United States — New Mexico
NMSA 55-4A-401. Payment date
1 provisions
Defines “payment date” for a payment order and says the sender may set it, but not earlier than the day the order is received by the beneficiary’s bank.
Act or statute Open & Chat
Esheria Regulatory Atlas
Banking and finance in United States — New Mexico
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
828 matching statutes
United States — New Mexico
NMSA 55-4-110. Electronic presentment
1 provisions
An electronic presentment agreement can allow presentment by image or other notice instead of delivering the item itself, and the notice counts as presentment when received.
Act or statute Open & ChatUnited States — New Mexico
NMSA 58-5-10. [Federal reserve member banks; state examination.]
1 provisions
State-supervised banks and trust companies remain subject to state examination, but the federal reserve board may also examine them if needed.
Act or statute Open & ChatUnited States — New Mexico
NMSA 55-4A-507. Choice of law
1 provisions
This section sets default rules for which jurisdiction’s law governs different parts of a funds transfer, and it lets parties or a funds-transfer system choose a different governing law in some cases.
Act or statute Open & ChatUnited States — New Mexico
NMSA 58-1-34. Powers of director
1 provisions
The director has broad powers over state banks, including ordering compliance measures, restricting deposits, removing or suspending bank insiders, and issuing declaratory orders.
Act or statute Open & ChatUnited States — New Mexico
NMSA 55-4-203. Effect of instructions
1 provisions
Only a collecting bank’s transferor may give instructions that affect the bank or count as notice to it.
Act or statute Open & ChatUnited States — New Mexico
NMSA 58-5-3. Branch banks; permit to open; powers; location
1 provisions
Branch banks covered by this article may conduct listed banking activities, but they must first get a permit to open the branch from the director.
Act or statute Open & ChatUnited States — New Mexico
NMSA 58-1-7. Adverse claim to deposit
1 provisions
A bank does not have to recognize notice of an adverse claim to a deposit unless the claimant gives indemnity the bank considers adequate or the bank receives a court process or order.
Act or statute Open & ChatUnited States — New Mexico
NMSA 6-10-23. Safekeeping of pledged securities; acceptance, release
1 provisions
A custodial bank may follow written instructions to safekeep, release, deliver, or substitute pledged securities tied to public money.
Act or statute Open & ChatUnited States — New Mexico
NMSA 58-1-25. Acquisition of property to satisfy or protect previous loan
1 provisions
A state bank may take property to protect or satisfy a prior loan, but must follow holding, sale, bookkeeping, and appraisal rules for property acquired this way.
Act or statute Open & ChatUnited States — New Mexico
NMSA 55-9-342. Bank's right to refuse to enter into or disclose existence
1 provisions
A bank is not required to enter a control agreement, even if a customer asks or directs it to do so, and it does not have to confirm such an agreement’s existence to other people unless the customer asks.
Act or statute Open & ChatUnited States — New Mexico
NMSA 58-1-20. Reserves against deposits
1 provisions
A state bank must keep required reserves against deposits, and it may invest up to 50% of required cash reserves in certain short-maturity U.S. government obligations.
Act or statute Open & ChatUnited States — New Mexico
NMSA 55-4-210. Security interest of collecting bank in items,
1 provisions
A collecting bank gets a security interest in a deposited item, its documents, or its proceeds when credit is withdrawn or applied, credit is given and available for withdrawal, or the bank makes an advance.
Act or statute Open & ChatUnited States — New Mexico
NMSA 6-10-24.1. State funds; limitation
1 provisions
State funds may not be deposited in a bank, savings and loan, or credit union if the deposit would exceed the section’s limits.
Act or statute Open & ChatUnited States — New Mexico
NMSA 58-1-55. Capital structure; impairment of capital
1 provisions
Banks must keep specified capital and surplus levels, and impaired banks may not make new loans or discounts.
Act or statute Open & ChatUnited States — New Mexico
NMSA 58-1C-1. Short title
1 provisions
Sections 14 through 27 of this act may be cited as the "Interstate Bank Branching Act."
Act or statute Open & ChatUnited States — New Mexico
NMSA 55-3-206. Restrictive indorsement
1 provisions
An indorsement that tries to block further transfer or adds a payment condition generally does not stop the instrument from being transferred or enforced.
Act or statute Open & ChatUnited States — New Mexico
NMSA 58-1-2.1. Prohibition
1 provisions
A bank holding company may not own certain banks or bank-like institutions described in this section.
Act or statute Open & ChatUnited States — New Mexico
NMSA 55-3-405. Employer's responsibility for fraudulent indorsement by
1 provisions
An employer can be bound by a fraudulent indorsement made by an employee if the employer gave the employee responsibility for the instrument.
Act or statute Open & ChatUnited States — New Mexico
NMSA 58-1B-9. Agency activities
1 provisions
A New Mexico state bank may act as an agent for an affiliated depository institution only under this section’s requirements, including notice filing, limits on activities, and public notice of approvals.
Act or statute Open & Chat