Esheria Regulatory Atlas

Banking and finance in United States — Florida

Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.

435 matching statutes

• United States — Florida

  Florida Statutes § 658.16 — Creation of banking or trust corporation.

  1 provisions

  A corporation may be formed to become a state bank or trust company if authorized by the office. The section also defines several terms for banks or trust companies chartered as limited liability companies.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 831.23 — Impeding circulation.

  1 provisions

  It is a crime to maliciously gather up or retain bank bills or notes in Florida to hinder circulation or business, or to force the bank to act outside its normal business.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 717.105 — Checks, drafts, and similar instruments issued or certified by banking and financial organizations.

  1 provisions

  Checks, drafts, and similar instruments held by a banking or financial organization can be presumed unclaimed after 5 years, and holders generally may not deduct non-presentation charges unless a valid written contract allows it.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 836.06 — Punishment for making derogatory statements concerning banks and building and loan associations.

  1 provisions

  It is a misdemeanor to willfully and maliciously spread false derogatory statements about the financial condition of a bank or building and loan association, or to help someone else do so.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 687.10 — Not applicable to chartered banks, trust companies, building and loan associations, savings and loan associations, or insurance companies.

  1 provisions

  Sections 687.08 and 687.09 do not apply to certain financial institutions and insurers.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 667.005 — Reorganization, merger, or consolidation with a foreign savings bank.

  1 provisions

  A savings bank may reorganize, merge, or consolidate with a foreign savings bank, but the office must approve the transaction and certain conditions must be met.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 658.2953 — Interstate branching.

  1 provisions

  This section regulates interstate branching by banks, including approvals, notices, filing requirements, deposit limits, and state supervision.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 667.006 — Conversion of state or federal mutual savings bank or state or federal mutual association to capital stock savings bank.

  1 provisions

  Mutual savings banks or mutual associations may apply to convert into capital stock savings banks, but the board, members, and office must follow specified approval, filing, notice, and fee steps.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 658.12 — Definitions.

  1 provisions

  This section defines terms used in the financial institutions codes, including bank, branch, charter, fiduciary, trust business, trust company, trust powers, and related terms.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 658.45 — Certificate of merger and effective date; effect on charters and powers.

  1 provisions

  After a bank merger, the office must issue a merger certificate, and the resulting bank generally takes over the merged banks’ rights, obligations, and trust powers.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 658.285 — Acquisition or ownership of state banks by international banking corporations.

  1 provisions

  An international banking corporation may acquire control of or organize a Florida state bank if the office approves under s. 658.28.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 658.41 — Merger; resulting state or national bank.

  1 provisions

  Banks and state trust companies may merge into a resulting state bank or state trust company if they file an application with the office and get approval.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 658.82 — Receiver; powers and duties.

  1 provisions

  This section gives a receiver powers over a bank or trust company, requires a condition report within 30 days, and lets the office choose next steps after that report.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 658.27 — Control of bank or trust company; definitions and related provisions.

  1 provisions

  This section defines key banking-control terms, including bank holding company, business organization, subsidiary, successor, control, and investment advisory services.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 658.67 — Investment powers and limitations.

  1 provisions

  Banks and trust companies may invest funds, but only within listed limits and risk-management rules.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 667.008 — Acquisition of assets of or control over a savings bank.

  1 provisions

  Buying enough voting stock to control a savings bank requires first applying to the office for approval and paying the filing fee.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 655.071 — International banking facilities; definitions; notice before establishment.

  1 provisions

  The commission must define certain banking terms by rule, and a state-chartered or state-licensed banking organization must notify the office before establishing an international banking facility.

  Notice Open & Chat

• United States — Florida

  Florida Statutes § 658.995 — Credit Card Bank Act.

  1 provisions

  This section defines credit-card banking terms and limits what a credit card bank may do, including deposit rules, capital requirements, FDIC insurance, and restrictions on loans and deposits.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 658.165 — Banker’s banks; formation; applicability of financial institutions codes; exceptions.

  1 provisions

  This section lets an authorized corporation form a banker’s bank, sets special organization exceptions, limits certain dealings with non-financial customers, and allows the commission or office to grant exemptions.

  Act or statute Open & Chat

• United States — Florida

  Florida Statutes § 518.116 — Power of certain fiduciaries and custodians to deposit United States Government and agency securities with a Federal Reserve bank.

  1 provisions

  Certain fiduciaries and banks or trust companies may deposit eligible U.S. government-backed securities with a Federal Reserve Bank, and they must keep records and give written certifications on demand.

  Act or statute Open & Chat