ARS § 20-1674

20-1674 - Notice of cancellation; refund of unearned premium 20-1674 . Notice of cancellation; refund of unearned premium A. A cancellation under section 20-1673 is not effective unless the insurer sends a copy of the notice of cancellation to the insured's agent and to the named insured at least forty-five days before the effective date of the cancellation, except that, if cancellation is for nonpayment of premium, at least ten days' notice of cancellation must be given. The notice must state the specific facts that constitute the grounds set forth in section 20-1673 that are relied on. If the insurer sends the notice by mail, the insurer shall obtain proof of mailing by United States certified mail or first class mail using intelligent mail barcode or another similar tracking method used or approved by the United States postal service. B. The notice of cancellation and any refund of unearned premium may be sent separately, but both must be sent within the time frames established in subsection A of this section. If a premium has been financed, a refund of unearned premium shall be returned as provided in section 6-1416.