarvittavat tiedot ja järjestettävä pääsy omaisuuteen, toimitiloihin ja järjestelmiin. Tietyissä tilanteissa velallinen ei kuitenkaan joudu antamaan tietoja, jos hän on rikosepäiltynä tai syytteessä niistä seikoista.

Velallisen on avustettava pesänhoitajaa, annettava tarvittavat tiedot ja oltava tavoitettavissa konkurssimenettelyssä. Tietyissä rikosepäily- tai syytetilanteissa velallisella on itsekriminointisuoja näistä tiedoista.