Utsökningsbalk

A person holding the property for sale must allow the property to be displayed before the sale, unless that would be unnecessary.

If a deceased person’s debt has been attached, the property may not be sold until the stated waiting period or settlement step has passed, unless one of the listed exceptions applies.

This section says when a payment to the enforcement officer is treated as paid.

If a sale notice was not published as required, or if it contains incorrect or incomplete information, the enforcement officer must arrange a new notice when the error may affect the sale result or is otherwise significant.

Sales notices must describe the sold item clearly and say that the property has been seized. Party information must not be published.

At the start of the auction, the bailiff must describe the item being sold and separately mention valuable components and accessories.

A debtor heir’s share in an estate may be attached, and the estate must not hand over property due in the distribution to anyone other than the enforcement officer.

Ulosmitattu omaisuus myydään tässä luvussa säädetyssä järjestyksessä ulosottomiehen toimittamalla julkisella huutokaupalla tai muulla tavalla, kuten toimeksiannolla tai vähittäin.

Myytävän omaisuuden hallussapitäjän on sallittava esittely, ja esittely on järjestettävä ennen myyntiä, ellei se ole tarpeetonta.

If a sales notice was not published as required, or contains incorrect or missing information, the bailiff must arrange a new notice. An auction may also be annulled if the notice error may have materially affected the sale result.

Auction offers must be presented as raise bids, and the enforcement officer may allow telephone or electronic bidding or split the bidding across multiple locations.

After notice of the payment ban, the bailiff must grant the stated permission unless the act would endanger the applicant’s collection.

The enforcement officer must aim for a good result in the sale and consider the expected price, sale costs, and time needed when choosing the sale method.

Huutokaupan alussa ulosottomiehen on kuvattava myyntikohde, mainittava arvokkaat ainesosat erikseen ja annettava tietyt myyntiä koskevat tiedot ostajaehdokkaille.

Myytävän omaisuuden hallussapitäjän on sallittava esittely ennen myyntiä, ellei esittely ole tarpeeton.

Ulosottomies ei saa hyväksyä huutokaupassa tarjousta, joka on selvästi omaisuuden käypää hintaa alempi; lisäksi tietyt jalometalli-, muu omaisuus- ja arvopaperimyynnit eivät saa jäädä alle säädettyjen vertailuhintojen.

Seized inheritance property may not be sold, and the execution officer may request appointment of an estate administrator and partitioner if needed.

The buyer gets ownership and the right to dispose of auction-sold property once the price is paid, or, if a deed must be made under section 84(1), once the buyer has received the deed.

The enforcement officer may allow bids to be submitted by phone or electronically, may run bidding in several locations at once, and may request written bids before the auction.

Ulosottomiehen on huutokaupan alussa kuvattava myyntikohde, mainittava arvokkaat ainesosat ja tarpeistoesineet erikseen sekä annettava tietyt myyntiä koskevat tiedot ostajaehdokkaille.

The enforcement officer may give the buyer up to six weeks to pay, and the buyer must immediately pay a deposit set by the enforcement officer, up to 20% of the purchase price. The buyer must also pay interest on the purchase price during the payment period and, after it ends, until the price is paid or a new auction is held.

A debtor’s right based on a special legacy may be attached, and a payment prohibition is issued to the person who must satisfy the legacy.

The buyer may take possession after the purchase price is paid, must not use the property in a way that reduces its value before receiving the deed when a deed is required, and has the right to inspect the property before taking possession.

The enforcement officer may not accept an auction bid that is clearly below market value, below the relevant value/quote thresholds, or below the published purchase quotation for securities and book-entry shares.

Ulosottomies may allow bids by phone or electronically, may arrange simultaneous bidding in multiple locations, and may request written offers before the auction.

If the buyer does not pay by the payment time, a new auction is held, and the buyer may have to cover any shortfall and certain costs.

Velallisen perintö- tai testamenttioikeutta ei saa ulosmitata, jos velallinen osoittaa tehneensä yhden säädetyistä luopumistoimista. Jos luopumisilmoitus talletetaan, velallisen on ilmoitettava siitä viipymättä pesän osakkaille ja hallinnolle.

