郵政儲金法

交通部設置郵政儲金匯業局，負責辦理郵政儲金事務。

存簿儲金和支票儲金可以隨時支取；個人存簿儲金若單次支取達500元以上，郵政儲金機關可要求支取人提前1日通知。

If a depositor has had no deposits, withdrawals, or other claims for 10 years, the postal savings institution must promptly notify the depositor to collect the deposit and stop paying interest from the date the five-year period ends.

Anyone may ask the postal savings institution to transfer funds into a giro savings account, and giro savings account holders may ask for transfers between accounts or cash payments to another person.

Postal savings principal and interest are secured by postal property.

郵政儲金匯業局每三個月應公告一次全部資產負債表。

Postal savings interest rates, settlement methods, and use scope are to be drafted by the Postal Savings and Remittance Bureau and then decided by the Supervisory Committee.

Interest on passbook savings is exempt from all taxes.

For postal savings matters, acts done by persons without full legal capacity at postal savings institutions are treated as acts of a person with full capacity.

交通部有權訂定本法施行細則及各種儲金規則。

本法自公布日起施行。

Postal savings deposits and withdrawals are limited to national currency or the local common currency.

Each person or group may have only one postal savings account; if the institution finds more than one account, it keeps the first and closes the rest, returning the principal without interest.

郵政儲金可以分為四種存款，並可以發行儲金郵票；其種類由郵政儲金匯業局擬定後，送郵政總局再轉交通部備案。

Each deposit into a passbook savings account must be at least one yuan.

郵政儲金匯業局可以依情況訂定每戶存入最高限額；超過限額的部分不計利息。

On the first postal savings deposit, the receiving office must issue a passbook or receipt, and later deposits or withdrawals must be supported by that passbook or receipt.

存戶不得私自在郵政儲金存簿及單據上添註或塗改。

在通儲區內，存簿儲金可以向任何郵政儲金機關續存或支取；通儲區及其辦法由郵政儲金匯業局擬具，並報請交通部核定。