United States — California Code

United States — California legislation

Insurance Code, 1935

AI in insuranceAIDS/HIV preventionAPI accessAPI complianceCAQHCO-OPCOBRACOVID-19 coverageDMV recordsERISAFAIR PlanHIVHIV test result disclosureHIV testingHolocaust survivor insurance claimsHolocaust-era insurance policiesHolocaust-era insurance recordsMedi-CalMedi-Cal coordinationMedi-Cal eligibilityMedicaidMedicareMedicare supplement policiesORSA information handlingORSA reportingSecretary of State filingabandonmentabandonment noticeaccelerated death benefitsaccess to physician servicesaccess to private buildingsaccident and sickness insuranceaccident reportingaccountant work papersaccountingaccounting and reportingaccounting systemsact titleactions against nonadmitted insurersactuarial certificationactuarial complianceactuarial consultantsactuarial equivalenceactuarial filingactuarial informationactuarial opinionactuarial opinionsactuarial qualificationsactuarial reportingactuarial soundnessactuarial standardsactuarial statementsactuarial valuationactuarial valueacupuncture reimbursementadditional living expensesaddress changeaddress change noticeaddress change notificationaddress change reportingadjournmentadjuster assignmentadjuster compensationadjuster identificationadjuster trainingadjustersadjustmentadministrationadministration and enforcementadministration expensesadministrative accusationadministrative approvaladministrative chargesadministrative complianceadministrative costsadministrative deadlinesadministrative determinationsadministrative dutiesadministrative enforcementadministrative expensesadministrative feesadministrative filingadministrative fundingadministrative hearingadministrative hearingsadministrative noticeadministrative ordersadministrative penaltiesadministrative powersadministrative practiceadministrative procedureadministrative proceedingsadministrative reconsiderationadministrative regulationsadministrative reviewadministrative rulemakingadministrative rulesadministrative servicesadministrative supervisionadministrative suspensionadministrator arrangementsadministrator complianceadministrator noticesadministrator registrationadmission conditionsadmission to transact insuranceadoption coverageadvance paymentsadvances of moneyadvertisingadvertising expense recoveryadvertising materialsadvertising restrictionsadvertising retentionadvertising reviewadvisersadvisory boardadvisory organizationadvisory organizationsadvisory paneladvisory services procurementaffidavitsaffiliate regulationaffiliate transactionsaffordable housingaffordable housing entitiesaffordable housing insurance coverage studyage eligibilityage misstatementage qualificationagencyagency and management contractsagency appointmentagency appointment and terminationagency contractsagency decisionsagency managementagency organizationagency procedureagency supervisionagentagent and broker contractsagent and broker disclosuresagent authorityagent compensationagent conductagent contractsagent disclosuresagent for service of processagent licensingagent resignationagent sales reportingagent trainingagent/broker dutiesagent/broker statusagentsagents and brokersagricultural financingagricultureaiding insurance businessair ambulanceaircraft coverageaircraft insurancealcoholism treatmentalien insurersallocation of shared costsambulance billingamended certificateamendmentsamendments to governing documentsamortizationancillary proceedingsancillary receiverannual disclosureannual examinationannual feeannual feesannual filingsannual meetingsannual renewalannual renewal feesannual reportingannual reportsannual returnsannual statementannual statementsannuitiesannuityannuity agreementsannuity businessannuity contractsannuity disclosuresannuity illustrationsannuity policiesannuity recommendationsannuity regulationannuity replacementannuity reservesannuity salesannuity suitabilityannuity surrender processingannuity transactionsannuity valuationanti-discriminationantitrustappealsappeals and reviewappeals procedureappeals processapplicabilityapplicability of code provisionsapplicability of other lawsapplicability of related provisionsapplicant qualificationsapplication accuracyapplication assistanceapplication contentsapplication deadlinesapplication denialapplication depositsapplication documentsapplication feeapplication feesapplication filingapplication formsapplication fraudapplication information requestsapplication noticeapplication procedureapplication processapplication processingapplication questionsapplication requirementsapplication reviewapplicationsappointment noticesappointment waiting timesappointmentsappraisalappraisal feesappraisal of sharesapprentice trainingappropriationappropriationsapproval before issuanceapproved surplus line insurersarbitrage transactionsarbitrationarbitration agreementsarson investigationsarticle operative datearticles of incorporationassessmentassessment calculationassessment fundingassessment liabilityassessment noticesassessment of insurersassessment paymentsassessment planassessment plan insurersassessment reductionassessmentsasset acquisitionasset acquisitionsasset administrationasset allocationasset and liability transferasset claimsasset custodyasset deposit requirementsasset disbursementasset dispositionasset dispositionsasset distributionasset limitsasset maintenanceasset possessionasset priorityasset protectionasset recoveryasset restrictionsasset retentionasset saleasset tracingasset transferasset transfersasset valuationasset vestingasset-backed securitiesassetsassigned risk planassigned risk plansassignment of benefitsassociation conversionassociation coverageassociation filingassociation filing requirementsassociation fundingassociation fundsassociation governanceassociation licensingassociation powersassociationsattachmentattorney feesattorney general enforcementattorneys' feesaudit accessaudit committee oversightaudit reportsaudit rightsauditsauthority certificateauthority fundsauthority governanceauthority operationsauthority oversightauthority statusauthorization certificatesauthorization complianceauthorization of treatmentauthorizationsautism servicesauto body repairauto buying servicesauto insuranceauto