Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
715 matching statutes
United States — Iowa
1 provisions
A bank is not required to enter into the covered agreement, even if the customer asks or directs it, and it is generally not required to tell others that the agreement exists unless the customer asks it to.
United States — Iowa
1 provisions
The superintendent may call a state bank board meeting and may present examination-related matters to the board; the bank must record the superintendent’s recommendations in the minutes, and each board member must give the superintendent a statement confirming they have read and are familiar with those recommendations.
United States — Iowa
1 provisions
A payor bank may be subrogated to certain rights when it pays an item in circumstances like a stop-payment order or a closed account.
United States — Iowa
1 provisions
A state bank may adopt bylaws, and its bylaws may regulate the bank’s affairs if they do not conflict with law or the articles of incorporation.
United States — Iowa
1 provisions
For banks, liability about handled items is governed by the law of the bank’s location, or the branch/separate office location for branch actions.
United States — Iowa
1 provisions
A qualifying state bank may merge a wholly controlled subsidiary into itself without shareholder vote, but the board, superintendent, and secretary of state must complete specified merger steps.
United States — Iowa
1 provisions
A person may not receive or agree to receive any commission or bonus for organizing a state bank or obtaining subscriptions to its original capital or an increase of that capital.
United States — Iowa
1 provisions
This section defines “common trust fund” and “fiduciary” for this part of the code.
United States — Iowa
1 provisions
The superintendent must approve or disapprove a voluntary dissolution application within 90 days, and the state bank must reimburse application expenses as a condition of receiving the decision.
United States — Iowa
1 provisions
Shareholders of a state bank may create a voting trust if they use a written agreement, file copies with the bank and superintendent, and transfer shares to the trustee(s).
United States — Iowa
1 provisions
A state bank may not make certain loans, credit extensions, repurchase-agreement purchases, investments, or collateral advances involving affiliates if the total exposure exceeds set limits, and affiliate loans must meet collateral requirements unless an exception applies.
United States — Iowa
1 provisions
If the superintendent orders a state bank to stop doing business, the superintendent must immediately turn the receivership over to the FDIC.
United States — Iowa
1 provisions
A state bank may issue capital notes or debentures only with required approvals and within the section’s limits.
United States — Iowa
1 provisions
A state bank director must not receive value for helping obtain loans, credit extensions, or investments for the bank, except for authorized compensation and expense reimbursement.
United States — Iowa
1 provisions
A bank is treated as having given value, for holder-in-due-course status, to the extent it has a security interest in an item, if it otherwise meets section 554.3302.
United States — Iowa
1 provisions
A state bank may issue, advise, and confirm letters of credit.
United States — Iowa
1 provisions
State banks may increase capital in specified ways, and a decrease in capital or surplus needs the superintendent’s approval.
United States — Iowa
1 provisions
An owner or occupant of a mill or machinery may enter nearby land to build and maintain needed embankments and works to stop backed-up water from breaking through banks or cutting a new channel.
United States — Iowa
1 provisions
A state bank must publish a notice about its authorization to do business within two weeks after the superintendent issues it, and then file proof of publication with the superintendent.
United States — Iowa
1 provisions
State bank shares generally get one vote each; shareholders may vote in person or by written proxy, but proxies expire after 11 months.