Ulosottomiehen on pyynnöstä annettava ostajalle tarpeellinen virka-apu omaisuuden haltuun saamiseksi, ja tietyissä tilanteissa toimitettava häätö.

Ulosottomies voi antaa ostajalle enintään kuusi viikkoa maksuaikaa, mutta ostajan on maksettava määrättävä käsiraha heti ja korko maksuaikana sekä sen jälkeen, kunnes kauppahinta on maksettu tai uusi huutokauppa pidetään.

Ulosottomies must not accept certain auction bids that are clearly below value, and if the top bid is not accepted the asset must be re-sold or the distraint cancelled.

If property was acquired conditionally and the condition is payment of the purchase price, it is sold without preserving the condition; in other cases it is sold preserving the condition, and the buyer takes over the transfer-based obligations.

If enforcement has been made against a deceased person’s debt or share of an estate, estate participants and administration must provide information and documents to the enforcement officer when asked. The enforcement officer and the applicant may be present at the division of the estate, and the enforcement officer must notify the applicant of the division.

The buyer is not responsible for claims and rights other than those the buyer agreed to assume or that were stated to remain in force or transfer to the buyer. A lease not preserved in the sale must be terminated or rescinded in the separately prescribed way if the buyer wants to be released, and the buyer then has a right to official assistance once that termination or rescission is proved.

If the buyer does not pay the purchase price on time, a new auction is held, and the buyer may have to pay the shortfall and the second auction’s costs.

Ulosottomies can give the buyer up to six weeks to pay, the buyer must pay an immediately due down payment of up to 20% of the price, and interest is payable during and after the payment period.

Ulosottomies may deviate from general auction rules with the consent of the persons whose rights are affected, but not to the buyer’s detriment.

This section says when a payment to the enforcement authority counts as paid.

The bailiff must tell buyer candidates, before the sale, about possible housing-company payment defaults and instalments, and about known receivables and payments needed for electricity or similar services.

Conditional property is generally sold without preserving the condition in certain cases; otherwise it is sold preserving the condition, and the buyer takes over related obligations. The seller, debtor, and affected creditors may agree to return the property to the seller instead of selling it.

If the buyer does not pay in time, a new auction is held; the buyer must cover any shortfall and some costs.

Sections 29–38 apply to auctions of movable property other than vessels; vessel auctions are governed separately by sections 72–74.

Seized property must be sold in the order set by this chapter, by public auction conducted by the enforcement officer or by another method such as commission sale or retail sale.

A buyer generally cannot be challenged with a claim of better right to sold property after ownership has passed under section 3, unless the buyer knew a third party owned it.

The bailiff may depart from general auction rules only with the consent of the persons concerned, and not to the buyer’s detriment.

Jos velallinen on saanut omaisuuden ehdollisesti kauppahinnan maksamista vastaan, omaisuus myydään yleensä ehtoa säilyttämättä; kiinteistön myynti ilman ehtoa edellyttää lisäksi, että myyjä on vaatinut maksua asianosaiskeskustelussa.

Before auctioning movable property, the bailiff must investigate certain secured claims and conditions affecting the sale.

The enforcement officer must aim for a good result in the sale and consider the sale price, costs, and time needed when choosing the sales method.

Certain creditors, right-holders, owners, or buyers may claim damages from state funds if they lost rights or suffered harm under the listed sections, but not if they failed to assert a better right promptly or protect their right in the hearing.

This section says the rules in sections 29–38 apply to auctions of movable property other than vessels.

The enforcement officer may depart from general auction rules with the consent of the persons whose rights are affected, but not in a way that harms the buyer.

Asianosaisen on ilmoitettava saatavansa tai muu 29 §:ssä tarkoitettu vaatimuksensa ulosottomiehelle tämän asettamassa kohtuullisessa määräajassa.

The buyer gets ownership of auctioned property, and the right to dispose of it, once the price is paid or, if a deed is required under section 84(1), once the deed has been received.