insurance claimsauto insurance disclosuresauto insurance eligibilityauto insurance fraudauto insurance premiumsauto insurance ratesauto liability insuranceauto repair chargesauto repair claimsauto repair referralsautomatic denialautomatic insuranceautomobile collision coverageautomobile insuranceautomobile insurance programautomobile liability coverageautomobile liability insuranceautomobile liability policyautopsybackground change reportingbackground checksbadges and insigniabail bondsbail fugitive recoverybail licensesbail licensingbank accountsbank depositsbankingbanking costsbanking powersbankruptcy exclusionbankruptcy/receivership/conservationbanksbehavioral health coveragebehavioral health crisis servicesbehavioral health screeningbeneficiariesbeneficiary assignmentbeneficiary changesbeneficiary designationbeneficiary disclosuresbeneficiary identificationbeneficiary locationbeneficiary paymentbeneficiary paymentsbeneficiary recoverybenefit administrationbenefit association contractsbenefit associationsbenefit calculationbenefit certificatesbenefit coordinationbenefit coveragebenefit designbenefit increasesbenefit levelsbenefit limitsbenefit matrix distributionbenefit plan disclosuresbenefit plan requirementsbenefit plan restrictionsbenefit plan standardizationbenefit plan standardsbenefit plansbenefit reductionbenefit standardsbenefit substitutionbenefit summariesbenefitsbenefits administrationbenefits associationsbenefits capsbenefits continuationbenefits coveragebenefits eligibilitybenefits extensionbenefits noticesbenefits paymentbenefits plansbenefits reductionbenefits regulationbenefits terminationbenefits verificationbillingbinderbiomarker testingblanket insuranceblanket life insuranceboard compensationboard compositionboard continuityboard discretionboard diversityboard diversity reportingboard electionsboard governanceboard meetingsboard powersboard written planbondbond assessmentsbond depositbond enforcementbond filingbond financingbond for judgment securitybond formsbond fundsbond interest taxationbond investmentsbond payment protectionbond requirementbond requirementsbond revenuebond substitutionbondholder rightsbondingbondsbooks and recordsbooks and records examinationborrowed fundsborrower privacyborrowingbottomrybranch officebranch office certificatebranch office certificatesbranch officesbreast cancer coveragebrochuresbroker applicationbroker certificatebroker certificationbroker commissionsbroker compensationbroker compliancebroker conductbroker definitionbroker disclosurebroker licensingbroker reportingbroker-agent conductbroker-agent disclosurebroker-agent licensesbroker-agent licensingbroker-agentsbrokeragebrokerage commissionsbrokerage expensesbudget allocationsbudgetingbuilding code upgrade coveragebuilding hardeningbulletinburglary insuranceburial contractsbusiness addressbusiness address change notificationbusiness address changesbusiness address disclosurebusiness compliancebusiness conductbusiness continuitybusiness enterprise certificationbusiness identificationbusiness licensingbusiness locationbusiness namesbusiness of insurancebusiness operationsbusiness plansbusiness practicesbusiness registration/compliancebusiness restrictionsbusiness suspensionbusiness transacted with producer controlled insurerby-lawsbylaw amendmentscalculationscancellationcancellation and renewalcancellation noticecancellation rightscancellation/nonrenewal noticecancer medication cost-sharingcancer screeningcapitalcapital adequacycapital adjustmentscapital and guarantee fund requirementscapital and reservescapital and surpluscapital and surplus requirementscapital constraintscapital contributionscapital limitscapital managementcapital marketscapital requirementscapital stockcapital stock filingcapital structurecapital surpluscapital thresholdscapital transactionscapitalizationcar rental agent licensingcar rental agentscar rental insurancecare coordinationcare planscare quality oversightcargocargo insurancecargo losscarrier certificationcarrier compliancecarrier contractingcarrier disclosurecarrier disclosurescarrier eligibilitycarrier enrollmentcarrier filingcarrier licensingcarrier noticecarrier obligationscarrier participationcarrier paymentscarrier product disclosurecarrier regulationcarrier requirementscarrier restrictionscarrier selectioncarrier service areascase managementcash management poolscash surrender benefitscash surrender valuecash valuecash valuescatastrophe riskcatastrophic disastercatastrophic planscausationcease and desistcease and desist enforcementcease and desist orderscertificate approvalcertificate deliverycertificate expirationcertificate feescertificate filingcertificate form requirementscertificate issuancecertificate of authoritycertificate of authority proceedingscertificate of authority suspensioncertificate of compliancecertificate of exemptioncertificate of insurancecertificate of registrationcertificate reinstatementcertificate renewalcertificate revocationcertificate suspensioncertificate terminationcertificate termscertificatescertificates of abstracts of titlecertificates of compliancecertificates of conveniencecertificates of exemptioncertificationcertification requirementscertified reinsurerschange of controlchange of interestchapter applicabilitychapter applicationchapter governancechapter implementationchargescharitable contributionscharitable institutionscharter requirementschemical dependency treatmentchild access to health insurancechild care insurancechild care serviceschild coveragechild health benefitschild health coveragechild health insurancechoice of forumchoice of lawcitationcivil actioncivil actionscivil discoverycivil forfeiturecivil liabilitycivil penaltiescivil procedurecivil recoverycivil remediescivil service transitionclaim denial challengeclaim denialsclaim dispute resolutionclaim documentsclaim liabilityclaim noticeclaim paymentclaim payment timingclaim reimbursementclaim reportingclaim reservesclaim satisfactionclaim securityclaimsclaims adjustingclaims adjustmentclaims adjustment compensationclaims administrationclaims allowanceclaims analysis bureausclaims and beneficiary tracingclaims and commissioner procedureclaims and judgmentsclaims and lossesclaims assignmentclaims