Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
741 matching statutes
United States — North Carolina
1 provisions
The Commissioner of Banks may adopt loan rules for State savings banks if they are reasonably necessary for sound lending and the Chapter’s purposes, but those rules cannot bar loans that federal savings banks may make under federal authority.
United States — North Carolina
1 provisions
An international banking corporation that wants to close a branch, agency, or representative office in the state must follow Commissioner-prescribed procedures and surrender its license or office rights, and the Commissioner must mail process in related liability actions.
United States — North Carolina
1 provisions
A savings bank is limited in how much and what kind of stock it may invest in, and excess holdings must be sold or written off within six months.
United States — North Carolina
1 provisions
The Commissioner of Banks can issue charges and temporary cease-and-desist orders against a person or savings bank when the provision’s conditions are met.
United States — North Carolina
1 provisions
A savings bank that violates this Article may be ordered to pay civil penalties, and the Commissioner of Banks can enforce the penalties.
United States — North Carolina
1 provisions
A State savings bank’s board may change a branch or principal office location only with prior written approval from the Commissioner of Banks.
United States — North Carolina
1 provisions
International representative offices in the State must register annually with the Commissioner, file by January 31, pay the prescribed fee, and provide specified office information. They may do liaison work and certain loan-related activities, but may not take deposits or conduct banking business.
United States — North Carolina
1 provisions
A savings bank may invest in certain real property, equipment, leasehold improvements, and office buildings, but investing above 50% of net worth requires prior written approval from the Commissioner of Banks.
United States — North Carolina
1 provisions
The Commissioner of Banks may exercise jurisdiction over a savings bank when certain federal agency actions or inaction occur.
United States — North Carolina
1 provisions
The Commissioner may examine certain out-of-state bank branches in North Carolina, require periodic reports, and make agreements with other supervisors; affected banks may also have to pay supervisory and examination fees if assessed.
United States — North Carolina
1 provisions
If an examination does not reveal a savings bank’s complete financial condition, the Commissioner of Banks may order an extended audit, examination, or revaluation, and must collect a reasonable sum for the related actual or necessary expenses.
United States — North Carolina
1 provisions
The Commissioner may require sworn reports from covered out-of-state bank holding companies and may work with other bank regulators on examinations and joint enforcement actions.
United States — North Carolina
1 provisions
A state association may seek permission to merge with a bank, but it must submit a merger plan and the merger must be approved by the association’s stockholders or members and then by the Commissioner of Banks.
United States — North Carolina
1 provisions
State savings banks may do several listed banking activities, including operating remote terminals, issuing credit cards, acting in fiduciary roles, joining a clearing house, issuing mutual capital certificates, and—if authorized by rule—issuing certain securities.
United States — North Carolina
1 provisions
A savings bank may invest in certain Federal Home Loan Bank stock, bonds, or other obligations if the association is a member.
United States — North Carolina
1 provisions
Industrial banks have broad powers, including loans, deposits, branches, and related banking activities, but some actions need approval and capital requirements must be met.
United States — North Carolina
1 provisions
International banking corporations may not do banking business in the State unless they meet specified filing, fee, and authorization requirements; the Commissioner may not issue a license unless the foreign country grants similar access to U.S. banks.
United States — North Carolina
1 provisions
A deposit account owner may transfer rights in the account to an eligible person, but the savings bank can record the transfer only with satisfactory transfer evidence and proper applications from both sides.
United States — North Carolina
1 provisions
North Carolina banks may enter interstate merger transactions with out-of-state banks, and the resulting out-of-state bank may operate the merged North Carolina bank’s branches in North Carolina if Article conditions and filing requirements are met.
United States — North Carolina
1 provisions
Bank examiners must not make false or fraudulent bank reports, take bribes to avoid filing reports, or skip examinations because of a bribe; violations are punished as a Class I felony.