Velallisen on pyydettäessä ilmoitettava ulosottomiehelle myytävään omaisuuteen kohdistuvat oikeudet, saatavat, parempaa oikeutta koskevat väitteet sekä olennaiset omaisuuden ominaisuudet ja käyttöön vaikuttavat seikat.

Before auctioning movable property, the enforcement officer must выяснить/clarify listed liens and mortgages, claim amounts, and related conditions; if remaining mortgaged property may not fully secure a company mortgage, the officer must ask the holder whether they want payment from the sale price.

This section says the chapter’s sections 29–38 apply to auctions of movable property other than vessels.

Ulosottomiehen on järjestettävä asianosaiskeskustelu, jos vaatimukset ovat ristiriidassa, vaade on ilmoittamatta, kiinnitysvelkoja on tuntematon tai muu syy sitä vaatii.

The buyer may take possession after paying the price, but may not use the property in a way that reduces its value before receiving the deed when a deed is required. The enforcement officer keeps the property until the buyer can take it, and may sell it for the buyer’s account if the buyer does not collect it within a reasonable time and pay storage costs. The buyer also has a right to inspect the property before taking possession.

Seized property is generally sold as is, but a defect may exist in certain cases.

The party must tell the bailiff about its claim or another claim referred to in section 29 within a reasonable time set by the bailiff.

Before auctioning movable property, the enforcement officer must identify relevant secured claims and ask the company mortgage holder whether it wants payment from the sale price if the remaining secured property is insufficient.

Ulosottomiehen on tehtävä asianosaisluettelo, jos myynnissä on otettava huomioon 29 §:ssä tarkoitettuja saatavia tai oikeuksia tai jos se muuten on tarpeen.

Ulosottomiehen on pyynnöstä annettava ostajalle tarpeellista virka-apua omaisuuden haltuun saamiseksi; tietyissä tilanteissa hän voi myös toimittaa häätöä ja antaa virka-apua muutoksenhausta tai riidasta huolimatta, ellei tuomioistuimen keskeytysmääräys sitä kiellä.

Buyer may demand a price reduction or cancellation of the sale if there is a defect under section 11, using the complaint procedure in chapter 11.

Ulosottomiehen on järjestettävä asianosaiskeskustelu, jos vaatimukset ovat ristiriidassa, vaade on jätetty ilmoittamatta, joku kiinnitysvelkojista on tuntematon tai se on muuten tarpeen.

A party must notify the enforcement officer of its receivable or other claim covered by section 29 within a reasonable time set by the officer.

Movable property sale proceeds must first be used to pay enforcement costs, any sale fee, and a compensation referred to in the Bankruptcy Act; remaining claims are then paid in the separately prescribed order.

Buyer is generally not responsible for claims and rights beyond those the buyer agreed to assume or that were stated to remain in force or transfer in the sale.

If an enforcement complaint or execution dispute concerns an item that may belong to the sale object as a component or accessory, the bailiff may sell the rest of the object when the disputed part is of only minor significance.

If the sale must take account of claims or rights mentioned in section 29, or if otherwise needed, the bailiff must prepare a party list.

The enforcement officer must arrange a party hearing in certain situations, and notice of the hearing may be published only if a party is unknown.

In a movable-property auction, the lowest acceptable bid must cover enforcement costs, any sale fee, and certain secured claims; if specified property is sold, the seller’s price claim must also be covered.

The enforcement officer must tell bidders before a sale about certain housing-company payment defaults and other discovered charges or payments tied to getting electricity or a similar service to the property.

After a sale, rent and other proceeds that accrue after the sale date belong to the buyer.

From the sale price of movable property, enforcement costs, any sale fee, and the compensation referred to in the cited bankruptcy provision are paid first; after that, claims are paid in the separately prescribed order of priority.

If certain claims or rights must be taken into account in the sale, or if otherwise needed, the enforcement officer must prepare a party list.

If the lowest acceptable bid is not obtained, a second auction or, for a special reason, a third auction or a free sale is held unless the applicant forbids it; if no new sale is held or the property is not sold in the new sale, the distraint is cancelled.