assistanceclaims classificationclaims cooperationclaims data disclosureclaims denialclaims dischargeclaims dispute resolutionclaims experienceclaims filingclaims fundingclaims handlingclaims historyclaims informationclaims information useclaims interestclaims investigationclaims litigationclaims mediationclaims noticeclaims notificationclaims operationsclaims paymentclaims paymentsclaims practicesclaims priorityclaims processclaims processingclaims recoveryclaims reimbursementclaims reportingclaims reviewclaims settlementclaims statisticsclaims timingclaims-made policiesclaims/dispute notificationclassificationclassification and premium ratesclassification assignmentclassification assignmentsclassroom hoursclearinghouse programsclient reportingclimate resilienceclimate riskclimate risk market intelligenceclinical criteriaclinical trialsclosed sessionsco-insurance interestscode constructioncode headingscode namingcodificationcoinsurancecollateralcollateral or securitycollectioncollection litigationcollectionscollective bargainingcollision coveragecollision repairscombined ratio reportingcommercial insurancecommercial liability insurancecommercial papercommercial property insurancecommissioncommission compensationcommission filingcommission rulescommission sharingcommissioner actioncommissioner administrationcommissioner applicationscommissioner approvalcommissioner authoritycommissioner consentcommissioner discretioncommissioner enforcementcommissioner examinationcommissioner expensescommissioner feescommissioner jurisdictioncommissioner orderscommissioner oversightcommissioner permitscommissioner powerscommissioner powers and dutiescommissioner reportingcommissioner reviewcommissionscommittee governancecommon carrier liability insurancecommunity development financecommunity investmentcommunity outreachcompany admissioncompany disclosurecompany managementcompany namingcomparative benefit matricescompensationcompensation arrangementscompensation eligibilitycompensation limitscompensation ratescompensation reportingcompensation restrictionscompetency proofcompetitioncompetition restrictionscomplaint disputescomplaint handlingcomplaint reportingcomplaintscomplaints about premiumscomplaints and hearingscomplaints handlingcomplaints monitoringcompliancecompliance certificatecompliance certificatescompliance deadlinescompliance enforcementcompliance hearingscompliance noticescompliance orderscomposite ratescomprehensive coverageconcealmentconciliationcondominium coveragecondominium loansconductconfidential communicationsconfidential filingsconfidential informationconfidential investigation recordsconfidential noticesconfidential recordsconfidentialityconflict of interestconflicts of interestconsent managementconservationconservation and liquidationconservatorshipconsolidationconstructionconstruction contractsconstructive total lossconsultantsconsulting approvalconsumer access to personal informationconsumer access to policiesconsumer communicationsconsumer complaintsconsumer creditconsumer disclosureconsumer disclosuresconsumer educationconsumer harmconsumer informationconsumer information rightsconsumer information websiteconsumer inquiriesconsumer insuranceconsumer noticeconsumer noticesconsumer operated and oriented plansconsumer outreachconsumer participationconsumer profile informationconsumer protectionconsumer rate guideconsumer recommendationsconsumer redressconsumer remediesconsumer reportingconsumer rightsconsumer servicesconsumer shoppingconsumer suitabilityconsumer-operated health planscontents inventorycontestabilitycontingency reservescontingent compensationcontingent liabilitycontinuancescontinuation benefitscontinuation coveragecontinuation of coveragecontinuing educationcontinuity of carecontinuity of corporationcontinuity of managementcontraceptive coveragecontract administrationcontract amendmentscontract approvalcontract award processcontract cancellationcontract cancellation noticecontract change of riskcontract changescontract clausescontract comparisoncontract compensation disclosurecontract compliancecontract coveragecontract definitioncontract definitionscontract disclosurescontract examinationcontract executioncontract exemptioncontract formationcontract formscontract governancecontract impairmentcontract modificationcontract negotiationcontract negotiationscontract offeringscontract performancecontract protectioncontract provisionscontract regulationcontract reportingcontract representationscontract requirementscontract rescissioncontract riskcontract risk changecontract terminationcontract termscontract transfercontract transfer after losscontract valuescontractholder applicationscontractingcontracting powerscontracting requirementscontractor compliancecontractor licensing complaintscontractor paymentcontractor paymentscontractor’s license bondscontractscontracts and liabilitiescontribution paymentscontrolled business sourceconversionconversion approvalconversion coverageconversion exemptionsconversion mergerconversion of equity interestsconversion of insurerconversion of insurersconversion of mutual insurersconversion of reciprocal insurersconversion planconversion plan amendmentsconversion plansconviction evidencecoordination of benefitscopayment calculationcopaymentscopayments and deductiblescopying feescorporate actionscorporate approvalcorporate approvalscorporate authoritycorporate authorizationcorporate compliancecorporate continuitycorporate controlcorporate conversioncorporate debt securitiescorporate definitionscorporate disclosurecorporate dissolutioncorporate divestiturecorporate documentscorporate filingcorporate filingscorporate financecorporate formationcorporate governancecorporate governance annual disclosurecorporate governance disclosurecorporate licensing requirementscorporate meetingscorporate misconductcorporate name reservationcorporate organizationcorporate participationcorporate powerscorporate purposescorporate recordscorporate reorganizationcorporate reportingcorporate restructuringcorporate securitiescorporate structurecorporate transactionscorporate transformationcorporate-owned life insurancecorrective actioncorrective plancost containmentcost estimatescost indexescost