Utsökningsbalk

If several properties belonging to a debtor are sold, the debtor may choose the sale order, unless sections 61 or 62 say otherwise, and must tell the sale order by the parties’ discussion.

Irtaimen omaisuuden myyntihinnasta maksetaan ensin täytäntöönpanokulut, mahdollinen myyntimaksu ja konkurssilain tarkoittama korvaus; loput jaetaan erikseen säädetyssä etuoikeusjärjestyksessä.

The hearing must be arranged at least two weeks before the property auction, and the invitation must be sent at least four weeks before the hearing.

At auction, a lien or other right in the sold real property lapses unless the property is sold with the right preserved or the claim is assumed.

The property is first offered on the condition that special rights remain in force; if certain priority conditions are not met, it may be offered without preserving those rights, and the earlier bid can still be accepted if the rights holder pays the required difference.

Jointly mortgaged properties must first be offered together and then separately; separate bids are accepted only if they exceed the joint bid or the debtor requests it and all priority claims and the applicant’s claim are covered.

In a movable-property auction, the lowest acceptable bid must cover enforcement costs, any sale fee, and certain secured claims; if property under section 26(1) is sold, the seller’s purchase-price claim must be covered. The applicant’s claim is excluded from these rules.

Kutsussa on oltava tietyt tiedot ja siinä on kerrottava myöhästymisen seurauksista sekä siitä, että tietyt huomautukset ja vaatimukset eivät enää tule huomioon otetuiksi asianosaiskeskustelun jälkeen.

If several real properties belonging to a debtor are being sold, the debtor may indicate the order of sale, unless sections 61 and 62 provide otherwise.

In an auction, a lien or other right in the sold real estate lapses unless the property is sold subject to that right or the claim is taken over.

If the debtor’s real estate forms a suitable whole, it must first be offered together and then separately.

If no acceptable bid is received, a second auction or sale must be held, and in special cases a third one, unless the applicant forbids it. If the new sale is not arranged or the property is not sold in it, the attachment is cancelled.

A notice about the parties’ discussion must be published in a locally circulated newspaper at least four weeks before the discussion; it must also be published in the official gazette within that time unless all rights to be entered in the party list have been clarified or the summons could not be delivered to all parties.

Jointly mortgaged properties are first offered together and then separately, with separate bids accepted only if they beat the joint bid or the debtor requires it and all superior claims and the applicant’s claim are covered.

If several real estate properties belonging to the debtor are sold, the debtor may choose the sale order and must state that order no later than the hearing with the parties.

A debtor’s property may be offered for sale in parcels, following section 61 as applicable.

Buyer may agree with the creditor that the principal of a pledged claim transfers to the buyer from the sale date as a deduction from the purchase price; otherwise, the debtor no longer remains liable for the transferred claim.

In a party discussion, the enforcement officer must explain key case information, state the applicant’s claim, present written notices, and invite the parties to register claims, objections, and comments on the sale.

If the debtor’s properties form a suitable whole, they are first offered together and then separately; the joint offer is accepted only if it beats the separate offers and covers each property’s minimum acceptable offer.

Jointly mortgaged properties must be offered first together and then separately; separate bids are accepted only in the stated circumstances, and a common minimum acceptable bid is set.

If a debtor-owned share of real property is sold, the lowest acceptable offer must include in full any lien receivable that applies to the whole property.

At auction, a lien or other right to sold movable property lapses unless the property is sold with the right preserved or the claim is assumed.

Ulosottomiehen on laadittava asianosaisluettelo asianosaiskeskustelussa tai heti sen jälkeen ja toimitettava se asianosaisille ennen huutokauppaa.

A debtor’s property may be offered as separate parcels, applying section 61 as appropriate.

If a debtor’s properties form a suitable whole, they are offered first together and then separately.

Ulosmitatusta kiinteistöstä voidaan tietyin edellytyksin myydä määräala, ainesosia tai tarpeistoa erikseen; puuston myyntiä varten on tehtävä metsänkäyttöilmoitus ennen myyntiä.

Irtain omaisuus myydään yleensä esineittäin. Tarkoituksenmukainen kokonaisuus voidaan kuitenkin myydä yhdessä tai erissä, ellei siihen kohdistu erilaisia vakuusoikeuksia. Arvokkaasta myytävästä omaisuudesta ulosottomiehen tulee kuulla asianosaisia myyntijärjestyksestä.