Myyttyyn omaisuuteen ei yleensä voi vedota parempaa oikeutta ostajaa vastaan, kun omistusoikeus on siirtynyt, ellei ostaja tiennyt sivullisen omistusoikeudesta.

If real estate or valuable movable property is being sold, the enforcement officer must inspect its condition before sale and, if possible, determine its fair value. The holder of the property must allow the inspection and valuation, and the officer may arrange minor refurbishment without the parties’ consent if it causes only small costs and delay.

The lowest acceptable bid in a movable-property auction must cover enforcement costs, any sale fee, and certain preferred claims; this also applies to selling a debtor’s share.

Movable-property sale proceeds are first used to pay enforcement costs, any sales fee, and a compensation mentioned in the Bankruptcy Act; remaining claims are paid in the separately prescribed priority order.

Buyer may agree with the creditor that the principal of a secured claim transfers to the buyer from the sale date, reducing the purchase price. Unless the parties agree otherwise, the claim becomes the buyer’s personal responsibility and the debtor is no longer liable.

Tietyillä oikeudenhaltijoilla on oikeus saada vahingonkorvaus valtion varoista, jos he ovat menettäneet oikeutensa tai kärsineet vahinkoa tässä pykälässä mainituilla perusteilla.

Huutokaupan myynti-ilmoitus julkaistaan paikallisessa sanomalehdessä; tietyissä tilanteissa sitä voidaan julkaista myös muualla, ja peruuntumisesta on ilmoitettava viipymättä samalla tavalla, jos mahdollista.

If the lowest acceptable offer is not obtained, a second auction or, for special reasons, a third auction or private sale must be held unless the applicant forbids it.

In a movable-property auction, the lowest acceptable bid must cover execution costs, any sale commission, and certain secured claims; the same rule also applies to selling the debtor’s share, and in some sales the seller’s purchase-price claim must be covered.

At auction, a pledge or other right in sold movable property lapses unless the property is sold with the right preserved or the claim is assumed.

On request, the debtor must tell the enforcement officer about rights, claims, competing ownership claims, and material property characteristics affecting the sale.

The sales notice must be published one week before the auction, unless a longer or shorter notice period is appropriate.

Buyer may agree with the creditor that the principal of a pledged claim shifts to the buyer from the sale date as a reduction in the purchase price; otherwise the claim becomes the buyer’s personal liability.

If the minimum acceptable bid is not reached, a second sale is held and, for special reasons, a third auction or a free sale may be held unless the applicant forbids it. If no new sale is held or the property is not sold in the new sale, the distraint is cancelled.

Movable property is normally sold item by item, but it may be sold together or in lots unless different security rights apply; if the property is valuable, the enforcement officer must hear the parties about the order of sale.

Seized property is sold as is, but sold real estate or valuable movable property is treated as defective in certain cases.

Myynti-ilmoituksessa on kuvattava myyntikohde riittävän tarkasti ja mainittava, että omaisuus on ulosmitattu. Asianosaistietoja ei saa julkaista.

At auction, a lien or other right to sold movable property lapses unless the property is sold subject to the right or the debt is taken over.

Ostaja voi sopia velkojan kanssa, että panttisaatavan pääoma siirtyy myyntipäivästä ostajan vastuulle kauppahinnan vähennyksenä.

Before a real property auction, the enforcement officer must determine certain registered and unregistered rights and related conditions.

Buyer may demand a price reduction or cancellation of the sale because of a defect.

If a sale notice was not published as required and the error could affect the sale result or is otherwise significant, the enforcement officer must arrange a new notice.

Irtainta omaisuutta myydään yleensä esineittäin; tarkoituksenmukainen kokonaisuus voidaan myydä yhdessä tai erissä, ellei siihen kohdistu erilaisia vakuusoikeuksia.

In an auction sale of movable property, a pledge or other right in the sold property lapses unless the property is sold with the right preserved or the claim is assumed.

A party hearing must be arranged no later than two weeks before a property auction, and the invitation must be sent no later than four weeks before the hearing.

Components and accessories seized from an object are to be sold separately, and a bailiff may sell the rest of the object if only a minor part is disputed.

