Esheria Esheria Statutes
Ask AI Sign in

United States — Utah Act or statute

United States — Utah legislation

Utah Code § 7-28-103, 2025

This section limits when agreement terms may change the effect of specified sections and when a bank and depositor may amend an account agreement without a beneficiary’s consent.

Source excerpt

Jurisdiction
United States — Utah
Status
In force
Official identity
Year 2025
Dates
Enacted 2025
More statute details
Dates
Enacted 2025
On this page

Professional statute overview

Enactment structure, operative effect and source provenance

Official source

01

Purpose and legislative effect

“This section limits when agreement terms may change the effect of specified sections and when a bank and depositor may amend an account agreement without a beneficiary’s consent.”

Use this record to locate individual provisions, understand the instrument’s recorded structure, and move from a research summary to the exact source text.

02

How the instrument operates

  1. 01

    Start with the recorded version

    Enacted 2025. The date shown identifies this source expression and should not be treated as proof that no later change exists.

  2. 02

    Locate the controlling provision

    Use the provision map, part headings and full-text filter to move from the broad subject to the exact legal language.

  3. 03

    Read conditions and exceptions together

    Keep subsections, definitions, provisos and cross-references in context before drawing a legal conclusion.

  4. 04

    Verify currency and official wording

    Confirm later legislation, commencement notices and corrections with the official publisher before advice, filing or reliance.

03

Research entry points

Selected provisions across the instrument. Open any row to continue with the exact stored text.

Variation by agreement or amendment.

This section limits when agreement terms may change the effect of specified sections and when a bank and depositor may amend an account agreement without a beneficiary’s consent.

Section 7-28-103

Subsection 7-28-103(1)(a)

The effect of Sections 7-28-101 through 7-28-105 , Sections 7-28-107 through 7-28-110 , and Section 7-28-113 may not be varied by agreement, except as provided in those sections.

Section 7-28-103(1)(a)

Subsection 7-28-103(2)

A contract or record term that substantially excuses liability or limits remedies for failing to perform a duty under this chapter is not enough to change the chapter’s effect.

Section 7-28-103(2)

Subsection 7-28-103(3)

The bank and the depositor may amend the account agreement without the beneficiary’s consent only if the agreement expressly allows that amendment.

Section 7-28-103(3)

Subsection 7-28-103(5)

The bank and the depositor may amend the account agreement without the beneficiary’s consent if the amendment is made in good faith and they do not know whether the beneficiary knows the agreement’s terms.

Section 7-28-103(5)

04

Source and current-law status

In force source record

Source record from le.utah.gov · Enacted 2025

In force

This source records the instrument as in force. Confirm subsequent amendments, commencement notices, and judicial treatment before relying on it.

For advice, pleadings, or compliance decisions, retain the official source and confirm the current consolidated provision.

Official record

Source-indexed provision map

Sections and provisions

Search by section, heading, part or exact legal wording. Every result remains linked to the stored source record.

Showing 8 of 8 provisions

Amendment 4Provision 4

Part 7-28-1

part 7-28-1 Uniform Special Deposits Act

§ 7-28-103Variation by agreement or amendment.Amendment

Source excerpt

This section limits when agreement terms may change the effect of specified sections and when a bank and depositor may amend an account agreement without a beneficiary’s consent.

Variation by agreement or amendment. The effect of Sections 7-28-101 through 7-28-105 , Sections 7-28-107 through 7-28-110 , and Section 7-28-113 may not be varied by agreement, except as provided in those sections. Subject to Subsection (2) , the effect of Sections 7-28-106 , 7-28-111 , and 7-28-112 may be varied by agreement. A provision in an account agreement or other record that substantially excuses liability or substantially limits remedies for failure to perform an obligation under this chapter is not sufficient to vary the effect of a provision of this chapter. If a beneficiary is a party to an account agreement, the bank and the depositor may amend the agreement without the consent of the beneficiary only if the agreement expressly permits the amendment. If a beneficiary is not a party to an account agreement and the bank and the depositor know the beneficiary has knowledge of the agreement's terms, the bank and the depositor may amend the agreement without the consent of the beneficiary only if the amendment does not adversely and materially affect a payment right of the beneficiary. If a beneficiary is not a party to an account agreement and the bank and the depositor do not know whether the beneficiary has knowledge of the agreement's terms, the bank and the depositor may amend the agreement without the consent of the beneficiary only if the amendment is made in good faith.
Section 7-28-103Verify source
§ 7-28-103(1)Subsection 7-28-103(1)Provision