The enforcement officer may use a written procedure and skip an oral discussion when it is not needed, but must set deadlines and notify the parties.

If a debtor’s share of a property is sold, the full secured claim against the whole property is counted in the minimum acceptable bid.

A debtor’s real estate may be offered for sale in lots, following section 61 as applicable.

A right that supports a property’s electricity supply or otherwise directly serves the property may be sold together with the property, unless that would significantly harm another creditor’s chance of payment.

Before a real estate auction, the enforcement officer must identify listed rights and conditions affecting the property.

If a new auction is held, claims are entered in the parties list as before. If an rights holder notifies by no later than two weeks before the new auction that they want to reassert their rights, or if new claims must be considered, a new parties discussion must be arranged for that part.

The section allows parts of an enforced property to be sold separately in some cases, and requires certain forestry steps before timber is sold.

If a debtor’s share of a property is sold, the full secured claim on the whole property is counted in the minimum acceptable bid.

When mortgaged real estate has been seized for payment of a common secured claim, it must be sold in a set order: debtor’s property first, then base property, then subdivision property, and finally a property named by the applicant if the earlier order cannot be determined.

Asianosaiskeskustelu must be held at least two weeks before a property auction, and the summons for it must be sent at least four weeks before the discussion.

This section sets the priority order for paying claims from proceeds of a real estate auction, with secured and unsecured claims ranked in a specific sequence.

A right that supports a property's electricity supply, or otherwise directly serves the property, may be sold together with the property to improve the sale outcome, unless this would significantly harm another creditor's chances of being paid.

A seized property may be sold in parts if that is appropriate or protects the debtor’s housing, and the separated sale needs consent from the debtor and the relevant right holders.

In the sale referred to in section 67, the highest bids for each property are accepted conditionally, and they are accepted finally if the total bids cover the common mortgages and special rights that have better priority than the applicant’s claim.

The invitation must include required case-management details, key hearing/notice information, instructions for rights holders to report claims or rights, and notice about the consequences of being late.

The amount recorded as a mortgage claim is limited to the mortgage deed amount; any excess is treated as an unsecured claim if the property has been distrained.

If these mortgaged properties are sold in enforcement, they must be sold in the order set out here; the rule for a lohkokiinteistö also applies to a määräala.

A right that supports a property being sold may be sold with the property to improve the sale result, unless this would materially prejudice another creditor’s payment.

If a common lien claim cannot be paid in the order set by section 67 because one of the properties was sold to pay another claim, the owner of the sold property gets a lien on the properties earlier in the liability order.

A notice about the party discussion must be published in a local newspaper at least four weeks before the discussion, and also in the official gazette within the same time unless certain rights or delivery issues prevent it.

Unmonitored mortgage-based claims are entered in the party register according to the amount shown in the title and mortgage register, while debtor-held or debtor-registered mortgage deeds are ignored.

In the sale referred to in Section 67, the highest offers for each property are accepted conditionally.

If a lien covers several distrained properties owned by different owners because of property formation, they must be sold in a set order.

If pledged properties owned by different people are sold, the debtor’s property must be sold first, then the properties named by the applicant.

Ulosottomiehen tulee asianosaiskeskustelussa selostaa tiedot ja selvitykset, ilmoittaa hakijan saatava, pitää kirjalliset valvonnat nähtävillä ja kehottaa asianosaisia tekemään valvonnat, riitautukset sekä huomautukset ja vaatimukset.

The enforcement officer must reject a claim verification on his own initiative if it is clearly unfounded.

If the common mortgage claim cannot be satisfied in the order set by section 67 because a property was sold to pay another claim, the owner of the sold property gets a lien on the properties earlier in the liability order.

In the sale referred to in Section 67, the highest bids for each property are accepted conditionally, and they become final only if the total bids cover the common liens and special rights that rank ahead of the applicant’s claim.

Co-owned real estate is generally sold as a whole if the buyer’s claim is secured by a pledge over the entire property; shares must be offered separately if a co-owner requests it or there is a special reason.

Ulosottomiehen on laadittava asianosaisluettelo asianosaiskeskustelussa tai pian sen jälkeen ja toimitettava se asianosaisille hyvissä ajoin ennen huutokauppaa.