Before sale, a sales prospectus must be prepared for real estate and valuable movable property, the general auction terms must be attached, and the sale item’s possessor must allow presentation.

Before a real-estate auction, the enforcement officer must identify specified liens, special rights, unregistered special rights, the seller’s price claim from a conditional transfer, and any condition to be kept with the sale.

Movable property is sold item by item, but a functional whole may be sold together or in batches unless different security rights apply. If the property is valuable, the enforcement officer must hear the parties about the sale order.

The notice must include specified case-management details, key information about the hearing/public notice, instructions for rights holders to notify their claims or other rights, and a request to present supporting documents.

The buyer is entitled to rent and other yield from sold property that becomes due after the sale date.

At the start of the auction, the bailiff must describe the sale item, separately mention valuable materials and accessories, give the listed sale information, and make the general auction terms and sale brochure available to bidders.

A hearing must be arranged no later than two weeks before the property auction, and the invitation must be sent no later than four weeks before the hearing.

Ulosottomiehen on ennen kiinteistön huutokauppaa selvitettävä tietyt oikeudet ja saatavat.

A notice about the interested-parties hearing must be published in a locally circulated newspaper at least four weeks before the hearing.

Before selling real estate or valuable movable property, the enforcement officer must inspect its condition and try to determine its fair value; the person holding the property must allow the inspection and appraisal.

Ulosottomies voi sallia tarjousten tekemisen puhelimitse tai sähköisesti ja voi pyytää ennen huutokauppaa kirjallisia tarjouksia.

The notice must include specified case details, instructions for rights holders, and information about lateness consequences.

The hearing must be arranged no later than two weeks before the property auction, and the notice for the hearing must be sent no later than four weeks before the hearing.

Asianosaiskeskustelussa ulosottomiehen on selostettava asiakirjat ja myyntiehdot, ilmoitettava hakijan saatava sekä kehotettava asianosaisia esittämään riitautukset ja huomautukset.

Huutokauppaa koskeva myynti-ilmoitus on julkaistava paikallisesti leviävässä sanomalehdessä, ja tietyissä tilanteissa siitä voidaan ilmoittaa myös muilla tavoilla. Velalliselle ja yhteisomistajalle on ilmoitettava erikseen, ja peruuntumisesta on ilmoitettava viipymättä samalla tavalla kuin ilmoitus on julkaistu, jos se on mahdollista.

The enforcement officer must not accept a highest bid that is clearly below the asset’s fair value, and must not sell securities below the published purchase quotation; if the bid is rejected, a new auction or sale is arranged unless an exception applies.

The notice for a party discussion must be published in a locally circulated newspaper at least four weeks before the discussion, and also in the official gazette within the same time unless specified rights have not been clarified or notices could not be delivered to all parties.

Kutsussa on oltava tietyt tiedot, kehotukset ja ilmoitus myöhästymisen seurauksista.

Ulosottomiehen on laadittava asianosaisluettelo asianosaiskeskustelussa tai heti sen jälkeen, ja luettelo on toimitettava asianosaisille hyvissä ajoin ennen huutokauppaa.

Myynti-ilmoitus julkaistaan yleensä viikko ennen huutokauppaa, ellei pidempi tai lyhyempi aika ole aiheellinen.

The enforcement officer may give the buyer up to six weeks to pay, but the buyer must immediately pay a deposit of up to 20% of the price, and must pay interest on the price during and after the payment period.

During a party discussion, the bailiff must explain key case information and sale terms, state the applicant’s claim, show prior written objections, and ask the parties to present disputes and comments.

A notice about an interested-party discussion must be published in a local newspaper at least four weeks before the discussion, and sometimes also in the official gazette.

The bailiff may prepare a party list without a party discussion if one is not needed, and in simple cases with all parties known, no notice has to be published.

Myynti-ilmoituksessa on kuvattava myyntikohde riittävän tarkasti, mainittava ulosmittaus ja jätettävä asianosaistiedot julkaisematta.

