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United States — Utah Act or statute

United States — Utah legislation

Utah Code § 7-16a-202

Powers of depository institutions operating automated teller machines -- Fees or surcharges. An operator may: make an automated teller machine available for use by customers of one or more issuers;…

Source excerpt

ATM feesautomated teller machinesdepository institutionselectronic funds transferfeesfinancial servicesissuerspayment systemssurchargestransaction fees
Jurisdiction
United States — Utah
Status
In force
Dates
Legal dates not recorded
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“Powers of depository institutions operating automated teller machines -- Fees or surcharges. An operator may: make an automated teller machine available for use by customers of one or more issuers; connect the automated teller machine with”

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Subsection 7-16a-202(2)

Most services an operator provides to a customer at an ATM are not governed by this chapter, except dispensing cash or coin and accepting deposits or payments.

Section 7-16a-202(2)

Subsection 7-16a-202(4)

Certain listed entities may charge customers transaction fees allowed by state or federal law, including on transactions using accounts from non-U.S. financial institutions.

Section 7-16a-202(4)

Subsection 7-16a-202(4)(c)(ii)

This provision says it should not be read to bar, limit, or restrict a person described in Subsection (4)(a) from voluntarily agreeing to participate in a surcharge free network.

Section 7-16a-202(4)(c)(ii)

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Source record from le.utah.gov · Legal dates not recorded

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Showing 21 of 21 provisions

Provision 21

Part 7-16a-2

part 7-16a-2 Authority, Powers, Contractual Waiver, and Notification Requirements

§ 7-16a-202Powers of depository institutions operating automated teller machines -- Fees or surcharges.Provision

Source excerpt

Powers of depository institutions operating automated teller machines -- Fees or surcharges. An operator may: make an automated teller machine available for use by customers of one or more issuers; connect the automated teller machine with

Powers of depository institutions operating automated teller machines -- Fees or surcharges. An operator may: make an automated teller machine available for use by customers of one or more issuers; connect the automated teller machine with an electronic consumer funds transfer system connecting one or more depository institutions to one or more automated teller machines; and impose a transaction fee for the use of the automated teller machine, if the imposition of the transaction fee is disclosed at a time and in a manner that allows a user to terminate or cancel the transaction without incurring the transaction fee. Except for the dispensing of currency or coin or accepting deposits or payments, any service provided by an operator to a customer at the automated teller machine is not governed by this chapter. The transaction fee permitted in Subsection (1)(c) may be in addition to any other charges imposed by any of the following entities involved in the transaction: an electronic consumer funds transfer system; a depository institution; or an issuer. Any of the following entities may charge any or all customers any transaction fee allowed or not prohibited by state or federal law: a depository institution; an owner; an operator; an issuer; or an electronic consumer funds transfer system. A transaction fee allowed under this section includes a charge to a customer conducting a transaction using an account from an institution providing financial services that is located outside of the United States. Subject to Subsection (4)(c)(ii) and to the extent not prohibited by federal law, an agreement to operate or share an automated teller machine may not prohibit, limit, or otherwise restrict a person described in Subsection (4)(a) from charging a customer for use of or access to the automated teller machine on the basis of the customer using an account from an institution providing financial services that is located outside of the United States if the charge is not otherwise prohibited under state or federal law. Notwithstanding Subsection (4)(c)(i) , nothing in this section may be construed to prohibit, limit, or otherwise restrict the ability of a person described in Subsection (4)(a) from voluntarily entering into an agreement to participate in a surcharge free network.
Section 7-16a-202Verify source
§ 7-16a-202(1)Subsection 7-16a-202(1)Provision

Source excerpt

An operator may make an ATM available, connect it to a consumer funds transfer system, and charge a transaction fee if the fee disclosure lets the user cancel before incurring the fee.

