Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
1,342 matching statutes
United States — Alabama
1 provisions
The bank has broad powers to operate itself and carry out its functions, but it may not hold itself out as a bank or trust company or as a regulated securities dealer.
United States — Alabama
1 provisions
The superintendent may require a special report from a bank when needed for public protection or to understand the bank’s condition, but cannot require that report to be published in a newspaper.
United States — Alabama
1 provisions
This section says foreign banks may operate certain offices in the state under licenses from the superintendent, and the superintendent may license, regulate, and supervise those offices.
United States — Alabama
1 provisions
Banks may not do banking business until they get a permit from the superintendent. A person acting for a newly incorporated bank before it is authorized can commit a misdemeanor and be fined. The superintendent may seek an injunction to stop the business.
United States — Alabama
1 provisions
When a bank receiver takes possession, the receiver may collect the bank’s money and take necessary steps to conserve assets, and must collect debts and claims, liquidate the bank’s affairs, and record satisfaction of paid liens.
United States — Alabama
1 provisions
Foreign banks need a certificate of authority before engaging in fiduciary activities at an Alabama state branch or agency.
United States — Alabama
1 provisions
Banks based in Marengo County, Alabama may open and run branches or additional offices there, but they must first get the Superintendent of Banks’ written consent.
United States — Alabama
1 provisions
The superintendent must meet character and experience requirements, avoid interests or loans with state-chartered banks, and is appointed by the Governor with Senate consent.
United States — Alabama
1 provisions
A state bank may issue stock to the stockholders of the national bank it was converted from, matching the same amount and par value each stockholder already held.
United States — Alabama
1 provisions
Food banks within the state are exempt from paying and collecting state, county, and municipal sales and use taxes.
United States — Alabama
1 provisions
A bank receiver may borrow from the FDIC and use bank assets as loan security, and may sell bank assets to the FDIC if the receivership court approves.
United States — Alabama
1 provisions
The superintendent, with support from at least two other Banking Board members, may extend, modify, suspend, or terminate a bank holiday or related rule or regulation. Alternatively, three Banking Board members may do so by filing a written direction with the superintendent, who must then promptly proclaim and carry ou
United States — Alabama
1 provisions
A receiving bank that accepts an unauthorized or otherwise unenforceable customer payment order must refund the payment and pay interest, unless the customer failed to act with ordinary care and notify the bank within the stated time.
United States — Alabama
1 provisions
The superintendent must consider specified factors before approving a proposed acquisition, and must not approve it if deposit concentration or a five-year existence requirement is not met, unless an express exception applies.
United States — Alabama
1 provisions
A bank, trust company, or trust department may transfer fiduciary accounts to another bank, trust company, or trust department if there is no written objection from the Superintendent and the institutions are related and the transferee has trust powers.
United States — Alabama
1 provisions
An agreed method that identifies the transferor bank is enough for the item’s further transfer to another bank.
United States — Alabama
1 provisions
This chapter is called the Alabama Interstate and International Banking Act of 1995, and it may be cited by that name.
United States — Alabama
1 provisions
A foreign bank applying for an Alabama representative office license must send the superintendent duplicate originals of the application, and the superintendent must issue and process the license if the stated conditions and fee requirements are met.
United States — Alabama
1 provisions
When a fiduciary transfer is completed, the receiving bank, trust company, or trust department becomes the fiduciary for the transferred accounts automatically.
United States — Alabama
1 provisions
A bank may be dissolved if it has no outstanding bonds, financial assistance, or other obligations and an application is filed with the Secretary of State.