Obwieszczenie Marszałka Sejmu Rzeczypospolitej Polskiej z dnia 26 marca 2020 r. w sprawie ogłoszenia jednolitego tekstu ustawy o usługach płatniczych — Part 1 | Dz.U. 2020 poz. 794 — Poland law | Esheria

Obwieszczenie Marszałka Sejmu Rzeczypospolitej Polskiej z dnia 26 marca 2020 r. w sprawie ogłoszenia jednolitego tekstu ustawy o usługach płatniczych

Part 1 of 2 · provisions 1–200

This notice announces the consolidated text of the Polish Act on payment services.

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Jurisdiction
Poland
Instrument
Notice
Citation
Dz.U. 2020 poz. 794
Status
Expired
Version
Undated source snapshot
Language
pl
Updated
Official source
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EU transposition account information services electronic money institutions financial management financial regulation foreign electronic money institution branches information duties own funds payment institutions payment orders payment services payment transactions payments regulatory reporting supervision transaction amounts transaction execution

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Statute overview

About this statute

This notice announces the consolidated text of the Polish Act on payment services. Art. 173. 1) 2) 3) 2) This provision says the act implements Directive 2007/64/WE on payment services. Article 1 contains only numbered placeholders and does not state any substantive rule in the provided text. The provided text only lists article and subsection markers; it does not state any substantive rule.

Read the provisions Ask with citations

Legal text

Provisions of Obwieszczenie Marszałka Sejmu Rzeczypospolitej Polskiej z dnia 26 marca 2020 r. w sprawie ogłoszenia jednolitego tekstu ustawy o usługach płatniczych

Showing 200 of 308

Part preamble

Preamble

  1. preamble

    Preamble

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    AI-assisted research summary: This notice announces the consolidated text of the Polish Act on payment services.

    Obwieszczenie Marszałka Sejmu Rzeczypospolitej Polskiejz dnia 26 marca 2020 r.w sprawie ogłoszenia jednolitego tekstu ustawy o usługach płatniczych Spis treści Treść obwieszczenia 1. 1) 2) 2. 1)
  1. 173

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    AI-assisted research summary: Art. 173. 1) 2) 3) 2)

    Art. 173. 1) 2) 3) 2)
  2. 86

    Art. 86.

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    AI-assisted research summary: This provision says the act implements Directive 2007/64/WE on payment services.

    Art. 86. 1) 2) 3) 4) 5) 6) 7) 8) a) b) c) d) 9) Załącznik - Tekst jednolity ustawy z dnia 19 sierpnia 2011 r. o usługach płatniczych1)Niniejsza ustawa w zakresie swojej regulacji wdraża dyrektywę 2007/64/WE Parlamentu Europejskiego i Rady z dnia 13 listopada 2007 r. w sprawie usług płatniczych w ramach rynku wewnętrznego zmieniającą dyrektywy 97/7/WE, 2002/65/WE, 2005/60/WE i 2006/48/WE i uchylającą dyrektywę 97/5/WE (Dz. Urz. UE L 319 z 05.12.2007, str. 1, z późn. zm.). Dział I Przepisy ogólne
  3. 1

    Art. 1.

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    Art. 1. 1. 1) 2) 2a) 3) 4) 5) 2. 1) 2) 3)
  4. 2

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    Art. 2. 1) 1a) 1b) 2) 2a) 3) 4) 4a) 4b) 4c) 4d) 4e) 4f) 5) 6) 7) a) b) c) 8) 9) 9a) 9aa) 9b) 9c) 9d) 10) 10a) 11) 12) 13) 14) 15) 15a) 15aa) 15ab) 15b) 16) 16a) 16b) 17) 17a) 17b) 17c) 18) 19) 19a) 19aa) 19b) 19c) 20) 21) 21a) 22) 22a) 23) 24) 24a) a) b) c) 24b) 25) 25a) 26) 26a) 26aa) a) b) c) 26b) 26c) 27) 27a) 27b) 28) 29) 29a) 30) 31) 31a) 32) 33) 33a) 33b) 34) 35) 35a) 35b) 35c) 36) 37) a) b) c)
  5. 3

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    Art. 3. 1. 1) 2) a) b) c) 3) 4) 5) 6) 7) 8) 2. 2a. 3. 4. 5. 6. 1) 2)
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    Art. 4. 1. 2. 1) 2) 3) 4) 5) 6) 7) 8) 9) 10) 11) 12) 2a. 2b. 1) 2) 3) 3. 4. 5. 1) 2) 3) 6. 7. 8.
  7. 4a

