Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
828 matching statutes
United States — New Mexico
1 provisions
This section says when a sender’s payment obligation to the receiving bank is treated as paid, depending on the settlement method used.
United States — New Mexico
1 provisions
When a bank accepts a payment order, the sender must pay the bank the order amount, but payment is due only on the stated payment or execution date. If the transfer fails, the sender may be excused and may get a refund, and the receiving bank must refund any amount the sender was not required to pay.
United States — New Mexico
1 provisions
A payment order sent through a funds-transfer or similar communication system is treated as if the sender used that system as its agent to transmit the order, with a federal reserve banks system excluded.
United States — New Mexico
1 provisions
This section defines terms used in the Interstate Bank Branching Act.
United States — New Mexico
1 provisions
This section defines several banking terms used in the Consumer Credit Bank Act.
United States — New Mexico
1 provisions
This section defines terms used in the Interstate Bank Acquisition Act.
United States — New Mexico
1 provisions
A receiving bank that accepts a payment order must carry it out as instructed, including timing, routing, and transmission method, unless the section allows otherwise.
United States — New Mexico
1 provisions
This section says how creditor process affects payment orders and bank accounts, including when a bank may credit or set off funds and when a beneficiary’s bank may not reject a payment order.
United States — New Mexico
1 provisions
The director may adopt regulations, make agreements with bank supervisory agencies, use outside examination reports, share examiners, conduct joint or separate examinations and enforcement actions, and set fee provisions in regulations.
United States — New Mexico
1 provisions
People who encode or retain an item after issue must warrant certain facts to later banks and payors, and a depositary bank also gives the warranty when its customer does the encoding or retaining.
United States — New Mexico
1 provisions
This section says how payment rights are handled when a receiving bank executes a sender’s payment order incorrectly.
United States — New Mexico
1 provisions
Collecting banks are generally treated as agents or sub-agents before final settlement, and an item marked “pay any bank” can be held only by a bank until it is returned or specially indorsed.
United States — New Mexico
1 provisions
A payor bank can become accountable for the amount of an item if it returns, pays, or settles too late.
United States — New Mexico
1 provisions
State banks continue under their existing articles, but they must operate under the Banking Act; certain state bank filings also bring the bank under the Act.
United States — New Mexico
1 provisions
If a bank suspends payment, some items must be returned, and in some cases the item owner gets a preferred claim.
United States — New Mexico
1 provisions
This section defines terms used in Article 4A, including authorized account, bank, customer, funds-transfer business day, funds-transfer system, and prove.
United States — New Mexico
1 provisions
A resulting bank is treated as the same entity as the merging or converting bank, and it may use an old bank name when that is more convenient.
United States — New Mexico
1 provisions
If a customer gives an item to a depositary bank for collection, the bank can become a holder (and sometimes a holder in due course) even without the customer’s indorsement; the bank also warrants that the item’s amount was paid to the customer or deposited to the customer’s account.
United States — New Mexico
1 provisions
The director may examine certain bank branches, require periodic reports, make cooperation agreements, conduct joint actions, and assess supervisory and examination fees.
United States — New Mexico
1 provisions
Banks may set banking office hours, but must notify the financial institutions division and give public notice of changes.