An operator may: make an automated teller machine available for use by customers of one or more issuers; connect the automated teller machine with an electronic consumer funds transfer system connecting one or more depository institutions to one or more automated teller machines; and impose a transaction fee for the use of the automated teller machine, if the imposition of the transaction fee is disclosed at a time and in a manner that allows a user to terminate or cancel the transaction without incurring the transaction fee.
Section 7-16a-202(1)Verify source
§ 7-16a-202(1)(a)Subsection 7-16a-202(1)(a)Provision

Source excerpt

make an automated teller machine available for use by customers of one or more issuers;

make an automated teller machine available for use by customers of one or more issuers;
Section 7-16a-202(1)(a)Verify source
§ 7-16a-202(1)(b)Subsection 7-16a-202(1)(b)Provision

Source excerpt

connect the automated teller machine with an electronic consumer funds transfer system connecting one or more depository institutions to one or more automated teller machines; and

connect the automated teller machine with an electronic consumer funds transfer system connecting one or more depository institutions to one or more automated teller machines; and
Section 7-16a-202(1)(b)Verify source
§ 7-16a-202(1)(c)Subsection 7-16a-202(1)(c)Provision

Source excerpt

impose a transaction fee for the use of the automated teller machine, if the imposition of the transaction fee is disclosed at a time and in a manner that allows a user to terminate or cancel the transaction without incurring the

impose a transaction fee for the use of the automated teller machine, if the imposition of the transaction fee is disclosed at a time and in a manner that allows a user to terminate or cancel the transaction without incurring the transaction fee.
Section 7-16a-202(1)(c)Verify source
§ 7-16a-202(2)Subsection 7-16a-202(2)Provision

Source excerpt

Most services an operator provides to a customer at an ATM are not governed by this chapter, except dispensing cash or coin and accepting deposits or payments.

Except for the dispensing of currency or coin or accepting deposits or payments, any service provided by an operator to a customer at the automated teller machine is not governed by this chapter.
Section 7-16a-202(2)Verify source
§ 7-16a-202(3)Subsection 7-16a-202(3)Provision

Source excerpt

The transaction fee permitted in Subsection (1)(c) may be in addition to any other charges imposed by any of the following entities involved in the transaction: an electronic consumer funds transfer system; a depository institution; or an

The transaction fee permitted in Subsection (1)(c) may be in addition to any other charges imposed by any of the following entities involved in the transaction: an electronic consumer funds transfer system; a depository institution; or an issuer.
Section 7-16a-202(3)Verify source
§ 7-16a-202(3)(a)Subsection 7-16a-202(3)(a)Provision

Source excerpt

an electronic consumer funds transfer system;

an electronic consumer funds transfer system;
Section 7-16a-202(3)(a)Verify source
§ 7-16a-202(3)(b)Subsection 7-16a-202(3)(b)Provision

Source excerpt

a depository institution; or

a depository institution; or
Section 7-16a-202(3)(b)Verify source
§ 7-16a-202(3)(c)Subsection 7-16a-202(3)(c)Provision

Source excerpt

Refers to an issuer.

an issuer.
Section 7-16a-202(3)(c)Verify source
§ 7-16a-202(4)Subsection 7-16a-202(4)Provision

Source excerpt

Certain listed entities may charge customers transaction fees allowed by state or federal law, including on transactions using accounts from non-U.S. financial institutions.

Any of the following entities may charge any or all customers any transaction fee allowed or not prohibited by state or federal law: a depository institution; an owner; an operator; an issuer; or an electronic consumer funds transfer system. A transaction fee allowed under this section includes a charge to a customer conducting a transaction using an account from an institution providing financial services that is located outside of the United States. Subject to Subsection (4)(c)(ii) and to the extent not prohibited by federal law, an agreement to operate or share an automated teller machine may not prohibit, limit, or otherwise restrict a person described in Subsection (4)(a) from charging a customer for use of or access to the automated teller machine on the basis of the customer using an account from an institution providing financial services that is located outside of the United States if the charge is not otherwise prohibited under state or federal law. Notwithstanding Subsection (4)(c)(i) , nothing in this section may be construed to prohibit, limit, or otherwise restrict the ability of a person described in Subsection (4)(a) from voluntarily entering into an agreement to participate in a surcharge free network.
Section 7-16a-202(4)Verify source
§ 7-16a-202(4)(a)Subsection 7-16a-202(4)(a)Provision

Source excerpt

Listed entities may charge customers a transaction fee if the fee is allowed or not prohibited by state or federal law.