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    Art. 4a. 1. 2. 3. 4. 5. 1) 2) 3) 4) 5) 6)
  8. 5

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    Art. 5. 1. 2. 3. 3a. 3b. 4. 5.
  9. 6

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    Art. 6. 1) 2) 3) 4) 5) 6) 7) a) b) c) d) e) f) g) 8) 9) 10) 11) a) b) c) 12) a) b) 13) 14) 15) 16)
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    Art. 6b.
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    Art. 6c. 1. 2. 3. 4. 5. 6. 7. 8.
  13. 6d

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    Art. 6d. 1. 2. 3. 4. 5. 6. 7. 8.
  14. 6e

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    AI-assisted research summary: The provided text does not state a substantive rule; it mainly shows article numbering and amendment notes.

    Art. 9. 1. 2. 1) 2) a) b) 3) 3. 1) 2) 3) 4. 4a. 5. Art. 103)W brzmieniu ustalonym przez art. 118 pkt 1 ustawy z dnia 21 lutego 2019 r. o zmianie niektórych ustaw w związku z zapewnieniem stosowania rozporządzenia Parlamentu Europejskiego i Rady (UE) 2016/679 z dnia 27 kwietnia 2016 r. w sprawie ochrony osób fizycznych w związku z przetwarzaniem danych osobowych i w sprawie swobodnego przepływu takich danych oraz uchylenia dyrektywy 95/46/WE (ogólne rozporządzenie o ochronie danych) (Dz. U. poz. 730), która weszła w życie z dniem 4 maja 2019 r.. Art. 10a4)Dodany przez art. 118 pkt 2 ustawy, o której mowa w odnośniku 3..
  18. 11

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    Art. 11. 1. 1) 2) 3) 4) 2. 3.
  19. 12

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    Art. 12. 1. 1) 2) 3) 3a) 3b) 4) 5) 6) 2.
  20. 12a

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    Art. 12a. 1. 2. 1) a) b) 2) a) b) 3. 4. 5. 6. 1) 2) 7. 8.
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    Art. 14. 1. 1) 2) 2. 3. 1) 2) 4. 5. 6. 7. 8. 9. 10. 1) 2) 11.
  23. 14a

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    Art. 14a. 1. 1) 2) 3) 2. 3.
  24. 14b

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    Art. 14b. 1. 1) 2) 3) 4) 2. 1) 2) 3) 4) 5) 3. 4.
  25. 14c

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    Art. 14c. 1. 2. 3. 4. Art. 14ca.
  26. 14d

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    Art. 14d.
  27. 14e

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    Art. 14e. 1. 2. 3. 4. 5.
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    Art. 14f. 1. 1) 2) 2. 3. 4. 1) 2)
  29. 14g

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    Art. 14g. 1. 1) 2) 3) 4) 5) 6) 7) 8) 9) 2. 2a. 2b. 3. 4.
  30. 14h

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    Art. 14h. 1. 2. 3. 4. 5. 6.
  31. 15

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    Art. 15. 1. 1a. 2. 3. 4. 5.
  32. 15a

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    Art. 15a. 1. 2. 3. 1) 2) 3) 4. 5. 6. 7.
  33. 15b

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    Art. 15b. 1. 2.
  34. 15c

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    Art. 15c. 1. 2. 3.
  35. 15d

    Art. 15d.

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    AI-assisted research summary: This article is a heading for general rules on information duties in the provision of payment services.

    Art. 15d. Dział II Obowiązki informacyjne w zakresie świadczenia usług płatniczych Rozdział 1 Przepisy ogólne
  36. 16

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  37. 17

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  38. 18

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  39. 19

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    Art. 19. 1. 1) a) b) c) d) 2) 3) a) b) 2. 3.
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    Art. 20a. 1. 2. 3.
  42. 20b

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    Art. 20b. 1. 1) 2) 3) 4) 5) 6) 7) 8) 9) 2. 1) 2) 3. 4.
  43. 20c

    Art. 20c.

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    AI-assisted research summary: This article is labeled as belonging to Chapter 2 on single payment transactions.

    Art. 20c. Rozdział 2 Pojedyncze transakcje płatnicze
  44. 21

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    Art. 23. 1. 1) 2) 3) 4) 1a. 1) 2) 2.
  47. 24

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    Art. 24. 1) 2) 3) 4) 5)
  48. 25

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    AI-assisted research summary: Article 25 appears only as a heading for the framework agreement on payment services, with no substantive rule text in the provided excerpt.

