Professional statute overview
Enactment structure, operative effect and source provenance
01
Purpose and legislative effect
“When a consumer has multiple debts and makes one payment to a debt collector, the collector may not apply that payment to a disputed debt and must follow the consumer's directions when applicable.”
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02
How the instrument operates
- 01
Start with the recorded version
Enacted 1985 · Source version 1 Oct 2025. The date shown identifies this source expression and should not be treated as proof that no later change exists.
- 02
Locate the controlling provision
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- 03
Read conditions and exceptions together
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- 04
Verify currency and official wording
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03
Research entry points
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When a consumer has multiple debts and makes one payment to a debt collector, the collector may not apply that payment to a disputed debt and must follow the consumer's directions when applicable.
Section 11015
04
Source and current-law status
Source record view
Source record from legislature.maine.gov · Enacted 1985 · Source version 1 Oct 2025
The source record does not state a definitive current-law status. Check the official publisher and later amendments before relying on this text.