Any of the following entities may charge any or all customers any transaction fee allowed or not prohibited by state or federal law: a depository institution; an owner; an operator; an issuer; or an electronic consumer funds transfer system.
Section 7-16a-202(4)(a)Verify source
§ 7-16a-202(4)(a)(i)Subsection 7-16a-202(4)(a)(i)Provision

Source excerpt

Refers to a depository institution.

a depository institution;
Section 7-16a-202(4)(a)(i)Verify source
§ 7-16a-202(4)(a)(ii)Subsection 7-16a-202(4)(a)(ii)Provision

Source excerpt

Refers to an owner.

an owner;
Section 7-16a-202(4)(a)(ii)Verify source
§ 7-16a-202(4)(a)(iii)Subsection 7-16a-202(4)(a)(iii)Provision

Source excerpt

Refers to an operator.

an operator;
Section 7-16a-202(4)(a)(iii)Verify source
§ 7-16a-202(4)(a)(iv)Subsection 7-16a-202(4)(a)(iv)Provision

Source excerpt

an issuer; or

an issuer; or
Section 7-16a-202(4)(a)(iv)Verify source
§ 7-16a-202(4)(a)(v)Subsection 7-16a-202(4)(a)(v)Provision

Source excerpt

an electronic consumer funds transfer system.

an electronic consumer funds transfer system.
Section 7-16a-202(4)(a)(v)Verify source
§ 7-16a-202(4)(b)Subsection 7-16a-202(4)(b)Provision

Source excerpt

A transaction fee allowed under this section includes a charge to a customer conducting a transaction using an account from an institution providing financial services that is located outside of the United States.

A transaction fee allowed under this section includes a charge to a customer conducting a transaction using an account from an institution providing financial services that is located outside of the United States.
Section 7-16a-202(4)(b)Verify source
§ 7-16a-202(4)(c)Subsection 7-16a-202(4)(c)Provision

Source excerpt

An ATM sharing/operation agreement may not block a covered person from charging a customer for ATM use based on the customer using an out-of-U.S. account, if the charge is otherwise allowed by state or federal law. The section also preserves the ability to voluntarily join a surcharge-free network.

Subject to Subsection (4)(c)(ii) and to the extent not prohibited by federal law, an agreement to operate or share an automated teller machine may not prohibit, limit, or otherwise restrict a person described in Subsection (4)(a) from charging a customer for use of or access to the automated teller machine on the basis of the customer using an account from an institution providing financial services that is located outside of the United States if the charge is not otherwise prohibited under state or federal law. Notwithstanding Subsection (4)(c)(i) , nothing in this section may be construed to prohibit, limit, or otherwise restrict the ability of a person described in Subsection (4)(a) from voluntarily entering into an agreement to participate in a surcharge free network.
Section 7-16a-202(4)(c)Verify source
§ 7-16a-202(4)(c)(i)Subsection 7-16a-202(4)(c)(i)Provision

Source excerpt

An ATM operating or sharing agreement may not block certain covered persons from charging a customer for ATM use or access because the customer uses a foreign financial-services account, subject to federal and other state-law limits.

Subject to Subsection (4)(c)(ii) and to the extent not prohibited by federal law, an agreement to operate or share an automated teller machine may not prohibit, limit, or otherwise restrict a person described in Subsection (4)(a) from charging a customer for use of or access to the automated teller machine on the basis of the customer using an account from an institution providing financial services that is located outside of the United States if the charge is not otherwise prohibited under state or federal law.
Section 7-16a-202(4)(c)(i)Verify source
§ 7-16a-202(4)(c)(ii)Subsection 7-16a-202(4)(c)(ii)Provision

Source excerpt

This provision says it should not be read to bar, limit, or restrict a person described in Subsection (4)(a) from voluntarily agreeing to participate in a surcharge free network.

Notwithstanding Subsection (4)(c)(i) , nothing in this section may be construed to prohibit, limit, or otherwise restrict the ability of a person described in Subsection (4)(a) from voluntarily entering into an agreement to participate in a surcharge free network.
Section 7-16a-202(4)(c)(ii)Verify source

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