Special rights to property must be entered in the register, and disputed rights must not be entered conditionally.

If jointly mortgaged properties belong to different owners, the debtor’s property must be sold first, and only then the properties named by the applicant.

If a common lien claim cannot be paid in the order set out in section 67 because one property was sold to satisfy another claim, the owner of the sold property gets a lien on the properties earlier in the liability order.

Rules on real-estate auctions and real estate apply to vessel auctions and vessels as far as appropriate; no lowest acceptable bid is set here.

The bailiff may prepare the party list without an oral discussion unless one is needed, but must set deadlines and notify the parties as required.

A pledged leasehold or other right of use in real estate is sold according to the recorded contract, together with its buildings and equipment, even if the right has changed or ended during the contract period.

This section says when a co-owned property must be sold as a whole, when shares must be offered separately, and when separate offers may be accepted.

If jointly mortgaged properties belong to different owners, the debtor’s property must be sold first, and then the claimant’s specified properties.

For claims with limited shipowner liability, the register must record both the full claim amount and the amount the shipowner is liable for.

Jos järjestetään uusi huutokauppa, saatavat merkitään aiemman luettelon mukaisesti. Jos oikeuden haltija ilmoittaa viimeistään kaksi viikkoa ennen uutta huutokauppaa haluavansa valvoa oikeutensa uudelleen tai jos tulee uusia vaateita, asia on järjestettävä uudelleen siltä osin.

A creditor who does not assert a mortgage-based secured claim in the parties’ discussion may be charged a separately prescribed enforcement fee. Late assertion of another claim or an unregistered right can be considered if there is an acceptable reason and it is done no later than one week before the sale; after that, it gives a right only to any surplus. The enforcement officer must give other parties a proper chance to object to a late assertion.

Rules on ship auctions and ships generally apply to this chapter’s ship auction and ship, but the lowest acceptable bid is not set here.

Co-owned real estate is generally sold as a whole in the situations described here; in some cases, the shares are offered separately.

A share in a vessel may be sold only if liens on the whole vessel remain in force.

Kiinteistön huutokaupassa saatavat maksetaan tässä pykälässä säädetyssä etuoikeusjärjestyksessä.

The lowest acceptable bid in a real-estate auction must cover enforcement costs, the sales fee, and certain higher-ranking preferential claims, after deducting any income collected from the property.

For claims with limited shipowner liability, the party list must show both the full claim amount and the amount the shipowner is liable for.

Rules on real-property auctions and real property apply to ship auctions and ships as appropriate, but the lowest acceptable bid is not set here.

The bailiff may give movable property to a reliable auction organizer for sale by public auction, and must notify the minimum price, lowest acceptable bid, and other auction instructions when applicable.

The secured claim’s principal, accrued interest up to auction day, and related costs are entered in the list, but only up to the mortgage deed amount.

Hakijalla on oikeus kieltää kiinteistön myynti, jos hänen etuoikeussaatavansa ei peity.

A share in a ship may be sold only if liens on the whole ship remain in force.

Jos saatava kuuluu laivanisännän rajoitetun vastuun piiriin, asianosaisluetteloon merkitään sekä saatavan koko määrä että määrä, josta laivanisäntä vastaa.

Ulosottomies may sell movable or immovable property freely, but only with the required consents or under the stated price conditions; free sale cannot be arranged if one entitled person is unknown.

Valvomatta jäänyt panttisaatava merkitään asianosaisluetteloon, ja ehdollinen saatava merkitään valvonnan mukaisesti.

Jos tarjousta ei hyväksytä 54 tai 55 §:n nojalla, järjestetään toinen ja erityisestä syystä kolmas huutokauppa tai vapaa myynti, ellei hakija kiellä sitä. Jos uutta myyntiä ei järjestetä tai omaisuutta ei myydä uudessa myynnissä, ulosmittaus peruutetaan.

Ulosottomies may hand movable property to a trusted auction provider for public auction, and must announce any minimum price and lowest acceptable bid and give needed auction instructions.

A share in a vessel may be sold only on the condition that any liens on the whole vessel remain in force.

A free sale of property outside sections 75 and 76 may be handled by an outsider, pledge holder, or debtor if the debtor and all affected creditors and other rights holders agree and none of the rights holders is unknown.

