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United States — Louisiana Act or statute

United States — Louisiana legislation

RS 10:4-212

A collecting bank may give written notice instead of direct presentment for certain items, but it must send the notice on time and satisfy any required response deadline.

collectionsdishonorpayment processingpresentment
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United States — Louisiana
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“A collecting bank may give written notice instead of direct presentment for certain items, but it must send the notice on time and satisfy any required response deadline.”

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RS 10:4-212

A collecting bank may give written notice instead of direct presentment for certain items, but it must send the notice on time and satisfy any required response deadline.

Section 10:4-212

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§ 10:4-212RS 10:4-212Provision

A collecting bank may give written notice instead of direct presentment for certain items, but it must send the notice on time and satisfy any required response deadline.

§4-212. Presentment by notice of item not payable by, through, or at a bank; liability of drawer or indorser (a) Unless otherwise instructed, a collecting bank may present an item not payable by, through, or at a bank by sending to the party to accept or pay a written notice that the bank holds the item for acceptance or payment. The notice must be sent in time to be received on or before the day when presentment is due and the bank must meet any requirement of the party to accept or pay under R.S. 10:3-501 by the close of the bank's next banking day after it knows of the requirement. (b) If presentment is made by notice and payment, acceptance, or request for compliance with a requirement under R.S. 10:3-501 is not received by the close of business on the day after maturity or, in the case of demand items, by the close of business on the third banking day after notice was sent, the presenting bank may treat the item as dishonored and charge any drawer or indorser by sending it notice of the facts. Acts 1992, No. 1133, §4, eff. July 1, 1993; Acts 1993, No. 948, §10, eff. Jan. 1, 1994.
Section 10:4-212Verify source

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