Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
868 matching statutes
United States — Minnesota
1 provisions
Certain people and businesses may not use banking terms or pretend to be authorized to do banking unless they are authorized and compliant.
United States — Minnesota
1 provisions
A banking institution may carry out a reverse stock split if the commissioner finds a legitimate business purpose and safe, sound banking practices. Dissenting stockholders can object and demand payment, and the court process for valuing shares is spelled out.
United States — Minnesota
1 provisions
A Minnesota savings-bank corporation may issue capital stock at $100 per share, but its minimum required capital cannot be below $500,000, and the commissioner may require more capital for a proposed savings bank.
United States — Minnesota
1 provisions
A bank branch or separate office is treated as a separate bank for timing and notice/order-location purposes under this article and article 3.
United States — Minnesota
1 provisions
A bank’s authority to handle an item is not ended by a customer’s death or incompetence until the bank knows of it, and a bank may pay or certify certain checks for 10 days after death unless stopped by an interested person.
United States — Minnesota
1 provisions
Banks must keep deposit insurance in force, and some trust companies may satisfy the requirement through secured deposits and written disclosures.
United States — Minnesota
1 provisions
A qualifying trust company or certified bank may use the powers listed here, but it must not invest capital, surplus, deposits, trust funds, or property except as authorized.
United States — Minnesota
1 provisions
This section limits how much liability a bank may have to one borrower or related parties, with several secured-loan exceptions, and makes a bank officer or employee liable and criminally punishable for willfully approving an excess loan.
United States — Minnesota
1 provisions
A state bank may lease personal property to customers, but only under the section’s limits on request, lease type, payment timing, lease length, and residual value.
United States — Minnesota
1 provisions
If an obligated bank wrongly refuses to pay certain checks, the person entitled to enforce the check can recover expenses and lost interest, and may also recover consequential damages if notice was given.
United States — Minnesota
1 provisions
A shareholder of an uninsured state bank is personally liable for the bank’s debts up to the par value of the shares held.
United States — Minnesota
1 provisions
A receiving bank may have to pay interest, expenses, and some damages if it wrongly executes or fails to execute a payment order.
United States — Minnesota
1 provisions
Bank examination reports must list bonded or insured officers and employees and the bond or insurance amount, unless blanket coverage applies.
United States — Minnesota
1 provisions
Rules for certain erroneous payment orders: the sender may not have to pay, and the receiving bank may recover money in some cases.
United States — Minnesota
1 provisions
The commissioner of management and budget may, on request, designate another bank or trust company as the depository for securities, and the depositing bank or trust company must pay the depository charges.
United States — Minnesota
1 provisions
A bank, savings bank, or trust company may transfer its assets and liabilities to another such institution for consolidation or merger, but only with the commissioner of commerce’s written consent and subject to sections 49.33 to 49.41.
United States — Minnesota
1 provisions
A detached facility must be identified at its location and include the parent bank’s name.
United States — Minnesota
1 provisions
A savings bank must protect itself against loss from unlawful acts of officers or employees by having an approved surety bond or fidelity insurance policy.
United States — Minnesota
1 provisions
The commissioner may approve a bank or trust company reorganization plan, and certain other depositors and unsecured creditors are bound by it if the plan meets the stated approval threshold. Later deposits in state banks or trust companies are covered, but government and school-district deposits are exempt.
United States — Minnesota
1 provisions
Banks must keep fiduciary accounts and fiduciary funds separate from their own records and assets, and they cannot use those funds in their business unless they first provide approved collateral.