recoverycost sharingcost-based feescost-sharingcounty mutual fire insurance policiescounty mutual fire insurerscounty mutual insurerscounty reimbursementcourse approvalcourse equivalencycourt applicationcourt approvalcourt deadlinescourt enforcementcourt filingcourt filingscourt injunctionscourt jurisdictioncourt ordercourt orderscourt permissioncourt petitionscourt procedurecourt-appointed receiverscoveragecoverage administrationcoverage applicationscoverage capscoverage certificatescoverage changescoverage claimscoverage commencementcoverage conditionscoverage continuationcoverage continuitycoverage decisionscoverage definitionscoverage denialcoverage denial noticescoverage denial reasonscoverage denialscoverage descriptionscoverage disclosurescoverage discriminationcoverage effective datecoverage effective datescoverage eligibilitycoverage enrollmentcoverage equivalencecoverage evidencecoverage exclusionscoverage expansioncoverage for alcoholism treatmentcoverage for chemical dependency treatmentcoverage for nicotine use treatmentcoverage geographycoverage historycoverage lapsecoverage liabilitycoverage limitationscoverage limitscoverage mandatescoverage maximizationcoverage minimumcoverage minimumscoverage modificationcoverage noticescoverage of losscoverage offeringscoverage offerscoverage overlapcoverage paymentcoverage periodcoverage pricingcoverage prioritycoverage proofcoverage reductioncoverage reinstatementcoverage renewalcoverage requirementscoverage rulescoverage scopecoverage standardizationcoverage statementscoverage terminationcoverage transfercoverage verificationcovered claimscovered eventscovered servicescredentialingcredit applicationscredit disability insurancecredit facilitiescredit for reinsurancecredit insurancecredit insurance agentscredit insurance licensingcredit insurance ratescredit life and disability insurancecredit life insurancecredit transactionscredit-related insurancecreditable coveragecreditor claimscreditor communicationscreditor distributionscreditor insurancecreditor prioritycreditor protectioncreditor rightscriminal liabilitycriminal penaltiescriminal proceedingscriminal recordcrisis areacrop insurance adjusterscross-code compliancecurriculum standardscustodial agreementscustodycustody of deposited securitiescustody of fundscustody of securitiesdamage assessmentdamagesdata aggregationdata callsdata collectiondata confidentialitydata filingdata governancedata reportingdata sharingdata submissiondata transferdata use restrictionsday care insurancedeadlinesdeath benefitsdeath master file searchesdebt collectiondebt financingdebt issuancedebt obligationsdebt repaymentdeceptive actsdeceptive practicesdecision deadlinesdeclarations under oathdeductible accrual trackingdeductible agreementsdeductible policiesdeductiblesdefamationdefault judgmentdefault ordersdefective application noticesdefense costsdefense obligationsdefense of claimsdeficiency assessmentsdefinitiondefinitionsdeidentificationdelegated claims payment compliancedelegationdelegation of authoritydelegation of dutiesdelinquencydelinquency proceedingsdelivery chargesdelivery deadlinesdemonstration projectsdemutualizationdenialdenial noticesdenial reasonsdental anesthesia coveragedental benefitsdental coveragedental insurancedental insurance disclosuresdental servicesdepartment administrationdepartment cost recoverydependent child coveragedependent coveragedependent eligibilitydeposit accountsdeposit assetsdeposit certificationdeposit compliancedeposit of moneydeposit of public moneysdeposit of securitiesdeposit requirementsdeposit shortfalldeposit use restrictionsdeposited securitiesdepository institutionsdepositsderivative transactionsderivativesdiabetes carediabetes educationdiabetic educationdiagnostic codingdiagnostic testingdirect repair programsdirector appointmentdirector appointmentsdirector dutiesdirector electionsdirector eligibilitydirector independencedirector liabilitydirector qualificationsdirector successiondirector tenuredirector termsdirectorsdirectors' liabilitydisability benefitsdisability certificationdisability continuationdisability income insurancedisability insurancedisability insurance claimsdisability insurance coveragedisability insurance disclosuredisability insurance policy formsdisability insurance policy termsdisability insurerdisability noticedisability policiesdisability policy claimsdisaster accessdisaster assessmentdisaster responsedisaster response compliancedisbursementsdisciplinary actiondisciplinary actionsdisciplinary proceedingsdisciplinary referralsdisciplinary suspensiondisciplinedisclaimersdisclosuredisclosure authorizationdisclosure dutiesdisclosure filingdisclosure formsdisclosure in negotiationsdisclosure languagedisclosure obligationsdisclosure of informationdisclosure of personal or privileged informationdisclosure requirementsdisclosure standardsdisclosure to complainantdisclosuresdiscount disclosurediscount servicesdiscountsdiscoverydiscrimination complaintsdiscrimination in insurance applicationsdiscriminatory practicesdisenrollmentdisplay requirementsdispute resolutiondissolutiondistribution of fundsdistrict attorney applicationsdiversity reportingdividend allocationdividend paymentsdividend policydividendsdividends and distributionsdividends and premium creditsdocument certificationdocument copiesdocument deliverydocument displaydocument executiondocument filingdocument formattingdocument processingdocument productiondocument readabilitydocument removaldocument retentiondocument reviewdocument surrenderdocumentation requirementsdomestic partner coveragedomestic violencedomiciledomicile transferdonationsdouble insurancedriver discountdriver licensingdriving historydrug cost reportingdrug formulariesdrug formularyduty of good faith and fair dealingearthquake authorityearthquake claimsearthquake coverageearthquake insuranceearthquake insurance assessmentsearthquake insurance coverageearthquake insurance ratesearthquake mitigationearthquake mitigation fundingearthquake mitigation program administrationearthquake policyholder assessmentseconomic opportunity programseconomic profilingeducation and trainingeducation requirementseffective dateeffective dateselder advisorieselection of