Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
868 matching statutes
United States — Minnesota
1 provisions
A Minnesota savings bank may convert into a savings association by following a set procedure, including board approval, a written application, Department of Commerce review, recording of amended articles, and later conformity with applicable laws.
United States — Minnesota
1 provisions
Certain banking-related officers, employees, companies, and corporations must not take deposits when they know, or have good reason to know, the institution is insolvent.
United States — Minnesota
1 provisions
Banks and trust companies must file reports with the commissioner at least four times a year or when requested, and certain report content must be publicly available within 45 days.
United States — Minnesota
1 provisions
Certain newly organized state banks with fiduciary powers and trust-related names cannot do banking or trust company business until they deposit required securities and receive the specified certificates.
United States — Minnesota
1 provisions
Certain banks and savings institutions may offer open-end loan accounts, but finance charges and other fees are limited, and overdraft statements must say balances can be prepaid at any time.
United States — Minnesota
1 provisions
A qualified state bank may tell the commissioner it wants to stop operating under section 48.37, after which its certificate is revoked and it loses the extra powers tied to that status.
United States — Minnesota
1 provisions
State banks must be protected against loss from unlawful acts of officers or employees through an approved bond or fidelity insurance policy.
United States — Minnesota
1 provisions
A party's rights and obligations in a funds transfer may be changed by agreement of the affected party, unless this article says otherwise.
United States — Minnesota
1 provisions
If a dam owner later needs to restore stream flow after acquired overflow rights and bank failure, the owner may enter the affected property to repair the banks and must pay damages caused by that entry and repair.
United States — Minnesota
1 provisions
Banks and trust companies may not pledge or encumber their assets, except for listed exceptions.
United States — Minnesota
1 provisions
State banks organized under existing law may also get authority to exercise the fiduciary powers and privileges listed in sections 48A.07 and 48A.08, if their capital and surplus are at least $500,000.
United States — Minnesota
1 provisions
Some restrictive endorsements do not block transfer or enforcement, and banks or payors may disregard certain endorsement conditions in specified cases.
United States — Minnesota
1 provisions
A state bank with at least $500,000 in capital and surplus may seek trust authority if it meets the listed conditions and gets commissioner approval; the application must use the commissioner’s form and include a $250 fee.
United States — Minnesota
1 provisions
Banks seeking organization must file a prescribed application, pay the filing fee, publish notice, and follow hearing and approval procedures set by the commissioner.
United States — Minnesota
1 provisions
Certain banks and credit unions may charge interest on loans and discounts, but the rate is capped at 4-1/2% above the relevant discount rate, with an exception for credit under section 48.185.
United States — Minnesota
1 provisions
A bank is not required to enter into a control agreement, even if its customer asks it to, and it is not required to confirm that such an agreement exists unless the customer asks it to.
United States — Minnesota
1 provisions
After a dispute arises between the commissioner of commerce and a savings bank, either one may ask a court for a declaratory judgment before any administrative or judicial hearing.
United States — Minnesota
1 provisions
A capital stock savings association may convert into a savings bank if it follows the required shareholder notice, meeting, filing, application, and recording steps.
United States — Minnesota
1 provisions
Banks and certain savings institutions may charge specified interest rates on installment loans under set dollar limits, but loan terms and finance charges are limited.
United States — Minnesota
1 provisions
This provision defines several terms used in sections 49.01 to 49.32.