The enforcement officer must reject a claim review that is clearly unfounded, and in contested cases must decide the claim amount and record it in the parties list.

Buyer and creditor may agree that a mortgage-based claim moves to the buyer from the sale date, reducing the purchase price. The claim becomes the buyer’s personal liability unless otherwise agreed, the debtor is no longer liable, and certain claims cannot be transferred.

The bailiff may sell movable or immovable property by free sale with the required consents, and may not arrange a free sale if any rights holder is unknown.

The enforcement officer may hand movable property to a trusted auction provider for public sale, and must notify any minimum price and lowest acceptable bid and give other needed auction instructions.

Before a free sale, the enforcement officer must investigate claims and rights, hold a stakeholder discussion, and prepare a stakeholder list.

Special rights are entered in the register as stated; disputed rights must not be entered conditionally.

Property is first offered on the condition that special rights remain in force.

Certain free sales of property may be carried out by an outsider, pledgeholder, or debtor if the debtor and all affected creditors and other right holders agree and no right holder is unknown.

Ulosottomies may sell movable or immovable property by free sale, but only with the required consents or when the stated price conditions are met; free sale is not allowed if a right holder is unknown.

Certain sales must follow specified statutory rules, unless the parties agree otherwise, and the buyer’s position may not be weakened.

A pledged leasehold or other right of use over real property is sold according to the recorded contract, together with its buildings and equipment, even if the right changes or ends during the contract period under the specified Land Code provisions.

At auction, the mortgage right and other rights to the sold property lapse unless the property is sold with the right preserved or the claim is assumed.

Before a free sale, the bailiff must clarify claims and rights, arrange a hearing of the parties, and prepare a list of the parties.

Free sale of property outside sections 75 and 76 may be assigned to an outsider, pledge holder, or debtor if the debtor and all affected creditors and other rights holders agree and none of the rights holders is unknown.

In certain sales, liens and other rights in the sold property lapse unless the claim is assumed or the property is sold with the right preserved; in sales under section 77, rights stay in force unless the parties and buyer agree otherwise.

If a creditor does not report a mortgage-based pledged claim at the hearing, a separate enforcement fee is charged. Late reporting of another claim or an unregistered right may still be counted if there is an acceptable reason and it is made no later than one week before the sale; after that, it only gives a right to any surplus. The bailiff must give other parties a proper chance to contest late reporting.

If several real estate properties belonging to the debtor are being sold, the debtor may choose the sale order and must notify that order no later than the party discussion.

In certain sales under sections 75 and 76, the listed provisions apply unless the parties agree otherwise, and the buyer’s position may not be weakened. In free sales under section 77, sections 6–9 also apply; otherwise the parties’ agreed terms and other comparable-sale rules apply.

Ulosottomiehen on ennen vapaata myyntiä selvitettävä saatavat ja oikeudet sekä järjestettävä asianosaiskeskustelu ja laadittava asianosaisluettelo.

If jointly owned property has been seized, the enforcement officer must give co-owners a chance to bid for the debtor’s share.

In a property auction, the lowest acceptable bid must cover enforcement costs, the sales fee, and higher-priority preferential claims, after deducting any income collected from the property.

Jointly mortgaged properties are first offered together and then separately; separate bids are accepted only if they exceed the combined bid or the debtor requests it and all priority claims and the applicant’s claim are covered.

In certain sales, liens and other rights in the sold property lapse unless the claim is assumed or the property is sold with the rights preserved; in another type of sale, those rights remain unless the parties and buyer agree otherwise.

In certain sales, the parties must follow specified sections unless they agree otherwise, and the buyer’s position may not be weakened.

Jos velallisen määräosaa ei myydä 81 §:n mukaisesti, ulosmitattu yhteisomistusesine myydään tämän luvun mukaan.

The applicant may prohibit the sale of a property if their preferential claim is not covered.

If the debtor’s real estate forms a suitable whole, it must first be offered together and then separately.

When a jointly owned asset has been seized, the enforcement officer must give co-owners a chance to bid on the debtor’s share.

Vapaan myynnin yhteydessä myytyyn omaisuuteen kohdistuva panttioikeus ja muu oikeus voi raueta, ellei velkaa oteta vastattavaksi tai omaisuutta ole myyty oikeus säilyttäen; tietyssä toisessa myyntitilanteessa oikeudet pysyvät voimassa, ellei toisin sovita.