If the buyer does not pay on time, a new auction is held, and the buyer may have to cover any shortfall and later-auction costs.

Ulosottomiehen on laadittava asianosaisluettelo asianosaiskeskustelussa tai heti sen jälkeen, ja se on toimitettava asianosaisille hyvissä ajoin ennen huutokauppaa.

In a party discussion, the enforcement officer must explain key case information, relevant reports and sale terms, state the creditor’s claim, present written monitoring documents, and prompt the parties to raise disputes and comments.

Jos järjestetään uusi huutokauppa, saatavat merkitään aiemman luettelon mukaan. Jos oikeuden haltija ilmoittaa viimeistään kaksi viikkoa ennen uutta huutokauppaa haluavansa valvoa oikeutensa uudelleen, tai jos tulee uusia vaateita, asiasta on järjestettävä uusi asianosaiskeskustelu siltä osin.

If a sale notice was not published as required or contains incorrect or incomplete information, the enforcement officer must arrange a new notice; an auction may be annulled if the error could materially affect the sale result.

This section sets rules for selling conditionally transferred property, including when the condition is kept or not kept, and allows the seller, debtor, and affected creditors to agree on returning the property to the seller instead of a sale.

Ulosottomies may handle the written enforcement procedure without a party discussion in some cases, but must set deadlines and notify parties about claims, objections, and sale-related remarks.

The enforcement officer must prepare a party list at the hearing or immediately after it, include specified claims and rights, and deliver the list to the parties well before the auction.

This provision sets the payment order for claims from a real estate foreclosure sale.

Kiinteistöstä ja arvokkaasta irtaimesta omaisuudesta on laadittava myyntiesite, johon sisällytetään olennaiset myyntiarvoon vaikuttavat tiedot ja myyntiehdot. Yleiset huutokauppaehdot on liitettävä siihen, ja myytävä omaisuus on esiteltävä ennen myyntiä, ellei esittely ole tarpeetonta.

The enforcement officer may act differently from general auction rules only with the consent of the affected rights holders, but not in a way that harms the buyer.

If a new auction is held, claims are entered in the party list according to the previous list. If a right holder notifies at least two weeks before the new auction that they want to assert their rights again, or new claims are to be considered, a new party hearing must be arranged for that part.

Ulosottomies may prepare a party list without a party discussion if no need for discussion appears, and in some simple cases no notice must be published.

The listed secured claim is recorded in the claims list up to the amount of the mortgage deed; any excess is treated differently if the property has been distrained.

At the start of an auction, the enforcement officer must describe the item for sale and separately mention valuable components and accessories.

Sections 29–38 apply to auctions of movable property other than ships; ship auctions are governed by sections 72–74.

Kiinteistön huutokaupparahat maksetaan etusijajärjestyksessä eri saataville ja oikeuksille.

If a new auction is held, claims are entered in the list from the previous list; if a rights holder gives notice within two weeks before the new auction, or new claims arise, a new hearing on the matter must be arranged for that part.

A secured claim is entered in the list even if the mortgage application has not yet been finally decided, but no entry is made if the application has been stayed because of execution or a precautionary measure.

In an auction, bids are presented as raise bids. The enforcement officer may allow bids by phone or electronically, may arrange bidding in several locations at the same time, and may request written bids before the auction.

Ennen irtaimen omaisuuden huutokauppaa ulosottomiehen tulee selvittää tiettyjä rekisteröityjä ja rekisteröimättömiä saatavia sekä tietyissä tapauksissa tiedustella yrityskiinnityksen haltijalta, vaatiiko tämä suoritusta kauppahinnasta.

The amount entered as a pledge claim is limited to the mortgage deed amount; any excess is treated as an unsecured claim if the property has been distrained.

This section sets the payment priority for claims from a real-property auction.

The bailiff must reject a claim review on its own initiative if it is clearly unfounded; if the review is disputed, the bailiff decides the claim amount and records it in the parties list.

The enforcement officer may not accept bids below the specified minimum values in certain auctions, and if the highest bid is refused a new sale may follow.

