A consumer may cancel a mail-and-check solicitation sale, usually for at least 60 days, unless the sale was made to and accepted by a customer with an existing loan, revolving account, or other line of credit from the seller.
§3541.1. Consumer's right to cancel mail and check solicitation sales A.(1) In addition to any right otherwise to revoke an offer, a consumer shall have the right to cancel a mail and check solicitation sale, except when the sale is made to and accepted by a customer who has an existing loan, revolving account, or other line of credit with the party making the mail and check solicitation sale. (2) For purposes of this Section, a "mail and check solicitation sale" means a consumer credit sale of a thing or service, a consumer credit transaction, a revolving loan account, or a credit card, if such sale, transaction, loan, or the use of such credit card is contracted: (a) Pursuant to a solicitation received by the consumer through the mail. (b) Through the cashing of a check by the consumer that was sent to him with the solicitation. B. The consumer has the right to cancel such mail and check solicitation sale for at least sixty days and receive a refund for the return of unused and undamaged goods or cancellations of unused services. C.(1) Cancellation occurs when the consumer gives notice of cancellation to the person making such solicitation. (2)(a) Notice of cancellation given by the consumer need not take a particular form and is sufficient if it indicates by any form of expression the intention of the consumer not to be bound by the check and mail solicitation sale. (b) Notice of cancellation, if given by mail, is given when it is deposited in a mailbox properly addressed and postage prepaid. D. The cancellation of the mail and check solicitation sale shall occur even if the consumer has cashed the check or utilized the credit, loan account, or credit card. E. In addition, such a check shall contain the following language as a conspicuous caption: "WARNING: THE CASHING OF THIS CHECK WILL ENROLL YOU IN A PROGRAM OR A LOAN, OR WILL CAUSE YOU TO BE BOUND TO REPAY THE LOAN OR PURCHASE GOODS OR SERVICES WHICH MAY COST YOU ADDITIONAL MONEY." Acts 1999, No. 67, §1; Acts 2001, No. 1038, §1.