If a co-owner lives in jointly owned premises as a permanent home, the enforcement officer may not sell the property without that co-owner’s consent.

If an offer is not accepted, a second auction or sale is held; a third is possible for special reasons unless the applicant forbids it. If no new sale is arranged or the property is still not sold, the enforcement is cancelled.

Velallisen kiinteistö saadaan tarjota määräaloina 61 §:ää soveltuvin osin noudattaen.

If the debtor’s share is not sold under section 81, the seized jointly owned item is sold under the rules in this chapter.

When jointly owned property has been seized, the enforcement officer must give co-owners a chance to bid for the debtor’s share. The highest bid may be accepted if it meets the minimum acceptable bid and is not clearly below the expected proceeds for the debtor’s share.

Ulosottomiehen on annettava ostajalle kauppakirja, kun kauppahinta on maksettu ja myynti on lainvoimainen; tietyssä irtaimen omaisuuden myynnissä ostaja voi pyynnöstä tai tarvittaessa saada myös todistuksen saannosta.

The buyer may agree with the creditor that a lien-based secured claim transfers to the buyer from the sale date and reduces the purchase price. The buyer becomes personally liable unless the parties agree otherwise, the debtor is no longer liable, and some claims cannot be transferred.

When a debtor’s share of a property is sold, a pledge claim that covers the whole property is counted in full in the lowest acceptable bid.

If a co-owner uses jointly owned premises as their permanent home, the enforcement officer may not sell the property without that co-owner’s consent.

If the debtor’s share is not sold under section 81, the seized jointly owned property is sold under the rules in this chapter.

Mortgages tied to lapsed pledge rights on a sold vessel or car are extinguished.

Real estate is first offered with special rights kept in force, but in some cases it may be offered without preserving that right.

Separate parts of an attached property may be sold separately if that is appropriate or protects the debtor’s housing, with the debtor’s and affected rights holders’ consent.

Ulosottomiehen on annettava ostajalle kauppakirja, kun hinta on maksettu ja myynti on lainvoimainen; tietyissä muissa myynneissä ostaja voi pyynnöstä tai tarvittaessa saada saantotodistuksen.

If a co-owner uses jointly owned premises as a permanent home, the bailiff may not sell the property without that co-owner’s consent.

When a sold property is subject to a mortgage, the mortgage must be discharged in the cases described here; in some joint-mortgage situations the mortgage is removed from the sold property and may remain as security for recourse claims, while in other cases the mortgage stays in force and the mortgage deed is delivered or recorded for the buyer.

At auction, a lien or other right to the sold real estate lapses unless the property is sold with the right preserved or the claim is taken over.

A right that serves a property may be sold together with the property if that helps the sale, unless it would significantly harm another creditor’s chance of getting paid.

Mortgages over a sold vessel or car are extinguished.

Ulosottomiehen on annettava ostajalle kauppakirja, kun hinta on maksettu ja myynti on lainvoimainen.

The enforcement officer must notify the registration authority about a final sale and provide related information and documents.

Velallinen saa määrätä useiden hänen kiinteistöjensä myyntijärjestyksen, mutta hänen on ilmoitettava se viimeistään asianosaiskeskustelussa.

If several mortgaged properties must be sold to satisfy a common claim, they are sold in a set order: the debtor’s property first, then the base property, then the subdivided property, and only then a property chosen by the applicant if that order cannot be determined. A later registered subdivided property is sold before an earlier registered one.

When a sold property or part thereof is transferred, related mortgages must be extinguished in the situations described here; some joint mortgages remain in force in specified cases.

Kiinnitykset, որոնք koskevat myytyyn alukseen tai autoon kohdistuvia rauenneita panttioikeuksia, kuoletetaan.

If a mortgage document has not been handed to the enforcement officer, the mortgage must still be extinguished under sections 85 and 86, and the enforcement officer must handle the extinguishment if needed.

Jointly mortgaged real estate must first be offered together and then separately; separate offers are accepted only if they beat the joint offer or the debtor requests it and all priority claims and the applicant’s claim are covered.

In the sale referred to in 67 §, the highest bids for each property are accepted conditionally.