Asianosaisen on ilmoitettava saatavansa tai muu 29 §:ssä tarkoitettu vaatimuksensa ulosottomiehelle tämän asettamassa kohtuullisessa määräajassa.

Valvomatta jäänyt kiinnitykseen perustuva panttisaatava merkitään asianosaisluetteloon rekisteristä ilmenevän määrän mukaan, ja ehdollinen saatava merkitään valvonnan mukaisesti.

The statement of parties must record the secured principal, interest up to the auction day, and related costs as a pledge claim, but only up to the amount of the mortgage deed.

Erityinen oikeus kiinteistöön merkitään asianosaisluetteloon, yleensä ilman arvostusta, ja riitaista oikeutta ei merkitä ehdollisesti.

Ulosottomies voi antaa ostajalle enintään kuusi viikkoa maksuaikaa, mutta ostajan on maksettava käsiraha heti ja koron maksuajalta sekä sen jälkeen määrätyin ehdoin.

Ulosottomiehen on järjestettävä asianosaiskeskustelu tietyissä riita- tai epäselvyystilanteissa.

The enforcement officer must reject a claim review that is clearly unfounded.

A secured claim that is not supervised is entered in the list according to the amount shown in the land and mortgage register; a pledged certificate held by the debtor is ignored.

Pantattu vuokraoikeus tai muu käyttöoikeus kiinteistöön myydään kirjattua sopimusta noudattaen, rakennuksineen ja laitteineen, vaikka käyttöoikeus olisi muuttunut tai lakannut kesken sopimuskauden.

If the buyer does not pay on time, a new auction is held, and the buyer may have to cover the shortfall and certain costs.

If the enforcement officer must take certain claims or rights into account, or if needed for another reason, the officer must prepare a list of parties.

Special rights connected to property must be entered in the party register according to the registration or, for other special rights, on the basis of supervision; disputed rights must not be entered conditionally.

The enforcement officer must reject a claim review on their own initiative if it is clearly unfounded.

Myöhästynyt valvonta voi johtaa ulosottomaksuun, mutta tietyt myöhästyneet valvonnat voidaan ottaa huomioon, jos syy on hyväksyttävä. Ulosottomiehen on annettava muille asianosaisille tilaisuus riitauttaa myöhästynyt valvonta.

Sääntö koskee ehdollisesti saadun omaisuuden myyntiä ja palauttamista: tietyissä tilanteissa omaisuus myydään ehtoa säilyttämättä, muuten ehtoa säilyttäen, ja osapuolet voivat sopia palauttamisesta myyjälle.

When movable property is sold, enforcement costs and any sales fee are paid first, along with the compensation referred to in the Bankruptcy Act; remaining claims are then paid in the separately prescribed order.

A pledged leasehold or other right of use to real property is to be sold as set out in the registered contract, together with its buildings and equipment, even if the right has changed or ended during the contract period under the cited Land Code provisions.

Special rights are entered in the parties list, usually without valuation; certain rights to money or goods are entered as capital, and a disputed right may not be entered conditionally.

The lowest acceptable bid in a real-estate auction must cover execution costs, the sale fee, and higher-priority preferential claims, after deducting any income taken from the property.

The enforcement officer may deviate from auction rules with the consent of the persons whose rights are affected, but not in a way that harms the buyer.

For auctions of movable property, the lowest acceptable bid must cover enforcement costs, any sale fee, and certain priority claims; for property under section 26(1), the seller’s sale-price receivable must be covered.

Late verification of a claim may be counted only up to one week before the sale, if there is an acceptable reason; after that it gives rights only to any surplus. The enforcement officer must give other parties a chance to contest late verification.

Pantattu vuokraoikeus tai muu kiinteistöön kohdistuva käyttöoikeus myydään kirjatun sopimuksen mukaisesti rakennuksineen ja laitteineen, vaikka käyttöoikeus olisi muuttunut tai lakannut kesken sopimuskauden.

Hakijalla on oikeus kieltää kiinteistön myynti, jos hänen etuoikeussaatavansa ei peity.

Sections 29–38 of this chapter apply to auctions of movable property other than vessels.

