Homeowners insurers in Arizona must file an annual report with the insurance director by April 1, unless a NAIC data call changes the due date.
20-123 - Homeowners insurers; data compilation; annual report; public posting 20-123. Homeowners insurers; data compilation; annual report; public posting (Rpld. 1/1/28) A. Not later than April 1 of each year, each insurer that writes homeowners insurance in this state shall report to the director of the department of insurance and financial institutions in a manner and form as prescribed by the director of the department of insurance and financial institutions the following information on each homeowners insurance policy the insurer had in force during the prior calendar year in the geographic areas of this state designated as heightened fire risk areas by the director of the Arizona department of forestry and fire management for the prior calendar year: 1. If the policy was newly issued or renewed, the date the policy was issued or renewed. 2. If the policy was nonrenewed or canceled by the insurer, the insurer is not required to provide the reason for the nonrenewal or cancellation but shall provide: (a) The date the policy ended. (b) If the policy was nonrenewed, whether the policy was nonrenewed due to: (i) Fire loss risk. (ii) Condition of the premises. (c) If the policy was canceled, whether the policy was canceled due to: (i) Nonpayment of the premium. (ii) Fire risk loss. 3. The zip code in which the insured property is located, and the director of the department of insurance and financial institutions may request additional geographic information to clarify the location within a specific zip code. 4. The total written premium for the policy. 5. The type of policy form. 6. The policy's deductible. 7. The total number of all of the paid claims for all of the insurer's homeowners policies: (a) Due to fire loss. (b) Due to reasons other than fire loss. 8. The total of all losses paid for all of the insurer's homeowners policies: (a) Due to fire loss. (b) Due to reasons other than fire loss. 9. The policy's coverage limits. 10. Any other information prescribed by the director of the department in rule, except that in any year the director of the department may require the reporting of any clarifying information that is consistent with the information requested in a data call issued by the national association of insurance commissioners on the residential property insurance market. B. Except as provided in subsection D of this section, the information reported pursuant to subsection A of this section is confidential and is not subject to disclosure pursuant to title 39, chapter 1, article 2, discovery or subpoena, unless the subpoena is issued by the attorney general, a county attorney or a court at the request of the attorney general, a county attorney or a law enforcement agency, and the subpoena is not admissible in evidence in a private civil action. Â If a subpoena is issued by the attorney general, a county attorney or any other law enforcement agency to the director for information reported to the director, the director shall provide notice to the insurer of the subpoena unless otherwise prohibited by law. C. Notwithstanding subsection A of this section and in any year in which the national association of insurance commissioners issues a data call on the residential property insurance market, the director may prescribe a due date other than April 1 for the report required in subsection A of this section that coincides with the due date for the data call. D. On or before December 31 of each year, the director shall prepare a report that compiles in an aggregated and anonymized manner the information submitted by insurers pursuant to subsection A of this section and shall submit the annual report to the governor, the speaker of the house of representatives and the president of the senate and shall provide a copy of this report to the secretary of state. The director shall make a copy of the report available on the department's publicly accessible website.