Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022

Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022 Permanent Page URL View by Section Amharc de réir Ailt View Full Act Amharc ar an Acht Iomlán Bill History Stair Bille Commencement, Amendments, SIs made under the Act Tosach Feidhme, Leasuithe, IRí arna ndéanamh faoin Acht Open PDF Oscail PDF Priontáil an tAcht Iomlán Previous Section Alt Roimhe Next Section An Chéad Alt Eile Priontáil an tAlt 2022 Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022 1. Definitions 2. Amendment of section 28 of Act of 1997 3. Amendment of section 29 of Act of 1997 4. Amendment of section 29A of Act of 1997 5. Further transitional provision for existing retail credit firms 6. Amendment of section 34FA of Act of 1997 7. Further transitional provision for existing credit servicing firms 8. Amendment of section 34G of Act of 1997 9. Collection and publication of information on relevant agreements 10. Amendment of section 2 of Act of 1995 11. Amendment of section 3 of Act of 1995 12. Amendment of section 9 of Act of 1995 13. Amendment of section 12 of Act of 1995 14. Insertion of Part IIA in Act of 1995 15. Amendment of section 58 of Act of 1995 16. Amendment of Schedule 5 to Social Welfare Consolidation Act 2005 17. Amendment of Central Bank (Supervision and Enforcement) Act 2013 18. Amendment of Financial Services and Pensions Ombudsman Act 2017 19. Short title and commencement Central Bank (Supervision and Enforcement) Act 2013 (No. 26) Central Bank Act 1997 (No. 8) Consumer Credit Act 1995 (No. 24) Financial Services and Pensions Ombudsman Act 2017 (No. 22) National Asset Management Agency Act 2009 (No. 34) Social Welfare Consolidation Act 2005 (No. 26) 2022 CONSUMER PROTECTION (REGULATION OF RETAIL CREDIT AND CREDIT SERVICING FIRMS) ACT 2022 An Act to provide for the extension of authorisation requirements to persons carrying on hire-purchase or consumer-hire business or providing credit indirectly and persons carrying on business relating to hire-purchase or consumer-hire agreements or the indirect provision of credit; to provide for the collection and publication of information on credit agreements, hire-purchase agreements and consumer-hire agreements; for those and other purposes to amend the Central Bank Act 1997 ; to provide for a limit on the interest rate that consumers may be charged under credit agreements and hire-purchase agreements; to provide for a requirement to include the annual percentage rate in a hire-purchase agreement; for those and other purposes to amend the Consumer Credit Act 1995 and to provide for related matters. Be it enacted by the Oireachtas as follows: