Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
710 matching statutes
United States — Iowa
1 provisions
State bank directors, officers, and employees must not make false entries, false reports, or other fraudulent acts, and violations are punished as class C felonies with permanent disqualification from state bank roles.
United States — Iowa
1 provisions
A state bank may lend or pledge its assets only for listed purposes, and only with a board resolution.
United States — Iowa
1 provisions
The superintendent may issue an emergency cease-and-desist order against a state bank or related insiders if unsafe or dishonest conduct appears likely to harm the bank or its depositors.
United States — Iowa
1 provisions
A director or officer of a bank holding company is treated as a director or officer of each bank controlled by that holding company for specified purposes.
United States — Iowa
1 provisions
A corporate fiduciary is not barred from depositing estate funds in its own banking department or an affiliated bank.
United States — Iowa
1 provisions
A state bank may take property for safekeeping if it gives a receipt (except for night depositories), and it must keep reasonable insurance and not mix the property with its own or others’ property.
United States — Iowa
1 provisions
A receiving bank may have to pay interest, expenses, interest losses, damages allowed by agreement, and sometimes reasonable attorney’s fees when it improperly executes or fails to execute a payment order.
United States — Iowa
1 provisions
A merger must follow specified steps, including adopting a plan of merger, getting required votes and approvals, filing documents, and notifying the superintendent in certain cases.
United States — Iowa
1 provisions
The state banking council is made up of the superintendent and six other governor-appointed members, has an advisory role, meets when the superintendent or a majority says it is necessary, and limits banking-industry executives to no more than five council members.
United States — Iowa
1 provisions
A receiving bank must accept a payment order only when it has agreed to do so, and otherwise has no duty to accept or act on the order except as this Article or an express agreement provides.
United States — Iowa
1 provisions
A person who encodes information on an item after issue must warrant that it is correctly encoded, and a person who agrees to retain an item for electronic presentment must warrant that retention and presentment comply with the agreement.
United States — Iowa
1 provisions
If an obligated bank wrongly refuses certain check payments, the person entitled to enforce the check can recover expenses and lost interest, and may also recover consequential damages in some cases.
United States — Iowa
1 provisions
If certain payment orders were sent in error, the sender may not have to pay them, but the sender must quickly check for the error and tell the bank, or face liability.
United States — Iowa
1 provisions
National banks may receive the same privileges given to state banks, but only on the same conditions and only to the extent federal law authorizes it.
United States — Iowa
1 provisions
State bank incorporators or organizers must publish notice within 30 days and include specified information; the newspaper publisher must file proof of publication with the superintendent.
United States — Iowa
1 provisions
Pre-incorporation share subscriptions for a state bank are generally irrevocable for six months, unless the agreement says otherwise or all subscribers agree. The board may set payment terms if the agreement does not, calls must be uniform as far as practicable, and the bank has default remedies if a subscriber does no
United States — Iowa
1 provisions
This provision says how a bank settlement’s medium and timing are set, and when settlement becomes final.
United States — Iowa
1 provisions
Fiduciaries and certain banks may deposit securities with a federally regulated clearing corporation, and they must keep records identifying whose securities are deposited.
United States — Iowa
1 provisions
The superintendent may adopt rules for mutual state banks to keep them safe and sound and to place them under the superintendent’s authority like stock state banks.
United States — Iowa
1 provisions
A collecting bank must exercise ordinary care in handling items, notices, settlements, and transit losses, generally by acting before its midnight deadline.