Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
828 matching statutes
United States — New Mexico
1 provisions
The board of each merging state bank must approve the merger agreement, and the state banking director must review it and either approve or disapprove it.
United States — New Mexico
1 provisions
The authority may not engage in securities or banking activities unless the New Mexico Exposition Center Authority Act authorizes it.
United States — New Mexico
1 provisions
A bank may charge a customer’s account for properly payable items, including some overdrafts and certain postdated or altered checks, but a timely postdating notice can block charging a check before its date.
United States — New Mexico
1 provisions
A bank’s rights and duties for a deposit account are generally unchanged by a security interest, the bank’s knowledge of it, or instructions from the secured party, unless subsection (c) of Section 55-9-340 applies or the bank agrees otherwise in a signed record.
United States — New Mexico
1 provisions
A receiving bank that improperly executes or fails to execute a payment order may have to pay interest, expenses, and some damages; extra damages are limited unless an express agreement says otherwise.
United States — New Mexico
1 provisions
In transfers between banks, any agreed method that identifies the transferor bank is enough for further transfer of the item.
United States — New Mexico
1 provisions
The director must weigh specified risks before approving certain bank acquisitions, and may not approve them if deposit concentration is 40% or more or if the target bank has not operated under an active charter for at least five years, subject to a stated exception.
United States — New Mexico
1 provisions
The director may grant state banks any powers that national banks or certain federally chartered or insured depository institutions are allowed to exercise.
United States — New Mexico
1 provisions
An incorporated bank may apply to the Federal Reserve Board to subscribe to stock in the local federal reserve bank, and it may become a stockholder and exercise member-bank powers under the Federal Reserve Act.
United States — New Mexico
1 provisions
This section defines “banking institution” for this act.
United States — New Mexico
1 provisions
A collecting bank may reverse a provisional settlement and charge back or seek refund if it does not get final settlement, but it must act on time and stays liable for delay or lack of ordinary care.
United States — New Mexico
1 provisions
Banks may merge into a state bank, and a national bank may convert into a state bank, if the director of the financial institutions division approves.
United States — New Mexico
1 provisions
Acequias or community ditches may create a water bank to temporarily reallocate water, make temporary place-of-use transfers without formal proceedings before the state engineer, and keep banked rights from being lost for non-use while they are in the bank.
United States — New Mexico
1 provisions
A party to a funds transfer may vary its rights and obligations by agreement, unless this article provides otherwise.
United States — New Mexico
1 provisions
This section shifts loss for certain erroneous payment orders if a security procedure was followed and the error would have been caught; it also requires the sender to notify the bank of the error within 90 days after notice.
United States — New Mexico
1 provisions
A company generally may not buy a New Mexico state bank or bank holding company without the director’s prior approval, unless federal law allows it or a listed exception applies.
United States — New Mexico
1 provisions
A receiving bank’s interest on a payment order may be set by agreement or by a funds-transfer system rule; otherwise it is calculated under the section’s formula.
United States — New Mexico
1 provisions
A collecting bank may extend or change certain UCC time limits for a specific item by up to two additional banking days if it is acting in good faith and no contrary instruction applies.
United States — New Mexico
1 provisions
An originator pays the beneficiary when the beneficiary’s bank accepts the payment order, and the amount cannot exceed the originator’s order.
United States — New Mexico
1 provisions
A payor bank may revoke a timely settlement and recover it if it acts before final payment and before the midnight deadline by returning the item, returning an agreed image, or sending notice of dishonor or nonpayment.