officerselection polling placeselectionselectronic deliveryelectronic disclosureselectronic filingelectronic fund transferelectronic funds transferelectronic paymentelectronic record retentionelectronic recordselectronic transmissioneligibilityeligibility certificateseligibility conditionseligibility criteriaeligibility definitionseligibility determinationeligibility expansioneligibility investigationeligibility of employeeseligibility processingeligibility recertificationeligibility ruleseligibility standardseligibility thresholdsemail disclosuresemergency bylawsemergency claimsemergency disaster assessmentemergency medical careemergency operationsemergency operations coordinationemergency proceduresemergency regulationsemergency responseemergency servicesemergency transportationemployee and spouse coverageemployee benefit plansemployee benefitsemployee certificatesemployee coverageemployee coverage cancellationemployee disclosureemployee eligibilityemployee equity plansemployee health coverageemployee health informationemployee identificationemployee supervisionemployee transferemployee welfare benefit planemployee welfare benefit plansemployee-benefit insuranceemployer benefits plansemployer contribution requirementsemployer coverageemployer disclosuresemployer groupsemployer liabilityemployer noticeemployer purchasing alliancesemployer's liability insuranceemployer-sponsored dependent coverageemployers' liability insuranceemploymentemployment injury compensationemployment notificationemployment recordsemployment supervisionemployment transferemployment-related coverageemployment-related drivingendorsementendorsementsendowment benefitsenforcementenforcement administrationenforcement costsenforcement remediesenrollmentenrollment eligibilityenrollment periodenrollment proceduresenrollment processingenrollment rightsenterprise riskenterprise risk managementequipmentescheated fundsescrowescrow accountsescrow controlsescrow disbursement timingescrow fundsescrow handlingescrow or trust accountsescrow servicesescrow-related servicesestate administrationestate certificate eligibilityevidenceevidence of insuranceevidence of titleexam costsexam failure noticeexam schedulingexam securityexaminationexamination confidentialityexamination costsexamination expense allocationexamination expensesexamination or investigation proceduresexamination requirementexaminationsexaminations under oathexaminer reportsexceptionsexcess fundsexcess funds investmentsexchange coverageexchange governanceexchange organizationexecutionexecutive appointmentsexemptionexemption certificateexemption certificatesexemption conditionsexemption determinationexemption from code provisionsexemptionsexpense experienceexpense paymentexpensesexperience ratingexperience rating plansexport listextended care facilitiesextended health insuranceextended replacement cost coverageexternal reviewfalse advertisingfalse declarationsfalse statementsfamily contributionfamily contributionsfamily coveragefamily day care homesfederal approvalsfederal conformityfederal fundsfederal matching fundsfederal participationfederally eligible defined individualsfee adjustmentfee awardsfee oversightfee paymentfee-based paymentsfeesfees and assessmentsfees and chargesfees and commissionsfees and costsfidelity bondsfiduciary accountsfiduciary fundsfiduciary handling of fundsfiduciary institutionsfile reviewfilingfiling and approval proceduresfiling compliancefiling costsfiling deadlinesfiling documentsfiling feefiling feesfiling noticesfiling of documentsfiling requirementsfiling reviewfiling review feesfiling with commissionerfilingsfilings and approvalsfilings and noticefilings with commissionerfinance chargesfinancial accountabilityfinancial advertisingfinancial auditfinancial benefitsfinancial compliancefinancial conditionfinancial condition statementsfinancial contributionsfinancial disclosurefinancial distressfinancial eligibilityfinancial examinationfinancial guaranty insurancefinancial guaranty insurance ratesfinancial informationfinancial integrityfinancial maintenancefinancial mattersfinancial misconductfinancial qualificationfinancial records disclosurefinancial reportingfinancial requirementsfinancial reservesfinancial responsibilityfinancial responsibility lawfinancial reviewfinancial risk sharingfinancial securityfinancial self-supportfinancial servicesfinancial statement confidentialityfinancial statementsfinancial statements of insurersfinancial supervisionfinancial viabilityfines and penaltiesfingerprintsfire and casualty insurancefire and marine insurancefire insurancefire insurance policyfire insurance policy copiesfire insurance policy formfire insurance policy form requirementsfire insurance policy formsfire insurance policy termsfire insurance ratesfire loss investigationsfire patrol governancefire preventionfire protectionfire responsefirm licensingfiscal requirementsfit and properfitness and honesty screeningfitness reviewfitness to serveforeclosureforeign applicant qualificationforeign applicantsforeign corporationforeign corporationsforeign currency exposureforeign currency obligationsforeign depositoriesforeign government ownershipforeign insurer filingforeign insurer filing requirementsforeign insurersforeign investmentsforeign-currency investmentsform approvalform approval withdrawalform filingform labelingformation and incorporationformation and organizationformsforms and applicationsformulariesformulary managementfoster carefraternal benefit societiesfraternal benefit society formationfraternal fire insurersfraternal insurancefraternal insurersfraternal societiesfraudfraud claimsfraud detectionfraud inspectionsfraud investigationfraud investigation grantsfraud investigationsfraud preventionfraud reportingfraud warningsfraud/misrepresentationfree insurancefreightagefund administrationfund allocationfund appropriationfund availabilityfund contributionsfund depositfund dispositionfund expendituresfund governancefund managementfund remittancefund segregationfund transferfund transfersfundingfunding agreementsfunding distributionfundsfunds handlingfunds managementfunds protectionfuneral insurancefuneral insurance contractsfuneral servicesgaming and wageringgarnishmentgender-affirming