Source excerpt

The effect of Sections 7-28-101 through 7-28-105 , Sections 7-28-107 through 7-28-110 , and Section 7-28-113 may not be varied by agreement, except as provided in those sections. Subject to Subsection (2) , the effect of Sections 7-28-106

The effect of Sections 7-28-101 through 7-28-105 , Sections 7-28-107 through 7-28-110 , and Section 7-28-113 may not be varied by agreement, except as provided in those sections. Subject to Subsection (2) , the effect of Sections 7-28-106 , 7-28-111 , and 7-28-112 may be varied by agreement.
Section 7-28-103(1)Verify source
§ 7-28-103(1)(a)Subsection 7-28-103(1)(a)Provision

Source excerpt

The effect of Sections 7-28-101 through 7-28-105 , Sections 7-28-107 through 7-28-110 , and Section 7-28-113 may not be varied by agreement, except as provided in those sections.

The effect of Sections 7-28-101 through 7-28-105 , Sections 7-28-107 through 7-28-110 , and Section 7-28-113 may not be varied by agreement, except as provided in those sections.
Section 7-28-103(1)(a)Verify source
§ 7-28-103(1)(b)Subsection 7-28-103(1)(b)Provision

Source excerpt

Subject to Subsection (2), the effect of Sections 7-28-106, 7-28-111, and 7-28-112 may be varied by agreement.

Subject to Subsection (2) , the effect of Sections 7-28-106 , 7-28-111 , and 7-28-112 may be varied by agreement.
Section 7-28-103(1)(b)Verify source
§ 7-28-103(2)Subsection 7-28-103(2)Provision

Source excerpt

A contract or record term that substantially excuses liability or limits remedies for failing to perform a duty under this chapter is not enough to change the chapter’s effect.

A provision in an account agreement or other record that substantially excuses liability or substantially limits remedies for failure to perform an obligation under this chapter is not sufficient to vary the effect of a provision of this chapter.
Section 7-28-103(2)Verify source
§ 7-28-103(3)Subsection 7-28-103(3)Amendment

Source excerpt

The bank and the depositor may amend the account agreement without the beneficiary’s consent only if the agreement expressly allows that amendment.

If a beneficiary is a party to an account agreement, the bank and the depositor may amend the agreement without the consent of the beneficiary only if the agreement expressly permits the amendment.
Section 7-28-103(3)Verify source
§ 7-28-103(4)Subsection 7-28-103(4)Amendment

Source excerpt

The bank and the depositor may amend the account agreement without the beneficiary’s consent if the beneficiary is not a party, the bank and depositor know the beneficiary knows the terms, and the amendment does not adversely and materially affect the beneficiary’s payment right.

If a beneficiary is not a party to an account agreement and the bank and the depositor know the beneficiary has knowledge of the agreement's terms, the bank and the depositor may amend the agreement without the consent of the beneficiary only if the amendment does not adversely and materially affect a payment right of the beneficiary.
Section 7-28-103(4)Verify source
§ 7-28-103(5)Subsection 7-28-103(5)Amendment

Source excerpt

The bank and the depositor may amend the account agreement without the beneficiary’s consent if the amendment is made in good faith and they do not know whether the beneficiary knows the agreement’s terms.

If a beneficiary is not a party to an account agreement and the bank and the depositor do not know whether the beneficiary has knowledge of the agreement's terms, the bank and the depositor may amend the agreement without the consent of the beneficiary only if the amendment is made in good faith.
Section 7-28-103(5)Verify source

Legislative relationships

0 referenced instruments

Names are derived from the stored provision headings and citation-enrichment layer. Treat this as a research index and verify each relationship against the source text.

No structured legislative relationships were detected

The statute remains fully searchable by provision. Consult the source text for amendments and cross-references that have not yet been indexed.

Recorded versions and source checkpoint

1 version available in this collection

Current-law checkpoint
  • Undated version · currentEnglish · In force

This relationship view does not by itself establish whether another instrument remains in force.

Check official source

Source-linked research

Ask AI about this statute

The overview, provisions, and source records above are public. Continue in a separate conversation with this statute’s jurisdiction and source version attached.

About this LexChat collection

Statute information is organised from identified legislative sources for professional research. Corrections can be reported to hello@esheria.ai.