Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
1,342 matching statutes
United States — Alabama
1 provisions
If presentment is required on arrival of goods, the collecting bank may wait a reasonable time before presenting the draft, must notify its transferor if it refuses because the goods have not arrived, and may avoid presenting again until instructed or until it learns the goods have arrived.
United States — Alabama
1 provisions
The governing body must require bond-sale proceeds to be deposited in approved accounts and, where practicable, secured by U.S. government securities.
United States — Alabama
1 provisions
A company generally needs the superintendent’s prior approval before acquiring an Alabama bank holding company or Alabama state bank, and certain out-of-state bank acquisitions by an Alabama bank holding company also need approval. If approval is not required, the parties must give written notice at least 15 days befor
United States — Alabama
1 provisions
This provision says when a beneficiary’s bank’s payment obligation counts as paid, when certain provisional-payment rules may apply, and when refunds or excused payment obligations arise if settlement fails.
United States — Alabama
1 provisions
This section defines key payment-order terms and says a payment order is issued when it is sent to the receiving bank.
United States — Alabama
1 provisions
A payor bank can be liable for the amount of certain items if it keeps or handles them past the required deadline.
United States — Alabama
1 provisions
The Banking Board sets the filing fee amounts for new bank applications and several related banking actions.
United States — Alabama
1 provisions
If a bank accepts a payment order, the sender must pay the amount, but payment is not due until the stated payment or execution date. In some cases the bank must refund an overpayment, and certain transfer-related rights cannot be changed by agreement.
United States — Alabama
1 provisions
The superintendent may examine certain bank branches, require periodic reports, make cooperative agreements, enter contracts and joint actions with other regulators, and assess fees on out-of-state state banks with branches in the state.
United States — Alabama
1 provisions
If a bank suspends payment after handling an item, the item may have to be returned and the item’s owner may get a preferred claim in some cases.
United States — Alabama
1 provisions
This section sets rules for educational authorities’ sick leave banks, including how they are created, managed, funded, and used.
United States — Alabama
1 provisions
This section says when different banks accept a payment order, when acceptance cannot happen yet, and when interest or recovery may apply.
United States — Alabama
1 provisions
An established bank in Houston County may open and operate branch banking locations anywhere in the county if it has written consent from the State Department of Banks.
United States — Alabama
1 provisions
A U.S.-organized bank may be converted into a state bank if the required stockholder vote is obtained, the superintendent approves, and the required fee is paid.
United States — Alabama
1 provisions
A bank’s rights and duties for a deposit account generally stay unchanged despite a security interest, the bank’s knowledge of it, or instructions from the secured party, unless Section 7-9A-340(c) says otherwise or the bank agrees in a signed record.
United States — Alabama
1 provisions
Banks in Lee County, Alabama may open and run additional offices or branch banks in Notasulga, Macon County, if they get prior written approval.
United States — Alabama
1 provisions
The Legislature says banking agencies may examine certain service providers that support banks.
United States — Alabama
1 provisions
After notice and a hearing, the superintendent may suspend or revoke a foreign bank’s license if specified grounds are found.
United States — Alabama
1 provisions
Any bank may appoint a related bank, trust company, or trust department to act as its agent for fiduciary accounts, and the appointing bank stays fully responsible for those actions.
United States — Alabama
1 provisions
A circuit court may, on the superintendent’s application and without a jury, vacate a bank’s charter, liquidate the bank, or appoint a receiver if bank directors knowingly violate or allow violations of the title’s provisions.