    Art. 25. 1) 2) 3) 4) 5) Rozdział 3 Umowa ramowa o usługę płatniczą
  49. 26

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    Art. 26. 1. 2. 3. 4. 5. 6.
  50. 27

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    Art. 27. 1) a) b) 2) a) b) c) d) e) f) g) 3) a) b) c) 4) a) b) c) d) 5) a) b) c) d) e) f) g) 6) a) b) c) 7) a) b)
  51. 28

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    Art. 28. 1. 1a. 1b. 2.
  52. 29

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    Art. 29. 1. 2. 1) 2) 3) 3. 4. 1) 2) 5. 6. 7.
  53. 30

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    Art. 31. 1. 1) 2) 3) 4) 5) 2.
  55. 32

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    Art. 32. 1. 1) 2) 3) 4) 5) 2.
  56. 32a

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    Art. 32a.
  57. 32b

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    AI-assisted research summary: Art. 32b. 1. 2. 3. 4.

    Art. 32b. 1. 2. 3. 4.
  58. 32c

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    Art. 32c. 1. 1) 2) 3) 4) 5) 2.
  59. 32d

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    Art. 32d. 1. 2.
  60. 32e

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    AI-assisted research summary: Section heading for Art. 32e on the security of payment services.

    Art. 32e. Dział IIA Bezpieczeństwo świadczenia usług płatniczych
  61. 32f

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    Art. 32f. 1. 1) 2) 2.
  62. 32g

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    Art. 32g. 1. 2. 3. 4.
  63. 32h

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    Art. 32h. 1. 2.
  64. 32i

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    AI-assisted research summary: This article heading concerns rights and obligations related to providing and using payment services.

    Art. 32i. 1. 1) 2) 3) 2. 3. 4. 5. 6. Dział III Prawa i obowiązki w zakresie dostarczania usług płatniczych i korzystania z nich Rozdział 1 Przepisy ogólne
  65. 33

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  67. 34a

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  71. 37

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  72. 37a

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  73. 38

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    Art. 38.
  74. 38a

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    Art. 38a. 1. 2. 3.
  75. 39

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    Art. 39. 1. 1) 2) 3) 4) 5) 2. 3.
  76. 39a

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    Art. 39a. 1. 1) 2) 2. 3.
  77. 39b

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    AI-assisted research summary: Art. 39b identifies Chapter 2 on payment transaction authorization.

    Art. 39b. Rozdział 2 Autoryzacja transakcji płatniczych
  78. 40

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    Art. 41. 1. 2. 1) 2) 3) 3. 4. 5. 6. 7.
  80. 42

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    Art. 42. 1. 1) 2) 2. 3.
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    Art. 43. 1. 1) 2) 3) 4) 4a) 5) 2.
  82. 44

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    Art. 44. 1. 2. 3. 3a. 4.
  83. 45

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    Art. 45. 1. 1a. 2.
  84. 46

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    Art. 46. 1. 1a. 1b. 1c. 2. 1) 2) 2a. 1) 2) 3. 4. 4a. 5. 6.
  85. 47

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    Art. 47. 1. 1) 2) 2. 3. 4. 5. 6. 1) 2)
  86. 48

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    AI-assisted research summary: Article 48 is a chapter heading about payment orders and payment transaction amounts.

    Art. 48. 1. 2. 3. Rozdział 3 Zlecenia płatnicze i kwoty transakcji płatniczych
  87. 49

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    Art. 49. 1. 2. 3. 1) 2) 3) 4.
  88. 49a

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    Art. 49a. 1. 1) 2) 3) 2. 1) 2) 3) 3. 4. 5. 6.
  89. 49b

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    Art. 49b. 1. 2.
  90. 50

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    Art. 50. 1. 2. 1) 2) 3) 3. 4.
  91. 51

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    AI-assisted research summary: The provided text only shows Article 51 and numbered subsections 1–6, without any substantive rule text.

    Art. 51. 1. 2. 3. 4. 5. 6.
  92. 52

    Art. 52.

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    AI-assisted research summary: Article 52 is a chapter heading about the execution time of a payment transaction and the value date.

    Art. 52. 1. 2. 3. 4. 5. Rozdział 4 Czas wykonania transakcji płatniczej i data waluty
  93. 53

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    Art. 53. 1. 1) 2) 3) a) b) c) 2. 3.
  94. 54

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    AI-assisted research summary: Art. 54. 1. 2.

