Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
710 matching statutes
United States — Iowa
1 provisions
When a state bank requires insurance as a condition of lending or another transaction, the customer may choose the insurance source. If a state bank officer or employee sells stock, bonds, other securities, or real property in an authorized sale, the purchaser may choose the lender for the purchase loan.
United States — Iowa
1 provisions
Before a business authorization is issued, the superintendent may dissolve a state bank if it should not have been incorporated or if no authorization is issued within the allowed time.
United States — Iowa
1 provisions
A state bank’s corporate or organizational existence begins when its articles of incorporation are filed with the secretary of state, unless a delayed effective date or time is stated.
United States — Iowa
1 provisions
Banking division personnel must not disclose specified regulatory information, except in limited court-ordered situations. The superintendent may receive confidential materials from certain regulators and must keep them confidential; the superintendent may also take steps to secure IT systems for electronically shared
United States — Iowa
1 provisions
The superintendent must investigate articles of amendment and then approve or disapprove them within 60 days.
United States — Iowa
1 provisions
Iowa consumer credit code rules apply to consumer loans made by a bank, with an exception for certain FHA-insured real property improvement loans. A state bank may also offer voluntary debt cancellation coverage, and the charge must be included in the amount financed, though it may be excluded from the finance charge u
United States — Iowa
1 provisions
This chapter does not apply to several listed categories of entities and individuals, with some exceptions and scope limits.
United States — Iowa
1 provisions
A state bank incorporated as a stock corporation may grant stock-purchase options to officers and employees if the plan is approved by the superintendent.
United States — Iowa
1 provisions
A secured party has control of a deposit account only when one of the listed control conditions is met.
United States — Iowa
1 provisions
A state bank must promptly notify the superintendent when the bank changes who holds the chief executive officer or president office.
United States — Iowa
1 provisions
A licensee and an authorized delegate must file required federal currency, record-keeping, and suspicious-activity reports.
United States — Iowa
1 provisions
A state bank may use a satellite terminal anywhere in the state if the terminal is lawfully operating.
United States — Iowa
1 provisions
Loans or investments may not be made from a state bank’s funds except by an officer authorized by the board of directors.
United States — Iowa
1 provisions
This chapter does not apply to certain banks, savings and loan associations, credit unions, industrial loan companies, or their affiliates.
United States — Iowa
1 provisions
Certain banks, insurers, fiduciaries, and similar entities may invest specified funds in obligations of the authority.
United States — Iowa
1 provisions
This section defines several terms used in the chapter, including account, bank, child support services, court order, credit union, financial institution, obligor, support, and working days.
United States — Iowa
1 provisions
This provision defines terms used in the chapter, including banking organization, holder, owner, property, money order, and utility.
United States — Iowa
1 provisions
A state bank may issue fractional shares or use alternatives like cash, scrip, or shareholder disposition. Scrip certificates must be labeled and include required information, and holders can get shareholder rights only if the scrip or fractional share gives those rights.
United States — Iowa
1 provisions
A receiving bank may limit enforcement or retention of payment of a payment order by express agreement in a record, and it cannot enforce or retain payment if the customer proves the order was not caused by certain persons linked to the customer or its security procedure.
United States — Iowa
1 provisions
After an amendment is adopted, the articles of amendment must be prepared on superintendent-prescribed forms, signed by two authorized state bank officers, include specified information, and be filed with the superintendent together with the required fees.