Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
828 matching statutes
United States — New Mexico
1 provisions
A receiving bank may rely on an identifying number, and sometimes on a name, to identify an intermediary or beneficiary bank; the sender must cover the receiving bank’s loss and expenses caused by that reliance.
United States — New Mexico
1 provisions
This section sets when a sender may cancel or amend a payment order, and when that change is effective.
United States — New Mexico
1 provisions
If a payment order names a beneficiary incorrectly or inconsistently, the beneficiary’s bank may rely on the number in some cases, and recovery rights depend on who paid and whether notice was given.
United States — New Mexico
1 provisions
This section defines key payment-order terms and says a multi-payment instruction is separate for each payment; a payment order is issued when sent to the receiving bank.
United States — New Mexico
1 provisions
A domestic bank does not have to establish a consumer credit bank to issue credit cards and create card accounts.
United States — New Mexico
1 provisions
An out-of-state bank in an interstate merger with a New Mexico state bank must notify the director, file a copy of its application, and pay a fee set by regulation.
United States — New Mexico
1 provisions
A drawee or other payor who paid or accepted an instrument by mistake may recover the money or revoke acceptance, except against a good-faith taker for value or someone who changed position in reliance.
United States — New Mexico
1 provisions
This section says who counts as holder of an instrument in impostor or fictitious payee cases, when an indorsement in the payee’s name is effective, and when a loss can be recovered from someone who failed to use ordinary care.
United States — New Mexico
1 provisions
A collecting bank or similar intermediary that handles documents of title warrants only its own good faith and authority when it delivers the documents.
United States — New Mexico
1 provisions
An instrument is converted in certain wrongful transfer or payment situations, but some people cannot sue for conversion, and a representative other than a depositary bank has a limited nonliability rule.
United States — New Mexico
1 provisions
Certain insurers, banks, fiduciaries, and other authorized investors may legally invest in these bonds, notes, obligations, pass-through securities, and guarantees.
United States — New Mexico
1 provisions
A presenting bank may handle goods reasonably after a documentary draft is dishonored and requested instructions are not received in time; it also has a lien for reasonable expenses.
United States — New Mexico
1 provisions
Escrow money must be placed in a New Mexico trust account, and those trust accounts must be kept separate from the licensee’s own operating funds.
United States — New Mexico
1 provisions
This section says when a person taking an instrument from a fiduciary is treated as having notice of a breach of fiduciary duty and the represented person’s claim.
United States — New Mexico
1 provisions
Federal Reserve Board regulations and Federal Reserve Bank operating circulars override conflicting provisions of this article, but only to the extent of the conflict.
United States — New Mexico
1 provisions
This section defines “funds transfer,” “intermediary bank,” “originator,” and “originator’s bank.”
United States — New Mexico
1 provisions
This section defines several types of banks used in Article 4.
United States — New Mexico
1 provisions
If an item is marked payable through a bank, that bank is only a collecting bank and is not automatically authorized to pay it. If an item is marked payable at a bank, it is treated like a draft drawn on that bank.
United States — New Mexico
1 provisions
This section says when a payment order is accepted by a receiving bank or beneficiary’s bank, and when interest must be paid after a late rejection notice.
United States — New Mexico
1 provisions
The commission must receive and disburse its funds under approved procedures, issue warrants for lawful obligations, provide its own payment forms and supplies, and designate qualified depository banks.