The enforcement officer must notify the registration authority about a final sale and send the related lien, mortgage, and registered-rights information.

After a sold property is transferred, related mortgages must be cancelled or kept in force only in the situations described here.

This section defines “varojen jako” and “tilitys.”

If the debtor’s real estate forms an appropriate whole, it must be offered first as one package and then separately. The joint offer is accepted if it exceeds the sum of the separate offers and the separate offers, when allocated to each property, cover each property’s minimum acceptable offer. Separate offers are accepted if the debtor requests this and all preferential claims and the applicant’s claim are covered.

If the common mortgage claim cannot be paid in the order set by section 67 because one property was sold to satisfy another claim, the owner of the sold property gets a lien on the properties earlier in the liability order.

Ulosottomiehen tulee tarvittaessa huolehtia kiinnitysasiakirjan kuolettamisesta.

The bailiff must notify the registration authority about a final sale and provide information and documents linked to mortgages, liens, and registered rights.

Execution proceeds are distributed according to the statutory priority order.

Debtor-owned real estate may be offered in parcels, with section 61 applied as appropriate.

If jointly attached properties owned by different people are to be sold, the debtor’s property must be sold first, and only then the properties named by the applicant.

Pykälä määrittelee, mitä tarkoitetaan varojen jaolla ja tilityksellä.

If a mortgage deed or similar security document has not been given to the enforcement officer, the mortgage must still be cancelled under sections 85 and 86; if needed, the enforcement officer must handle the cancellation.

In wage or recurring-income garnishment, a larger share may be allocated to a claim than to other claims, up to six months’ accumulation, if this suits collection procedure and does not obviously endanger another creditor’s payment.

When a debtor’s share in a property is sold, a mortgage claim against the whole property is counted in full in the lowest acceptable bid.

A jointly owned property is sold as a whole in some cases, but shares must be offered separately if a co-owner requests it or there is a special reason.

Ulosmittauksesta kertyneet varat jaetaan etuoikeusjärjestyksen mukaan; samalla etuoikeudella olevissa saatavissa kertymä kohdennetaan yleensä vanhimmalle saatavalle, ellei velkoja pyydä muuta.

This section defines “varojen jako” and “tilitys”.

Ulosottomiehen on kohdennettava kertyneet varat ensin korolle, sitten pääomalle ja viimeksi kuluille, elleivät asianosaiset ole sopineet toisin 4 luvun 60 §:n mukaisesti.

Foreclosed property parts may be sold separately if useful or needed to secure the debtor’s housing, with required consents and other conditions.

Rules in this chapter that apply to real estate auctions and real estate also apply, as appropriate, to ship auctions and ships. The lowest acceptable bid is not set here.

In wage or recurring-income garnishment, a claim may receive a larger relative share than other claims, up to six months’ accumulation, if the deviation is suitable for collection and does not evidently endanger another creditor’s recovery.

Funds collected through enforcement must be distributed according to the prescribed priority order.

The enforcement officer must prepare a distribution list or make a distribution decision, depending on whether a list of parties was made for the sale. The allocation made by the enforcement officer binds the parties, and creditors may not distribute the funds they receive differently.

A right that serves a property may be sold together with the property to improve the sale price, unless the procedure would significantly harm another creditor’s chance of payment.

Meripanttioikeuden merkitsemisestä asianosaisluetteloon säädetään merilain 3 luvussa. Rajoitetun vastuun saatavista luetteloon merkitään sekä saatavan täysi määrä että määrä, josta laivanisäntä on vastuussa.

Ulosottomiehen on kohdennettava kertyneet varat ensin korkoon, sitten pääomaan ja viimeksi kuluihin, elleivät asianosaiset ole sopineet אחרת 4 luvun 60 §:n mukaisesti.

In garnishment of salary or other recurring income, a claim may receive a larger share than other claims, up to six months of accrued amounts, if this is appropriate for collection and does not obviously endanger another creditor’s payment. The rule must not reduce the amount accrued for a priority claim.

Ulosottomiehen on järjestettävä jakokeskustelu ennen varojen kohdentamista, jos jaon perusteet ovat epäselvät tai se on muuten tarpeen.

This section sets the order in which certain foreclosed properties must be sold to satisfy a common mortgage claim.

A share in a vessel may be sold only if all liens on the vessel remain in force.

