A health insurance issuer must disclose certain coverage information to a small employer and provide it on request.
§1069. Disclosure of information A. In connection with the offering of any health insurance coverage to a small employer, a health insurance issuer shall make a reasonable disclosure to such employer, as part of its solicitation and sales materials, of the availability of information described in Subsection B of this Section, and upon request of such a small employer, provide such information. B.(1) Subject to the provisions of Subsection C of this Section, information described in this Section is information concerning: (a) The provisions of such coverage concerning the issuer's right to change premium rates and the factors that may affect changes in premium rates. (b) The provisions of such coverage relating to renewability of coverage. (c) The provisions of such coverage relating to any preexisting condition exclusion. (d) The benefits and premiums available under all health insurance coverage for which the employer is qualified. (2) Information under this Subsection shall be provided to small employers in a manner determined to be understandable by the average small employer, and shall be sufficient to reasonably inform small employers of their rights and obligations under the health insurance coverage. C. An issuer is not required under this Section to disclose any information that is proprietary and trade secret information under applicable law. Acts 1997, No. 1138, §1, eff. July 14, 1997; Redesignated from R.S. 22:250.8 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009. NOTE: Former R.S. 22:1069 redesignated as R.S. 22:791 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.