Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
828 matching statutes
United States — New Mexico
1 provisions
The section says when a bank’s settlement for an item becomes final and when customer funds become available for withdrawal.
United States — New Mexico
1 provisions
A payor bank may be subrogated to certain rights if it pays an item after a stop-payment order, after an account is closed, or in similar objectionable circumstances, but only to prevent unjust enrichment and only as needed to avoid the bank’s loss.
United States — New Mexico
1 provisions
A collecting bank must send items by a reasonably prompt method, and it may send items directly to a payor bank or, in some cases, to a non-bank payor.
United States — New Mexico
1 provisions
A bank’s authority to handle items is not cut off by a customer’s death or incompetence until the bank knows of it and has time to act; after death, the bank may still pay or certify certain checks for 10 days unless someone with an interest orders stop payment.
United States — New Mexico
1 provisions
A receiving bank rejects a payment order by sending notice to the sender, and in some cases must pay the sender interest if it failed to execute the order without timely rejection notice.
United States — New Mexico
1 provisions
A collecting bank must use ordinary care when handling items, notices, settlements, and transferor notifications, and it generally acts timely if it takes proper action before its midnight deadline.
United States — New Mexico
1 provisions
The director may take possession of a state bank if specified conditions are met, and then must give notices, file documents, and manage the bank's affairs under the statute.
United States — New Mexico
1 provisions
An unauthorized person must not do banking-business acts like holding deposits, pretending to act for a bank, or using a bank-like name.
United States — New Mexico
1 provisions
Certain bank affiliates and bank insiders must not take personal benefits, profit from discounted debt purchases, or force borrowers to buy insurance as a loan condition, except that a bank may require insurance reasonably necessary to protect the bank.
United States — New Mexico
1 provisions
A dissenting state bank stockholder may receive the value of dissenting shares if they make a written demand within 30 days and surrender the certificates.
United States — New Mexico
1 provisions
Banks may open branch banks only after getting the director’s written approval, paying a $1,000 investigation fee, and meeting naming and control rules.
United States — New Mexico
1 provisions
Banks must provide enough account-item information, and customers must review statements promptly and report unauthorized items; a one-year notice rule also applies.
United States — New Mexico
1 provisions
The director must examine each state bank at least once every 12 months and send the examination report to the board of directors.
United States — New Mexico
1 provisions
A state bank generally may not pay or reimburse another person’s fines, penalties, or judgments, except in limited situations. A bank may also indemnify covered insiders or buy insurance if its articles of incorporation allow it, and the director may review and modify indemnification.
United States — New Mexico
1 provisions
This section defines when a payment order is executed and how its execution date is determined.
United States — New Mexico
1 provisions
This section says which law governs perfection and priority for a security interest in a deposit account, and how to identify the bank’s jurisdiction.
United States — New Mexico
1 provisions
The Act sets conditions for a company to acquire a New Mexico bank or bank holding company.
United States — New Mexico
1 provisions
Banks may observe the listed legal holidays, and they are not required to close remote service units or on-premises ATMs during those holidays.
United States — New Mexico
1 provisions
Before June 1, 1997, an interstate merger that would create a New Mexico branch of an out-of-state bank cannot be completed unless the director first makes specified findings, conclusions, and a certification.
United States — New Mexico
1 provisions
New Mexico consumer credit banks are subject to the director’s supervision, regulation, and examination, and the director must issue rules to implement the Consumer Credit Bank Act.