Minnesota Statutes § 72C.06 - READABILITY

§ Subdivision 1.Requirement. All insurance policies filed with the commissioner pursuant to section 72C.11 shall be written in language easily readable and understandable by a person of average intelligence and education. § Subd. 2.Compliance factors. In determining whether a policy or contract is readable within the meaning of this section the commissioner shall consider, at least, the following factors: (a) the simplicity of the sentence structure and the shortness of the sentences used; (b) the extent to which commonly used and understood words are employed; (c) the extent to which legal terms are avoided; (d) the extent to which references to other sections or provisions of the contract are minimized; (e) the extent to which definitional provisions are incorporated in the text of the policy or contract; and (f) any additional factors relevant to the readability or understandability of an insurance policy or contract which the commissioner may prescribe by rule.