servicesgender-neutral interpretationgene traitsgeneral average lossgeneral powersgeneral provisionsgeneral rulesgenetic characteristicsgenetic informationgenetic test result disclosuregenetic test resultsgenetic test results disclosuregenetic testinggeographic service areasgiftsgifts and bequestsgifts and bonusesgood driver discountgood driver discount policygood-faith actsgovernancegovernance reportinggovernment administrationgovernment agency requestsgovernment approvalgovernment code applicabilitygovernment code exemptiongovernment depositsgovernment fund depositsgovernment fundinggovernment investigationsgovernment reportinggovernment staffinggrace periodgrandfatheringgrant administrationgrant evaluationgrant fundinggrant implementationgrant programsgrantsgrants and annuities societiesgrievance processgrievance resolutiongrievances and appealsgross premiums taxgross ratesgroup and individual plansgroup benefit plansgroup coveragegroup disability insurancegroup enrollmentgroup formationgroup health benefit plansgroup health coveragegroup health insurancegroup health plansgroup health-style coverage termsgroup insurancegroup legal insurancegroup life insurancegroup life insurance policy termsgroup life policiesgroup policiesgroup policygroup policy administrationgroup policy conversiongroupwide supervisionguarantee associationguarantee fundguarantee obligationsguaranteed issueguaranteed living benefitsguaranteesguaranty associationguaranty associationsguaranty fundsguaranty insurancehate crimehealth benefit planshealth benefitshealth care cost targetshealth care coveragehealth care coverage compliancehealth care facilitieshealth care networkshealth care paymentshealth care planshealth care programshealth care providershealth care purchasing allianceshealth care service planhealth care service planshealth care services contractshealth coveragehealth coverage changeshealth coverage contract notificationhealth coverage eligibilityhealth coverage noticehealth coverage notificationhealth coverage notificationshealth coverage transferhealth disability insurancehealth disability insurance conversionhealth informationhealth insurancehealth insurance administrationhealth insurance application reviewhealth insurance benefitshealth insurance claims paymenthealth insurance claims processinghealth insurance complaintshealth insurance continuation coveragehealth insurance contractshealth insurance conversionhealth insurance conversion coveragehealth insurance coveragehealth insurance coverage levelshealth insurance definitionshealth insurance disclosureshealth insurance enrollmenthealth insurance noticeshealth insurance paymentshealth insurance policy notificationshealth insurance premiumshealth insurance program administrationhealth insurance provider assignmenthealth insurance purchasing allianceshealth insurance rate increaseshealth insurance ratinghealth insurance reimbursementhealth insurance reportinghealth insurer compliancehealth insurer operationshealth insurer reportinghealth insurer traininghealth insurershealth plan administrationhealth plan classificationhealth plan compliancehealth plan contractinghealth plan coveragehealth plan definitionshealth plan designhealth plan eligibilityhealth plan enrollmenthealth plan financinghealth plan licensinghealth plan marketinghealth plan networkshealth plan paymentshealth plan rateshealth plan reportinghealth planshealth program administrationhealth provider contractshealth purchasing allianceshealth service coveragehealth serviceshearinghearing decisionshearing noticehearing procedurehearing procedureshearing recordshearing requesthearing schedulinghearingshearings and investigationsheavy-duty truckshedginghiring freezeshistorical insurance policiesholding companyholding company formationholding company reportingholding company systemholding company systemshome carehome care benefitshome hardeninghome health care benefitshome protectionhome protection contractshome protection insurancehome-based carehomeowners insurancehomeowner’s insurancehospital and medical benefitshospital and surgical benefitshospital benefitshospital expenseshospital medical surgical expenseshospital service contractshospital service planshospital serviceshospitalizationhousehold employeeshousinghousing insurance coverageidentification cardidentification cardsidentification documentsidentifier collectionillegal employment of minorsillustrations and quotationsimmunityimmunity/liabilityimplementationincome eligibilityincontestabilityincorporationincorporation formalitiesindemnificationindemnityindemnity reimbursementindependent medical reviewindividual accessindividual certificatesindividual coverageindividual health benefit plansindividual health plansindividual marketindividual policy conversioninducementsindustrial policiesinfertility coverageinflation protectioninformal conciliationinformation accessinformation confidentialityinformation disclosureinformation exchangeinformation filinginformation handlinginformation requestsinformation rightsinformation sharinginformation withholdinginformational brochuresinformed consentinjunctioninjunctionsinjunctive reliefinjuryinland marine insuranceinpatient careinsider transactionsinsolvencyinsolvency administrationinsolvency and delinquencyinsolvency and delinquency proceedingsinsolvency claimsinsolvency insuranceinsolvency proceedingsinsolvency recoveryinsolvent insurerinsolvent insurer administrationinsolvent liquidationinspectioninspection liabilityinspection recordsinspection requirementsinspectionsinstallment payment formsinstallment paymentsinsurabilityinsurable interestinsurable interestsinsuranceinsurance adjuster administrationinsurance adjuster licensinginsurance adjuster operationsinsurance adjuster registrationinsurance adjustersinsurance adjusters licensinginsurance adjustinginsurance administrationinsurance admissioninsurance advertisinginsurance advertising disclosureinsurance adviceinsurance advisoryinsurance advisory organizationsinsurance agencyinsurance agency definitionsinsurance agency licensinginsurance agentsinsurance agents and brokersinsurance agreementsinsurance analyst qualificationsinsurance analystsinsurance applicabilityinsurance application