Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
710 matching statutes
United States — Iowa
1 provisions
A receiving bank rejects a payment order by notifying the sender, and rejection can become effective when the notice is given or received depending on the method used.
United States — Iowa
1 provisions
A state bank may deposit its funds in certain approved depositories, and may use another depository only with the superintendent’s prior approval.
United States — Iowa
1 provisions
It is a misdemeanor to maliciously or deceptively make or spread false statements about a state bank that suggest insolvency, weak finances, deposit withdrawals, or harm to the bank’s business or goodwill.
United States — Iowa
1 provisions
If a state bank’s fiduciary management is unsafe, unsound, or contrary to the chapter and it does not correct the problem after notice, the superintendent may order it to stop acting as fiduciary.
United States — Iowa
1 provisions
A bank branch or separate office is treated as a separate bank for timing and notice/order purposes under this Article and Article 3.
United States — Iowa
1 provisions
A receiving bank executes a payment order by issuing a payment order to carry it out; a beneficiary’s bank may accept, but not execute, a received payment order.
United States — Iowa
1 provisions
A bank or trust company must keep records showing ownership of the investment and keep the investment in its possession and control, separate from its own assets.
United States — Iowa
1 provisions
A state bank may lease safe deposit boxes and may set terms, limit liability, lease to minors, and continue honoring certain powers of attorney, subject to the stated notice and formatting conditions.
United States — Iowa
1 provisions
Violating section 524.211(1) is a fraudulent practice and can trigger a fine equal to the value involved; certain banking division employees are also discharged and barred from future banking division positions. Violating section 524.212 is a serious misdemeanor with the same employment consequences for convicted exami
United States — Iowa
1 provisions
A qualifying bank or trust company may create or use common trust funds and may invest fiduciary funds in them, subject to stated conditions.
United States — Iowa
1 provisions
A majority of the incorporators, organizers, or initial directors may dissolve a state bank that has not issued shares or started business by filing articles of dissolution and the required fees.
United States — Iowa
1 provisions
If a sender learns a payment order was executed wrongly, the sender must use ordinary care and tell the bank the relevant facts within 90 days.
United States — Iowa
1 provisions
The superintendent may issue notices and cease-and-desist orders to a state bank, its directors, officers, employees, or substantial shareholders when there are unsafe or unsound practices or violations, and may seek court enforcement.
United States — Iowa
1 provisions
This provision lists situations where section 524.1102 does not apply to an affiliate and lets the superintendent exempt transactions or relationships.
United States — Iowa
1 provisions
A state bank may accept certain drafts, but it cannot exceed the stated capital limits.
United States — Iowa
1 provisions
The superintendent controls and supervises state banks, carries out banking laws and regulations, and may make rules needed to enforce this chapter and chapter 12C for banks.
United States — Iowa
1 provisions
If a merger or conversion leaves a resulting state bank with nonconforming assets, the superintendent may give it a reasonable time to comply with state law.
United States — Iowa
1 provisions
State bank names must include “bank”; some may also use “state” or “trust,” but using “trust” requires fiduciary authority.
United States — Iowa
1 provisions
A state bank’s board may distribute authorized but unissued common shares pro rata to common shareholders, but only subject to section 524.405. It cannot make that distribution unless the total par value of the shares distributed is transferred to capital.
United States — Iowa
1 provisions
A bank or trust company may register an investment in a nominee name if its cofiduciary consents, unless the fiduciary instrument forbids that consent.