    Art. 54. 1. 2.
  95. 55

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    Art. 55. 1. 2. 3.
  96. 55a

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    AI-assisted research summary: Art. 55a. 1. 2. 3.

    Art. 55a. 1. 2. 3.
  97. 55b

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    Art. 55b.
  98. 56

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    Art. 56. 1. 2.
  99. 57

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    Art. 59.

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    Art. 59. 1. 2. 1) 2) 2a. 3. 4. Rozdział 5 Karty płatnicze
  102. 59a

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  104. 59c

    Art. 59c.

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  105. 59d

    Art. 59d.

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    AI-assisted research summary: This article is a chapter heading about the rights and obligations of the acquirer and the settlement agent.

    Art. 59d. 1. 2. 3. Rozdział 6 Prawa i obowiązki akceptanta i agenta rozliczeniowego
  106. 59e

    Art. 59e.

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  107. 59f

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    Art. 59f. 1. 2. 3.
  108. 59g

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    Art. 59g.
  109. 59h

    Art. 59h.

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    Art. 59h.
  110. 59i

    Art. 59i.

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    AI-assisted research summary: This text only lists chapter and article headings about access to a basic payment account, account transfer, and electronic money issuance/redemption.

    Art. 59i. Rozdział 7 Dostęp do podstawowego rachunku płatniczego Art. 59ia. 1. 2. 3. 1) 2) 3) 4. 5. 6. Art. 59ib. Art. 59ic. 1. 2. 3. 4. 5. 6. 1) 2) 3) 7. 1) 2) 3) 4) 5) 6) 7) 8. 9. Art. 59id. Art. 59ie. 1. 2. 3. 4. 5. Art. 59if. Art. 59ig. 1. 1) 2) 3) 4) 5) 6) 2. 3. 4. 5. Art. 59ih. 1. 2. 3. Rozdział 8 Przeniesienie rachunku płatniczego Art. 59ii. Art. 59ij. 1. 1) 2) 3) 2. Art. 59ik. 1. 2. 1) 2) 3) 4) 5) 6) 3. Art. 59il. 1. 2. 3. 1) 2) 4. Art. 59im. 1. 1) 2) 3) 4) 5) 6) 2. 3. 1) 2) 3) 4) 5) 4. 5. 6. 1) 2) 3) 4) 5) 7. 8. 9. Art. 59in. 1. 1) 2) 3) 2. Art. 59io. 1) 2) 3) 4) 5) 6) 7) 8) 9) 10) Art. 59ip. 1. 2. Art. 59iq. 1. 2. Art. 59ir. Art. 59is. 1. 2. Art. 59it. 1. 2. 3. 4. Dział IIIA Wydawanie i wykup pieniądza elektronicznego
  111. 59j

    Art. 59j.

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    Art. 59j.
  112. 59k

    Art. 59k.

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    AI-assisted research summary: Art. 59k. 1. 2.

    Art. 59k. 1. 2.
  113. 59l

    Art. 59l.

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    AI-assisted research summary: The source excerpt only lists Article 59l and fragmentary numbered items; it does not provide a substantive rule.

    Art. 59l. 1. 2. 3. 1) 2) 4.
  114. 59m

    Art. 59m.

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    Art. 59m. 1. 1) 2) 2. 3.
  115. 59n

    Art. 59n.

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    Art. 59n.
  116. 59o

    Art. 59o.

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    Art. 59o.
  117. 59p

    Art. 59p.

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    AI-assisted research summary: Article 59p is a heading for the section on payment initiation services and account information services.

    Art. 59p. Dział IIIB Świadczenie usług inicjowania transakcji płatniczych i usług dostępu do informacji o rachunku
  118. 59q

    Art. 59q.

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    AI-assisted research summary: This provision fragment only shows Article 59q with numbered and lettered placeholders, without a readable rule.

    Art. 59q. 1. 1) 2) 3) a) b) 2.
  119. 59r

    Art. 59r.

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    Art. 59r. 1. 2. 3. 1) 2) 3) 4) 5) 6) 7) 8) 4. 1) 2) 3) 5.
  120. 59s

    Art. 59s.

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    Art. 59s. 1. 2. 1) 2) 3) 4) 5) 6) 3. 1) 2) 4.
  121. 59t

    Art. 59t.

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    AI-assisted research summary: This provision is a heading for Article 59t, covering national payment institutions and the chapter on starting and conducting their business.