Ulosottomies tekee varojen kohdentamista koskevan jakopäätöksen tai jakoluettelon, ja hänen tekemänsä kohdennus sitoo asianosaisia.

Ulosottomiehen on kohdennettava kertyneet varat ensin korkoihin, sitten pääomaan ja viimeksi kuluihin, elleivät asianosaiset ole sopineet toisin 4 luvun 60 §:n mukaisesti.

If a jointly owned item is seized and sold, the sale proceeds are first divided according to the ownership shares.

In the sale referred to in section 67, the highest offers for each property are first accepted conditionally and become final only if the total offers cover certain liens and special rights with better priority than the applicant’s claim.

Ulosottomies may hand movable property to a trusted auction provider for public auction, and must give the minimum price, the lowest acceptable bid, and other needed auction instructions.

If the basis for distribution is unclear or otherwise necessary, the bailiff must arrange a distribution discussion before allocating funds, and send the invitation at least two weeks before the discussion.

Ulosottomies tekee jakoluettelon tai jakopäätöksen varojen kohdentamisesta, ja velkoja ei saa jakaa saamiaan varoja siitä poikkeavasti.

If property is seized or sold separately in parts, or if seized property has produced income, the proceeds are divided as for the sale price of undivided or income-producing property.

If a common lien claim cannot be satisfied under section 67 because one of the properties was sold to pay another claim, the owner of the sold property gets a lien right over the properties earlier in the liability order.

The bailiff may conduct a free sale of movable or immovable property in specified cases, but not if a right holder is unknown.

If a jointly owned item is distrained and sold, the sale proceeds are first divided according to the ownership shares.

Jos jaon perusteissa on epäselvyyksiä tai se muuten on tarpeen, ulosottomiehen on järjestettävä jakokeskustelu ennen varojen kohdentamista ja lähetettävä kutsu viimeistään kaksi viikkoa etukäteen.

If the amount collected exceeds the debt on the sale day or the day the funds are paid to the enforcement officer, the principal bears interest for the period until distribution. Compensation for price differences charged from the buyer is distributed like the sale price.

If jointly pledged real estate owned by different owners is sold, the debtor’s property must be sold first, then the properties named by the applicant.

A free sale outside sections 75 and 76 may be assigned to an outsider, pledge holder, or debtor if the debtor, all affected creditors and other rights holders agree and none of the rights holders is unknown. If the asset has a current market price, it may be sold at that price using customary and reliable sale methods. The proceeds must be remitted to the enforcement officer.

If property is attached or sold separately in parts, or if income has been obtained from attached property, the proceeds are distributed as if they were the sale price of undivided or income-producing property.

If a jointly owned item is seized and sold, the sale proceeds are divided first according to the ownership shares.

If a claim does not receive the distribution share referred to in Chapter 4, Section 17, it is ignored in the distribution, except for claims with priority.

A partly owned property is sold as a whole if the applicant’s claim is secured by a mortgage over the whole property; otherwise, shares are offered separately when a co-owner requests it or there is a special reason.

Ulosottomiehen on ennen vapaata myyntiä selvitettävä saatavat ja oikeudet sekä järjestettävä asianosaiskeskustelu ja laadittava asianosaisluettelo.

Sale proceeds and certain compensation are to be distributed in priority order, with interest calculated for the period between the sale or payment day and the distribution day.

If property items, accessories, a parcel, or income are seized or sold separately, the proceeds are distributed as if they were the purchase price of undivided or income-producing property.

If the debtor and all creditors entitled to a share agree on distribution, the bailiff must distribute the funds according to the agreement. Other parties may not agree on a share for an unmonitored pledged claim, and agreements about disputed or conditional claims also need the consent of the secondary creditors. The agreement may not depart from sections 13–17.

Rules on real estate auctions and real estate apply, as appropriate, to ship auctions and ships; however, no lowest acceptable bid is set.

In the sales covered here, the listed statutory provisions apply unless the parties agree otherwise, and the buyer’s position may not be weakened.

A claim that does not receive the distribution share referred to in Chapter 4, Section 17 is left out of the distribution, unless the claim has priority.

If the collected amount exceeds the debts on the sale/payment day, interest is allocated on the capital for the period between the sale/payment day and the distribution day. A buyer-charged price-difference compensation is distributed like the purchase price.