filingsinsurance application fraud reportinginsurance applicationsinsurance assessmentsinsurance assistanceinsurance authorityinsurance authorizationinsurance authorization formsinsurance availabilityinsurance broker/agent conductinsurance brokerageinsurance businessinsurance business licensinginsurance cancellationinsurance cancellation or nonrenewal enforcementinsurance cardsinsurance carriersinsurance certificateinsurance certificatesinsurance chargesinsurance claimsinsurance claims analysis bureausinsurance claims informationinsurance claims settlementinsurance claims timinginsurance classesinsurance classificationinsurance codeinsurance collectionsinsurance commissionerinsurance commissioner dutiesinsurance commissioner materialsinsurance commissionsinsurance company examinationinsurance company examinationsinsurance company governanceinsurance company powersinsurance comparisonsinsurance compensationinsurance compensation arrangementsinsurance complaintsinsurance complianceinsurance conductinsurance consumer referralinsurance contractinsurance contract comparisoninsurance contract formationinsurance contract negotiationsinsurance contract servicinginsurance contract validityinsurance contractsinsurance contributionsinsurance conversioninsurance corporationsinsurance coverageinsurance coverage chargesinsurance coverage definitionsinsurance coverage eligibilityinsurance coverage exclusionsinsurance coverage studyinsurance data reportinginsurance definitionsinsurance delinquency proceedingsinsurance depositsinsurance disaster assessmentinsurance disciplineinsurance disclosureinsurance disclosuresinsurance dispute mediationinsurance distributioninsurance documentationinsurance enforcementinsurance estimationinsurance examinationsinsurance exchange auditinsurance exchangesinsurance exemptioninsurance exemptionsinsurance feesinsurance filingsinsurance financeinsurance financial statementsinsurance financinginsurance finderinsurance formationinsurance formsinsurance forms reviewinsurance fraudinsurance fraud assessmentsinsurance fraud investigationinsurance fraud investigationsinsurance fraud preventioninsurance fraud reportinginsurance fundinsurance fund accountinginsurance fund administrationinsurance fund governanceinsurance fund operationsinsurance fund organizationinsurance futuresinsurance governanceinsurance group reportinginsurance guarantee associationinsurance guarantee association oversightinsurance guarantee associationsinsurance hearingsinsurance holding company informationinsurance holding company regulationinsurance holding company systeminsurance holding company systemsinsurance incorporationinsurance informationinsurance information disclosureinsurance information handlinginsurance information requestsinsurance insurer securitiesinsurance insurersinsurance intermediariesinsurance investigation reportsinsurance investigationsinsurance investmentsinsurance issuanceinsurance licensesinsurance licensinginsurance liquidationinsurance litigationinsurance loansinsurance mediationinsurance mergersinsurance operationsinsurance organizationinsurance organization governanceinsurance organizationsinsurance participationinsurance payment intercept programinsurance paymentsinsurance permitsinsurance placementinsurance placement facilityinsurance plan participationinsurance plansinsurance policyinsurance policy definitionsinsurance policy disclosureinsurance policy documentsinsurance policy exclusionsinsurance policy filinginsurance policy misrepresentationinsurance policy registrationinsurance premium taxinsurance premiumsinsurance privacy protectioninsurance procurementinsurance producer licensinginsurance producersinsurance production agenciesinsurance productsinsurance programinsurance rate hearingsinsurance rate information disclosureinsurance ratesinsurance rates and ratinginsurance ratinginsurance ratingsinsurance registrationinsurance registryinsurance regulationinsurance regulationsinsurance rehabilitationinsurance reportinginsurance reservesinsurance salesinsurance sales and loansinsurance sales practicesinsurance selectioninsurance serviceinsurance solicitationinsurance solvencyinsurance studyinsurance supervisioninsurance surchargeinsurance taxinsurance taxationinsurance transactinginsurance transactionsinsurance transferinsurance underwritinginsurance underwriting eligibilityinsurance-code exemptioninsured benefitsinsured communicationsinsured designationinsured disclosureinsured dutiesinsured grievancesinsured identification cardsinsured interestinsured lossesinsured noticesinsured notificationsinsured personsinsured propertyinsured requestsinsured riskinsurer accreditationinsurer admissioninsurer agreementsinsurer applicabilityinsurer assessmentsinsurer asset maintenanceinsurer asset valuationinsurer authority to do businessinsurer capitalinsurer capital adequacyinsurer classificationinsurer complianceinsurer conductinsurer contributionsinsurer conversioninsurer definitionsinsurer delinquency proceedingsinsurer depositsinsurer disclosureinsurer disclosuresinsurer eligibilityinsurer examinationinsurer financial conditioninsurer financial statementsinsurer formationinsurer governanceinsurer insolvencyinsurer investmentinsurer investmentsinsurer lendinginsurer liabilityinsurer licensinginsurer liquidationinsurer managementinsurer mutualizationinsurer name approvalinsurer name registrationinsurer namesinsurer naminginsurer organizationinsurer oversightinsurer participationinsurer paymentsinsurer poolinginsurer powers and duties after transformationinsurer proceedingsinsurer qualificationsinsurer receivershipinsurer record requestsinsurer registrationinsurer rehabilitationinsurer reorganizationinsurer reportinginsurer solvencyinsurer solvency/liquidityinsurer supervisioninsurer withdrawalinsurersinteragency coordinationinterestinterest on delayed paymentinterest on late paymentinterest on refunded fundsinterest or dividendsinterest paymentsinterest rate calculationinterest ratesinterest restrictionsinterinsurance contractsintermediary managementinternal affairsinternal auditinternal policyinternet advertisinginternet applicationsinternet disclosureinternet websitesinterpretationinterpretation servicesinvalid