Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
868 matching statutes
United States — Minnesota
1 provisions
This provision says how a bank’s settlement medium and timing are determined, and what happens if the tender is not in an authorized medium or the time is not fixed.
United States — Minnesota
1 provisions
A bank must invest at least 25% of its capital in authorized securities, deposit those securities with the commissioner, and may exercise the listed powers only after a qualifying certificate issues.
United States — Minnesota
1 provisions
Trust companies may take on state-bank powers if they comply with this section, amend their certificate, and meet reserve rules.
United States — Minnesota
1 provisions
A bank may hold and sell real estate only in the listed situations, usually for a limited time and under commissioner rules.
United States — Minnesota
1 provisions
Certain national banking associations in this state may merge or consolidate with state banks, subject to federal corporate action requirements.
United States — Minnesota
1 provisions
A collecting bank must use ordinary care when presenting, notifying, settling, and reporting transit loss or delay for items.
United States — Minnesota
1 provisions
A receiving bank that owes interest on a payment order may have the amount set by agreement or by a funds-transfer system rule; otherwise, a formula based on the Federal Funds rate applies, and the interest is reduced in one refund scenario.
United States — Minnesota
1 provisions
A payor bank may revoke a settlement for certain demand items and recover the money if it acts before final payment and before midnight deadline, and returns the item or gives proper notice.
United States — Minnesota
1 provisions
A business entity filing name that includes “bank,” “trust,” or “insurance” may be voided if it implies banking or insurance underwriting in Minnesota and the entity is not authorized to do that business.
United States — Minnesota
1 provisions
The commissioner of commerce must investigate and determine whether a proposed savings bank is expedient to organize.
United States — Minnesota
1 provisions
A state bank may issue employee stock options and employee stock purchase plans if the plan is approved by the board, by at least three-fourths of voting shares, and by the commissioner of commerce.
United States — Minnesota
1 provisions
A person may make a credit sale or service contract to a state or national bank, and banks may buy, enforce, or extend credit under the referenced sections.
United States — Minnesota
1 provisions
Only a collecting bank’s transferor may give instructions that affect the bank or count as notice to it, and the bank is not liable to prior parties for actions taken under those instructions or under an agreement with the transferor.
United States — Minnesota
1 provisions
If a sender is told a payment order was executed or its account was debited, the sender must use ordinary care to check for an erroneous execution and notify the bank within 90 days.
United States — Minnesota
1 provisions
A customer who gets notice of a payment order must object to the bank within one year, or the customer is barred from arguing that the bank cannot keep the payment.
United States — Minnesota
1 provisions
If the commissioner finds a bank is failing or has failed and immediate action is in the public interest, location and number limits for detached facilities do not apply, and the commissioner may waive section 47.54 requirements.
United States — Minnesota
1 provisions
A receiving bank rejects a payment order by sending rejection notice to the sender, and certain unpaid orders can trigger interest owed to the sender.
United States — Minnesota
1 provisions
This section creates a state rail bank, defines key terms, and gives the transportation commissioner power to acquire, preserve, lease, and dispose of eligible rail lines and rights-of-way, subject to notice, meeting, width, and use restrictions.
United States — Minnesota
1 provisions
A bank may pay a fiduciary’s deposit check, but it can lose protection and become liable in specified bad-faith or personal-debt situations.
United States — Minnesota
1 provisions
Certain Minnesota savings banks may buy and hold specified investments, but the commissioner of commerce may limit that power and the investment amounts are capped.