If the lowest acceptable bid is not obtained, a second auction or sale by other means must be held; in special cases, a third auction may also be held. The applicant can prohibit this new sale. If no new sale is held or the property is not sold in the new sale, the distraint is canceled.

A minimum acceptable bid in a property auction must cover enforcement costs, the sale fee, and certain higher-priority claims, and any income collected from the property is deducted.

If a creditor does not file a mortgage-based claim at the parties’ discussion, a separately prescribed enforcement fee is charged. Other claims or unrecorded rights filed after the discussion may still be considered if filed no later than one week before sale and there is an acceptable reason for the delay.

If an offer is not accepted under sections 54 or 55, a second sale—and in special cases a third auction or free sale—is arranged unless the applicant forbids it. If no new sale is arranged or the property is not sold in the new sale, the distraint is canceled.

Before auctioning movable property, the bailiff must check specified registered and unregistered security interests and related claim amounts, and may need to ask a business mortgage holder whether they want payment from the sale price.

The buyer may agree with the creditor that the principal of a pledged receivable transfers to the buyer from the sale date as part of the purchase price reduction. Unless the parties agree otherwise, the receivable becomes the buyer’s personal liability, and the debtor is no longer liable.

Hakijalla on oikeus kieltää kiinteistön myynti, ellei hänen etuoikeussaatavansa peity.

Kiinteistön huutokaupassa alimman hyväksyttävän tarjouksen on katettava tietyt kulut ja etuoikeussaatavat, ja mahdollinen kiinteistöstä saatu tulo vähennetään. Myös toisesta kiinteistöstä kohdistuva panttisaatava otetaan huomioon täysimääräisesti.

A buyer may agree with the creditor to take over a mortgage-based claim from the sale date, reducing the purchase price, but some claims cannot be transferred and joint-mortgage claims can transfer only if all jointly mortgaged properties are sold together.

Asianosaisen on ilmoitettava saatavansa tai muu 29 §:ssä tarkoitettu vaatensa ulosottomiehelle tämän asettamassa kohtuullisessa määräajassa.

At auction, a lien or other right in sold movable property lapses unless the property is sold with that right preserved or the claim is taken over.

If an offer is not accepted under sections 54 or 55, a second sale is arranged and, for special reasons, a third sale; the applicant may forbid it. If no new sale is arranged or the property is not sold in the new sale, the distraint is cancelled.

The applicant may prohibit the sale of real estate if the applicant’s preferential claim is not covered.

Kiinteistö voidaan tarjota niin, että erityiset oikeudet pysyvät voimassa, mutta tietyissä tilanteissa se voidaan tarjota myös ilman oikeuden säilyttämistä.

Ulosottomiehen on järjestettävä asianosaiskeskustelu tietyissä riita-, ilmoittamattomuus- tai tuntemattomuustilanteissa, ja kuulutus julkaistaan vain jos jokin asianosainen on tuntematon.

Movable property is normally sold item by item, but a suitable whole may be sold together or in lots unless different security interests apply. If the property is valuable, the enforcement officer must hear the parties about the order of sale.

Buyer and creditor may agree to shift a mortgage-based claim’s principal to the buyer from the sale date, reducing the purchase price; some claims cannot be shifted.

If an offer is not accepted under sections 54 or 55, a second auction or sale must be arranged, and a third is possible for special reasons unless the applicant forbids it. If no new sale is arranged or the property is not sold, the distraint is cancelled.

At auction, a lien or other right in the sold real estate normally expires unless the property is sold subject to that right or the claim is taken over.

If the sale must take account of claims or rights under section 29, or if needed for another reason, the enforcement officer must prepare a party list.

Before a property auction, the bailiff must determine certain liens, special rights, unregistered special rights based on possession, a seller’s price claim from a conditional transfer, and any condition to be preserved in the sale.

The property is first offered on the condition that special rights remain in force, unless the highest bid does not cover a claim with better priority and the special right is not included in the lowest acceptable bid.

Buyer may agree with the creditor to shift a mortgage-based secured claim’s principal to the buyer from the sale date as a deduction from the purchase price.