provisionsinvestigationinvestigation costsinvestigation timelinesinvestigationsinvestigative consumer reportsinvestigative cooperationinvestigative reportinginvestmentinvestment authorityinvestment company requirementsinvestment limitationsinvestment limitsinvestment of assetsinvestment of excess fundsinvestment of fundsinvestment of public fundsinvestment poolsinvestment promotioninvestment requirementsinvestment reservesinvestment restrictionsinvestment return assuranceinvestment standardsinvestment valuationinvestmentsissue of securitiesissuer obligationsjoint activitiesjoint insurance activitiesjoint reinsurancejoint underwritingjoint underwriting associationjudgment enforcementjudgmentsjudicial actionjudicial or administrative reviewjudicial reliefjudicial reviewjurisdictionjuvenile benefitsknowledgelabor dispute continuationlabor rate surveyslabor unionsland value insurancelanguage accesslanguage and writing requirementslanguage assistancelapse noticelarge group planslarge group purchaserslate chargeslate enrolleeslate filing feeslaw enforcement accesslaw enforcement cooperationlaw practicelaw-enforcement cooperationlead state filingleasehold loansledger accountinglegal feeslegal insurancelegal referralslegal representationlegal serviceslegal services agreementslegal services compensationlegal services insurancelegislative commentslegislative notificationlegislative reportinglender requirementslending restrictionsliabilitiesliabilityliability allocationliability coverageliability immunityliability insuranceliability limitationliability limitationsliability transferlicence revocationlicense activationlicense and certificate of authority proceedingslicense applicantslicense applicationlicense application qualificationslicense applicationslicense appointmentslicense changeslicense compliancelicense conditionslicense defense deadlineslicense definitionslicense deniallicense disciplinelicense displaylicense eligibilitylicense enforcementlicense examinationslicense exemptionlicense expirationlicense feelicense feeslicense filinglicense inactivationlicense issuancelicense notice servicelicense periodlicense proceedingslicense qualificationlicense qualification examinationslicense qualificationslicense regulationlicense reissuancelicense renewallicense renewal/qualificationlicense reportinglicense requirementslicense revocationlicense sanctionslicense scopelicense statuslicense surrenderlicense suspensionlicense suspension or revocationlicense termlicense terminationlicense termslicense verificationlicense/authority revocationlicense/authority suspensionlicensed insurance activitieslicensee advertisinglicensee compliancelicensee conductlicensee informationlicensee operationslicensee procedurelicensee reportinglicenseslicenses and feeslicensinglicensing / regulated activitylicensing agencieslicensing and registrationlicensing authority decisionslicensing defense timinglicensing examinationslicensing exemptionlicensing feeslicensing or application processlicensing qualificationslicensing reportslicensing reviewlicensing verificationlicensing/authorizationlicensing/enforcementlicensing/filinglicensing/permitslicensing/practice privilegelicensurelienlienholdersliensliens and collaterallife and disability insurancelife insurancelife insurance agentslife insurance certificateslife insurance claimslife insurance cost disclosurelife insurance cost indexeslife insurance disclosureslife insurance form filinglife insurance illustrationslife insurance policieslife insurance policy deliverylife insurance policy illustrationslife insurance policy lapse noticelife insurance policy loanslife insurance policy provisionslife insurance policy registrationlife insurance policy valuationlife insurance proceedslife insurance proceeds disclosurelife insurance registrationlife insurance regulationlife insurance replacementlife insurance reserveslife insurance valuationlife insurer assessmentslife insurer regulationlife insurerslife settlementslifecycle timinglimitations periodlimitations periodsliquid assetsliquidationliquidation dividendsliquidation noticeliquidation noticesliquidation oversightliquidation prioritiesliquidation proceedingsliquiditylist preparationlitigationlitigation costslitigation procedurelitigation staylitigation tollingliving expensesloan commitmentsloan disclosuresloan documentationloan financingloan guaranteesloan processingloan termloan termsloan-related insuranceloansloans and investmentslodge systemlong-term carelong-term care benefitslong-term care coveragelong-term care insurancelong-term health care facility liability insurancelongshore and harbor workers' compensationlossloss adjustmentloss allocationloss apportionmentloss appraisementloss assessmentloss causationloss claimsloss controlloss control consultation servicesloss coverageloss determinationloss estimationloss expense paymentsloss expense schedulesloss expensesloss experienceloss in marine insuranceloss liabilityloss noticeloss notificationloss paymentsloss presumptionloss 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Jurisdiction: United States — California
Structure: 4,461 provisions
Citation: INS
Official identity: Year 1935
Dates: Enacted 1935

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Official identity: Year 1935
Dates: Enacted 1935

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“This section says the act is known as the Insurance Code.”

This section defines “underwriters’ corps” for this chapter. This chapter must not impair or interfere with the powers or duties of a municipality’s regular fire department. An owner of property cannot treat an underwriters’ corps act as a justification for abandoning the property. Certain domestic insurance-underwriter corporations may maintain an underwriter’s corps at their own expense if they meet the stated fire-prevention and local-business conditions. An underwriter’s corps may enter certain burning or fire-exposed buildings and may remove or protect property from fire or water damage while a fire is happening and immediately after.

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Source record from leginfo.legislature.ca.gov · Enacted 1935

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