Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
1,342 matching statutes
United States — Alabama
1 provisions
This section says how a beneficiary’s bank handles a payment order when the beneficiary’s name and account number do not match or point to a nonexistent person.
United States — Alabama
1 provisions
Certain bank examination reports and related Banking Board records are confidential and generally cannot be subpoenaed or inspected, except by grand jury subpoena served on the superintendent.
United States — Alabama
1 provisions
When a customer delivers an item to a depositary bank for collection, the bank becomes the item’s holder if the customer was a holder when delivering it, even without indorsement.
United States — Alabama
1 provisions
Banks in Etowah County may open and run branches if they first get written consent from the State Superintendent of Banks and meet regulatory requirements.
United States — Alabama
1 provisions
This section limits a receiver’s power to void certain FHLB-related transfers and requires the federal home loan bank to repurchase excess stock and respond to receiver requests on collateral, accounts, and advance restructuring.
United States — Alabama
1 provisions
A bank may charge a customer’s account for properly payable items, including some overdrafts and certain checks, subject to notice and good-faith limits.
United States — Alabama
1 provisions
If a beneficiary’s bank accepts a payment order, it must pay the beneficiary and, in some cases, send notice by a deadline. The beneficiary may recover damages or interest if the bank refuses payment or fails to give required notice.
United States — Alabama
1 provisions
When the conversion, consolidation, or merger becomes effective, the state bank’s property automatically becomes the national bank’s property.
United States — Alabama
1 provisions
Trust companies must include “trust” in their corporate names and are subject to general banking laws and examination by the superintendent. Other state banking corporations do not have to use “trust” in their name, but they may operate a trust department if they get the required board resolution, superintendent approv
United States — Alabama
1 provisions
A collecting bank may revoke a provisional settlement, charge back a customer’s account, or obtain a refund if it does not receive final settlement and follows the return/notice timing rules; if it is late, it remains liable for resulting loss.
United States — Alabama
1 provisions
The board must choose a district treasurer, and that treasurer must receive and disburse the district’s money, give bond before starting, and keep funds deposited in a designated bank.
United States — Alabama
1 provisions
Banks may not make loans that push one person’s total borrowing over the stated capital-account limits, and excess loans need advance approval and later supervisory action if not corrected.
United States — Alabama
1 provisions
Banks formed for banking business may perform a wide range of banking and related services, including lending, deposits, foreign exchange, trustee work, leasing, and agent services, with some conditions.
United States — Alabama
1 provisions
Certain banks in Chambers County may establish and operate branches, but only after first securing the written consent of the State Superintendent of Banks.
United States — Alabama
1 provisions
People who take bank checks, drafts, or demands for collection must not hold them unreasonably long without telling the drawee bank if the purpose is to build up a large amount to trigger or embarrass the bank.
United States — Alabama
1 provisions
Once the superintendent has taken possession of a bank’s property and business, liens generally cannot attach to the bank’s assets, and the bank’s directors, officers, employees, and agents cannot act for the bank or transfer its assets, except as provided in this chapter.
United States — Alabama
1 provisions
If a bank’s board or a majority of stockholders request it because the bank’s capital is substantially impaired, the superintendent may help with reorganization and take several related actions.
United States — Alabama
1 provisions
An out-of-state bank in an interstate merger with an Alabama state bank must notify the superintendent, file a copy of the federal application, and pay any filing fee required. The Alabama state bank must follow Title 5, Chapter 7A and other applicable laws, and the resulting out-of-state bank must give the superintend
United States — Alabama
1 provisions
The superintendent must refuse incorporation if the investigation shows the proposed bank lacks community support or the proposed stockholders or officers are not fit enough to win community confidence. An affected proposed stockholder or individual may appeal that refusal to the Banking Board within 28 days, and the B
United States — Alabama
1 provisions
The superintendent may expand certain Alabama banks’ and savings and loan associations’ powers, but affected institutions need advance written permission, and out-of-state institutions generally may not use this section to do business in Alabama.