Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
435 matching statutes
United States — Florida
1 provisions
A trust department and certain related bank departments may share personnel, facilities, and services, if doing so is not prohibited by law.
United States — Florida
1 provisions
For a qualifying merger, the constituent banks or trust companies must adopt a merger plan and agreement, and their boards must approve it by majority vote.
United States — Florida
1 provisions
The office must approve a bank merger only if stated conditions are met, and no merger may be effective without a certificate of merger.
United States — Florida
1 provisions
The office may decide that a state or federal savings bank is a supervisory case if it is insolvent or imminently insolvent, and may issue emergency orders for conversion, reorganization, merger, consolidation, or asset transfer when immediate action is needed.
United States — Florida
1 provisions
This section defines key terms used for bank and trust company mergers and consolidations.
United States — Florida
1 provisions
This section lets a state bank or trust company borrow for temporary business purposes, and lets a state bank issue certain capital notes and debentures only with board action, office approval, and approval from at least two-thirds of voting stockholders. It also sets debt-limit rules and bars subordinated debt from be
United States — Florida
1 provisions
A bank or trust company corporation must open its business within 18 months after approval and notify the office at least 30 days before opening. The office must do a preopening exam and issue a certificate if the requirements are met.
United States — Florida
1 provisions
State banks and state trust companies must pay specified examination fees and assessments, and many applications filed with the office must include nonrefundable fees.
United States — Florida
1 provisions
It is a misdemeanor to make or circulate a shop bill or advertisement that looks like a bank bill.
United States — Florida
1 provisions
A person or group seeking to acquire control of a state bank or trust company must apply to the office first, and some acquisitions require written notice. The office may issue approval only after investigation and certain findings.
United States — Florida
1 provisions
Certificates of deposit issued by banks, banking associations, or trust companies are exempt from the chapter’s excise tax requirement.
United States — Florida
1 provisions
This section sets the approval process for a bank merger, gives dissenting shareholders a cash-payment right, and removes preemptive rights for certain issued securities.
United States — Florida
1 provisions
This section defines “foreign savings bank,” gives the office power to stop unlawful business activity, and says certain mortgage-related and advertising activities are not treated as doing business in Florida if the stated conditions are met.
United States — Florida
1 provisions
Savings banks covered by this section have broad powers to conduct banking-related activities, including property transactions, loans, fiduciary roles, school and payroll savings arrangements, and issuing drafts.
United States — Florida
1 provisions
A bank or trust company may invest fiduciary funds in certain investment instruments, but it must disclose how its compensation is calculated when required.
United States — Florida
1 provisions
Bank and trust company directors may declare dividends only after required charge-offs and surplus funding, and banks may not pay dividends when profits are a loss, capital would fall below required levels, or the bank is imminently insolvent.
United States — Florida
1 provisions
If a state bank or trust company appears insolvent or dangerously unsound, the office may appoint a liquidator or receiver and may use law enforcement help to secure the assets.
United States — Florida
1 provisions
Banks and trust companies must keep one main office in Florida, and certain branch or office changes require notice, application, or office approval.
United States — Florida
1 provisions
Trust companies and trust departments may place fiduciary funds in bank accounts or time deposits only under the stated conditions, and deposits above FDIC insurance require collateral security unless an exception applies.
United States — Florida
1 provisions
This section defines terms used in the chapter, mainly for savings banks, real estate loans, residential property, and related banking concepts.