Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
868 matching statutes
United States — Minnesota
1 provisions
A bank may charge a customer’s account for properly payable items, including overdrafts in some cases, and may also charge certain postdated or altered/completed checks subject to notice and good-faith conditions.
United States — Minnesota
1 provisions
This section defines terms used in sections 47.51 to 47.57, including “extension of the main banking house,” “detached facility,” “bank,” “commissioner,” and “municipality.”
United States — Minnesota
1 provisions
The commissioner of commerce may waive the notice-and-hearing requirement in certain bank-application cases.
United States — Minnesota
1 provisions
A bank may begin banking and trust company business and may use specified fiduciary powers after the department approves its application and required certificates are issued.
United States — Minnesota
1 provisions
A collecting bank may extend, modify, or waive certain chapter time limits for up to two extra banking days when trying in good faith to get payment on a specific item, and that can be done even without anyone’s approval.
United States — Minnesota
1 provisions
When a certificate of incorporation is presented, it must be accompanied by different supporting documents depending on whether the organization is a bank, a reorganization of a former national bank, or a savings bank.
United States — Minnesota
1 provisions
Banks have broad powers to conduct banking business, but they cannot begin normal business before commissioner authorization and must follow several activity limits.
United States — Minnesota
1 provisions
A payor bank is liable for damages caused by wrongful dishonor of a properly payable item, but it may dishonor an item that would overdraw the account unless it has agreed to cover the overdraft.
United States — Minnesota
1 provisions
A qualifying national bank may deposit required securities with the commissioner and, if it has $500,000 or more in capital, it does not have to deposit more than the stated cap. If it has complied with section 48A.03, no oath or security is required to accept and perform the trust.
United States — Minnesota
1 provisions
Banks and qualifying trust companies may exercise listed fiduciary powers, but they must follow special investment directions, disclose certain compensation, and obey court-order limits on deposited securities.
United States — Minnesota
1 provisions
A collecting bank must send items promptly, and it may use several specified sending methods. Presentment may be made by a presenting bank at a requested place.
United States — Minnesota
1 provisions
New state banks must meet minimum capital and share-value requirements before starting business, and directors may issue authorized stock and set its consideration.
United States — Minnesota
1 provisions
The legislature states its intent to support interstate banking, preserve certain state laws and practices, and not authorize specified branch-office establishments.
United States — Minnesota
1 provisions
A banking institution’s board of directors may use certain federal banking laws and FDIC-related rights, including contracts, obligations, securities, and compliance actions.
United States — Minnesota
1 provisions
An agreed method that identifies the transferor bank is enough for the item to be transferred on to another bank.
United States — Minnesota
1 provisions
The commissioner of commerce oversees laws and supervision for Minnesota savings banks, and certain commissioner communications must be taken to the board of directors at the next board meeting and entered in the minutes.
United States — Minnesota
1 provisions
A receiving bank must refund unauthorized or unenforceable payment-order funds and pay interest, unless the customer missed the notice/ordinary-care requirements.
United States — Minnesota
1 provisions
When a trust company merges or consolidates into a consolidated or merged banking corporation, the trust company’s corporate existence carries over into the new corporation as section 49.38 provides.
United States — Minnesota
1 provisions
The commissioner of commerce may allow certain state banks to keep and carry some nonconforming assets, and the commissioner sets the valuation and conditions.
United States — Minnesota
1 provisions
A savings bank may make certain stock and debt investments, but only if the issuer and investment meet specified financial and registration tests and the bank stays within strict portfolio limits.