    Art. 59t. Dział IV Krajowe instytucje płatnicze Rozdział 1 Podejmowanie i prowadzenie działalności przez krajowe instytucje płatnicze
  122. 60

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    Art. 60. 1. 2. 3.
  123. 61

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    Art. 61. 1. 1) 2) 3) 4) 5) 6) 6a) 7) 8) a) b) 9) a) b) c) 10) a) b) c) 11) 2. 3.
  124. 61a

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    Art. 61a. 1. 2.
  125. 61b

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    Art. 61b. 1. 2. 3. 4. 5.
  126. 62

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    Art. 62. 1. 1) 2) 2.
  127. 63

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  128. 64

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    AI-assisted research summary: The provided text contains only article numbering and no substantive rule text.

    Art. 64. 1. 1) a) b) c) 2) 3) 4) 5) 6) 7) 8) 9) 10) 2. 3.
  129. 64a

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    Art. 64a. 1. 1) a) b) 2) a) b) 3) a) b) 4) a) b) c) d) e) f) g) h) 2. 3. 3a. 4. 5.
  130. 65

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    Art. 65.
  131. 66

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    Art. 66. 1. 2.
  132. 67

    Art. 67.

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    Art. 67. 1. 1) 2) 2.
  133. 68

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    Art. 68. 1. 2. 1) 2) 3. 4. 5. 6. 7. 1) 2) 8. 9. 1) 2) 10. 11.
  134. 68a

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    Art. 68a.
  135. 69

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    AI-assisted research summary: This text only shows the article number and blank numbered subitems; it does not state a substantive rule.

    Art. 69. 1. 1) 2) 3) 4) 5) 6) 7) 8) 9) 2. 3.
  136. 70

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    Art. 70. 1. 2. 1) 2) 3. 4.
  137. 71

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  138. 72

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  139. 72a

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    Art. 72a. 1. 2. 3. 1) 2) 4. 5.
  140. 72b

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    Art. 72b. 1. 1) a) b) c) 2) 3) 4) 5) 6) 7) 8) 9) 2. 3.
  141. 72c

    Art. 72c.

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    Art. 72c. 1. 1) 2) 3) 2. 3. 1) 2) 3) 4) 4. 5. 6. 7. 8.
  142. 72d

    Art. 72d.

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    Art. 72d. 1. 2. 3. 4. 5. 6. 7. 8. 9. 1) 2) 10. 11.
  143. 72e

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  144. 73

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  145. 73a

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    Art. 73a. 1. 2. 3. 1) 2) 4. 5.
  146. 73b

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    Art. 73b. 1. 1) 2) 2.
  147. 73c

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    Art. 73c. 1. 2. 3.
  148. 73d

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    Art. 73d.
  149. 73e

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    Art. 73e.
  150. 74

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    Art. 74. 1. 1) a) b) c) 2) 3) 2. 3. 1) 2)
  151. 75

    Art. 75.

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    AI-assisted research summary: This provision is the heading for Chapter 2 on own funds and financial management of domestic payment institutions.

    Art. 75. Rozdział 2 Fundusze własne i gospodarka finansowa krajowych instytucji płatniczych
  152. 76

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    Art. 76. 1. 2. 1) 2) 3) 4) 5) 6) 2a. 3. 1) 2) 3) 4) 5) 6) 3a. 4. 1) 2) 5. 6. 7. 1) 2)
  153. 77

    Art. 77.

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    AI-assisted research summary: Article 77 contains only a fragmentary listing (“1. 1) 2) 2.”) and does not state a substantive rule in the provided text.

    Art. 77. 1. 1) 2) 2.
  154. 78

    Art. 78.

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    AI-assisted research summary: The extract for Article 78 contains only numbering and list markers, with no substantive rule text shown.

    Art. 78. 1. 1) 2) a) b) 2. 3. 4. 5. 6. 7. 8. 9. 10.
  155. 79

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  156. 80

    Art. 80.

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    AI-assisted research summary: This article is the heading for Chapter 3 on reporting by domestic payment institutions.

    Art. 80. 1. 2. 3. Rozdział 3 Sprawozdawczość krajowych instytucji płatniczych
  157. 81

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  158. 82

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  159. 83

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    AI-assisted research summary: Article 83 is shown only as a heading/fragment, without a substantive rule in the provided text.

    Art. 83. 1. 1) 2) 3) 4) 5) 2. 3. Rozdział 4 Korzystanie przez krajową instytucję płatniczą z usług agentów oraz powierzanie wykonywania niektórych czynności operacyjnych innym podmiotom
  160. 84

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    Art. 84. 1. 1a. 2. 3.
  161. 85

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    AI-assisted research summary: The text shown for Article 85 is only a numbering stub and does not state a substantive rule.

