Esheria Regulatory Atlas

Banking and finance in United States — Iowa

Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.

715 matching statutes

• United States — Iowa

  Iowa Code § 502.321H - Nonapplication of corporate takeover law

  1 provisions

  This article does not apply to certain federally regulated target companies when the takeover needs federal agency approval.

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• United States — Iowa

  Iowa Code § 524.215A - Preservation of division of banking records

  1 provisions

  The division of banking may preserve its records in film or electronic form, and may adopt a retention policy allowing destruction of certain email communications older than six months.

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• United States — Iowa

  Iowa Code § 524.701 - Officers and employees

  1 provisions

  A state bank must have a president, vice president, and cashier, and the board must elect one officer as chief executive officer.

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• United States — Iowa

  Iowa Code § 524.820 - Money received for transmission

  1 provisions

  A state bank may receive money for transmission and must give the customer a receipt with specified details.

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• United States — Iowa

  Iowa Code § 524.902 - General lending powers of a state bank

  1 provisions

  A state bank may make loans, extend credit, and discount or purchase certain debt instruments, but it may not buy a vendee’s interest in a real property sales contract.

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• United States — Iowa

  Iowa Code § 524.401 - Minimum capital

  1 provisions

  State banks must meet minimum capital requirements, and some banks must set paid-in surplus and undivided profits before getting authorization to do business.

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• United States — Iowa

  Iowa Code § 536C.2 - Definitions

  1 provisions

  This provision defines key terms used in the chapter, including “Administrator,” “Agreement,” “Cardholder,” “Consumer credit transaction,” “Credit card,” “Financial institution,” and “Person.”

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• United States — Iowa

  Iowa Code § 524.805 - Deposits

  1 provisions

  A state bank may accept deposits and set interest or custody charges, but it must give required notices, repay deposits under the agreed terms, and not accept deposits or renew certificates when insolvent.

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• United States — Iowa

  Iowa Code § 524.521 - Authorized shares

  1 provisions

  A stock state bank’s articles must specify share classes, series, and authorized amounts, and must authorize voting shares and shares entitled to net assets on dissolution.

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• United States — Iowa

  Iowa Code § 524.816 - Deposit account insurance

  1 provisions

  A state bank covered by this chapter must be an insured bank and maintain deposit insurance.

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• United States — Iowa

  Iowa Code § 468.152 - Waste banks — private use

  1 provisions

  A landowner may use land occupied by waste banks of an open ditch, and may smooth the waste banks, so long as the drainage district’s easement and rights are not interfered with and the berms are preserved.

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• United States — Iowa

  Iowa Code § 524.818 - Indebtedness of state bank

  1 provisions

  A state bank may borrow money or incur indebtedness for business expenses, cash reserves, and other corporate purposes, but the superintendent may restrict or forbid borrowing that is judged unsafe or unsound.

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• United States — Iowa

  Iowa Code § 524.305 - Approval by superintendent

  1 provisions

  The superintendent must investigate a state bank approval application and decide whether to approve it within 180 days after processing starts.

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• United States — Iowa

  Iowa Code § 554.12206 - Transmission of payment order through funds-transfer or other communication system

  1 provisions

  A payment message sent through a funds-transfer or similar communication system is treated as if the system were the sender’s agent, and sender terms control if there is a mismatch with what the system sends to the bank.

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• United States — Iowa

  Iowa Code § 554.3312 - Lost, destroyed, or stolen cashier’s check, teller’s check, or certified check

  1 provisions

  This section defines key terms for lost, destroyed, or stolen checks and lets a claimant make a claim to the obligated bank if specific notice and proof conditions are met.

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• United States — Iowa

  Iowa Code § 554.4203 - Effect of instructions

  1 provisions

  A collecting bank’s transferor may give instructions that affect the bank or count as notice to it, subject to Article 3 exceptions.

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• United States — Iowa

  Iowa Code § 524.1804 - Notice of acquisition

  1 provisions

  A bank holding company planning to acquire control of, or most of the assets of, a state bank or national bank must send the superintendent a copy of its federal application and updates at the same time it is sent to the Federal Reserve Board.

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• United States — Iowa

  Iowa Code § 524.1805 - Restrictions on acquisitions and mergers

  1 provisions

  Out-of-state banks and out-of-state bank holding companies must follow chapter 490, subchapter XV and immediately send the superintendent of banking a copy of each filing made with the secretary of state under that subchapter.

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• United States — Iowa

  Iowa Code § 524.612 - Director dealing with state bank

  1 provisions

  A bank director must not get better deposit terms or interest rates than other customers, and must not buy, lease, sell, or lease assets with the bank on favorable terms; some ordinary charge waivers are allowed, and related asset deals need board approval.

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• United States — Iowa

  Iowa Code § 554.12303 - Erroneous execution of payment order

  1 provisions

  This section gives a receiving bank rights to payment or recovery when it makes an erroneous payment order, and limits who must pay when the error is not corrected.

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