Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
710 matching statutes
United States — Iowa
1 provisions
A state bank or certain bank subsidiaries may engage in securities activities, but only with the superintendent’s prior approval and under the superintendent’s rules.
United States — Iowa
1 provisions
Certain documents and records are admissible to prove dishonor and notice of dishonor; a protest is defined as a certificate of dishonor made by specified officials.
United States — Iowa
1 provisions
A collecting bank may wait to present a draft until a reasonable time for the goods’ arrival has passed, and it must tell its transferor if payment or acceptance is refused because the goods have not arrived.
United States — Iowa
1 provisions
The board may set officers’ tenure and reasonable compensation, and the CEO or designee must set employees’ compensation and tenure.
United States — Iowa
1 provisions
The parties may vary this Article by agreement, but they cannot waive a bank’s responsibility for bad faith or lack of ordinary care, or cap damages for that failure.
United States — Iowa
1 provisions
Certain unclaimed intangible property in a voluntary dissolution is presumed abandoned after one year from the final distribution date, except as provided in section 490.1440.
United States — Iowa
1 provisions
A receiving bank may set cut-off times for payment orders and related cancellation or amendment messages, and late items may be treated as received at the next funds-transfer business day.
United States — Iowa
1 provisions
A bank or trust company running a common trust fund usually does not have to file a court accounting unless a court orders it, but it may ask the court to approve one.
United States — Iowa
1 provisions
Certain banks and credit unions must apply to the superintendent for approval of a conversion and deliver the articles of conversion and, when available, the filing fee.
United States — Iowa
1 provisions
This section defines where a debtor is located for this part, using different rules for individuals, organizations, registered organizations, banks, the United States, and foreign air carriers.
United States — Iowa
1 provisions
Specified banks, insurers, and fiduciaries may invest funds they control in bonds issued under this chapter.
United States — Iowa
1 provisions
A state bank may pay a joint deposit to any one or more named individuals, including after one or more of them have died.
United States — Iowa
1 provisions
Financial institutions accepting mortgage loan applications must not engage in red-lining.
United States — Iowa
1 provisions
Agricultural credit corporations may make certain farm-purpose loans, but the interest rate is capped, and the superintendent of banking must determine and publish the monthly maximum rate.
United States — Iowa
1 provisions
Banking division staff are entitled to reimbursement for duty-related expenses, including authorized travel to conventions, meetings, conferences, schools, or seminars.
United States — Iowa
1 provisions
The superintendent must obtain a bond and be bonded under chapter 64.
United States — Iowa
1 provisions
This chapter does not apply to certain banks, savings and loan associations, credit unions, regulated loan companies, and industrial loan companies.
United States — Iowa
1 provisions
A receiving bank may charge a sender’s account in any order when multiple payment orders or payable items are involved.
United States — Iowa
1 provisions
A state bank may pay a trust deposit and interest to the beneficiary or the beneficiary’s legal representatives after the trustee dies, if no further notice of the trust was given to the bank.
United States — Iowa
1 provisions
A state bank may revoke voluntary dissolution proceedings before the articles of dissolution are filed, and the revocation paperwork must be delivered to the superintendent with the filing fee.