    Art. 85. 1. 2. 1) 2) 3) 4) 5) 6) 3. 4. 5.
  162. 86

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    Art. 86. 1. 2. 3. 4. 5. 1) 2) 3) 4) 5) 6) 6. 1) 2)
  163. 87

    Art. 87.

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    Art. 87. 1. 1) 2) 3) 2. 1) 2) 3. 4.
  164. 87a

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    Art. 87a.
  165. 88

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    Art. 88. 1. 2. 3.
  166. 89

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  167. 90

    Art. 90.

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    AI-assisted research summary: Article 90 concerns the conduct of payment institutions and providers offering only account information services in the territory of a host state.

    Art. 90. Dział V Podejmowanie i prowadzenie przez instytucje płatnicze oraz przez dostawców świadczących wyłącznie usługę dostępu do informacji o rachunku działalności na terytorium państwa goszczącego
  168. 91

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    Art. 91. 1. 2.
  169. 92

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    AI-assisted research summary: This excerpt contains only article numbering and no substantive rule text.

    Art. 92. 1. 1a. 2. 1) 2) 3) 4) 5) 6) 7) 8) 3. 4. 5. 1) 2) 3) 4) 6.
  170. 93

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    AI-assisted research summary: Article 93 contains only numbering and no substantive rule in the provided text.

    Art. 93. 1. 1) 2) 2. 3. 4. 5.
  171. 94

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  172. 94a

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  173. 95

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  174. 96

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    AI-assisted research summary: Article 96 is shown only as a numbered provision with paragraphs 1 and 2.

    Art. 96. 1. 2.
  175. 97

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    Art. 97. 1. 2. 3.
  176. 98

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    Art. 98.
  177. 98a

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    Art. 98a.
  178. 98b

    Art. 98b.

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    AI-assisted research summary: This article heading concerns supervision of national payment institutions and EU payment institutions operating in Poland.

    Art. 98b. 1. 2. 3. Dział VI Nadzór nad krajowymi instytucjami płatniczymi oraz działalnością unijnych instytucji płatniczych na terytorium Rzeczypospolitej Polskiej
  179. 99

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    Art. 99. 1. 2. 1) 2) 3)
  180. 100

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    Art. 100. 1) 2) 3)
  181. 101

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    Art. 101.
  182. 102

    Art. 102.

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    AI-assisted research summary: Article 102 is shown only as a numbered outline in the provided excerpt, without substantive rule text.

    Art. 102. 1. 1) 2) 3) a) b) c) d) e) 4) 5) 2. 3.
  183. 103

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    Art. 103. 1. 2. 3. 4. 1) 2) 3) 4) 5. 6.
  184. 104

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    Art. 104. 1. 2. 3.
  185. 105

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    Art. 105. 1. 1) 2) 3) 4) 5) 6) 2. 3. 4. 5. 6. 1) 2) 7.
  186. 105a

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    Art. 105a.
  187. 106

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    Art. 106. 1. 1) 2) 2. 1) 2) 3.
  188. 107

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    Art. 107. 1. 1) 2) 2. 3. 4. 1) 2) 5. 6. 6a. 6b. 7. 8.
  189. 108

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    Art. 108. 1. 1) 2) 3) 4) 2.
  190. 109

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    Art. 109.
  191. 110

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    Art. 110.
  192. 111

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    AI-assisted research summary: Article 111 is shown only as numbered placeholders, with no substantive rule text in the provided extract.

    Art. 111. 1. 1) 2) 3) 4) 2. 1) 2) 3)
  193. 112

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    Art. 112. 1. 2. 1) 2) 3) 3.
  194. 113

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    Art. 113. 1. 1a. 2. 3. 4. 5.
  195. 114

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    Art. 114. 1. 1) 2) 2. 3. 4.
  196. 115

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    Art. 115. 1) 2) 3)
  197. 116

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    Art. 116. 1. 2.
  198. 117

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    AI-assisted research summary: This provision only gives the article heading for Chapter VIA and identifies providers that exclusively offer account information access services.

    Art. 117. 1. 2. Dział VIA Dostawcy świadczący wyłącznie usługę dostępu do informacji o rachunku
  199. 117a

    Art. 117a.

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    AI-assisted research summary: Art. 117a. 1. 2. 3. 4. 5. 6. 7.

    Art. 117a. 1. 2. 3. 4. 5. 6. 7.

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