Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
828 matching statutes
United States — New Mexico
1 provisions
A merger into a state bank must be approved by two-thirds of the outstanding voting stock of each class at a meeting of each merging bank’s stockholders, and stockholders must receive notice of the meeting by publication and mail, unless publication is waived by the required written waivers.
United States — New Mexico
1 provisions
Certain out-of-state and New Mexico banks may conduct specified activities and open or acquire branches under the stated conditions.
United States — New Mexico
1 provisions
A bank may issue and sell capital debentures or notes only after required approvals, and the amount outstanding is capped.
United States — New Mexico
1 provisions
A receiving bank may treat a payment order as authorized or effective only when the stated authorization or security-procedure conditions are met.
United States — New Mexico
1 provisions
A receiving bank that accepts an unauthorized or unenforceable payment order must refund the customer’s payment and pay interest on the refundable amount, unless the customer fails to notify the bank in time.
United States — New Mexico
1 provisions
A bank may refuse to pay a check, draft, or order if its officers reasonably believe the signer or endorser was intoxicated or drug-impaired enough to make business capacity doubtful.
United States — New Mexico
1 provisions
A payor bank that wrongfully dishonors a properly payable item is liable to its customer for damages, with liability limited to actual damages proved, and it may make one balance determination within the stated time window.
United States — New Mexico
1 provisions
An out-of-state state bank with a branch in the state must give the director written notice before certain mergers, consolidations, or other change-of-control transactions.
United States — New Mexico
1 provisions
This section allows certain out-of-state bank holding companies to buy assets and liabilities of a New Mexico bank only if specified bidding and receiver conditions are met.
United States — New Mexico
1 provisions
A bank merger or sale becomes effective when the required documents are filed with the director, unless the agreement sets a later date. The director must promptly issue a merger certificate, and the certificate may be recorded as evidence.
United States — New Mexico
1 provisions
The federal deposit insurance corporation may act as receiver or liquidator for certain insured banks that have closed, without posting bond.
United States — New Mexico
1 provisions
An insurer may invest in certain obligations and stock issued, assumed, or guaranteed by listed U.S. and international agencies.
United States — New Mexico
1 provisions
This section defines several banking terms used in the article.
United States — New Mexico
1 provisions
A collecting bank may give notice to present an item not payable at a bank, but the notice must arrive by the day presentment is due.
United States — New Mexico
1 provisions
The interstate stream commission may recognize certain water banks in the lower Pecos river basin, and it must propose rules for their recognition. Water banks may also contract to manage water rights, but related transactions must not harm other water rights and must stay within the same system.
United States — New Mexico
1 provisions
A bank may generally use recoupment or set-off against a deposit account, but a bank’s set-off is ineffective in a specific controlled-security-interest situation.
United States — New Mexico
1 provisions
Parties may vary Article 4 by agreement, but they cannot waive a bank’s responsibility for bad faith or lack of ordinary care, and they cannot cap damages for that failure.
United States — New Mexico
1 provisions
This section defines terms used in Chapter 55, Article 4 and points to related definitions in other sections.
United States — New Mexico
1 provisions
The commissioner must investigate a bank-filing application, decide within 60 days after the completed application is filed, and endorse approval before the corporation commission can accept the articles of incorporation.
United States — New Mexico
1 provisions
These listed public and private financial actors may invest money in their custody in securities authorized under the Solid Waste Authority Act.