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England and Wales Case Law

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Commercial law

RS Lender IV, S.Ă  r.l. v Fernando Oscar Gil Marin

The Commercial Court partly struck out a defence and counterclaim for inadequate pleading, but left valuation and appropriation issues for trial.

  • Strike out
  • Summary judgment
  • Pleading material facts
  • Prevention principle
  • Merger
  • Appropriation of financial collateral
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Insolvency [2026] EWHC 366 (Ch)

Nardelli & Anor v Desiman Ltd

Nardelli & Anor v Desiman Ltd [2026] EWHC 366 (Ch) (24 February 2026)

The High Court dismissed an appeal against bankruptcy orders made on a guarantee debt, holding the judge was entitled to proceed despite claimed future repayment.

  • Bankruptcy orders
  • Guarantee liability
  • Relief from sanctions
  • Extension of time
  • Debarring orders
  • Bankruptcy-orders
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Contract law

Vimalrai Patel v Mayur Patel

The High Court held that a mortgage repayment made by guarantors was not a gift, and that the right to indemnity from the principal debtor survived in principle.

  • Indemnity
  • Subrogation
  • Restitution
  • Gift
  • Trusts
  • Breach of trust
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Contract law

Mint Bridging Limited v Earthrise Developments Limited & Ors.

The High Court held that Mint Bridging was entitled to judgment for the certified debt on its second facility, rejecting the defendants’ set-off defence and breach allegations.

  • Loan facility agreements
  • Personal guarantees
  • Set-off exclusion clauses
  • Unfair contract terms act 1977
  • Conclusive evidence clauses
  • Mortgage priority
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Insolvency [2019] EWHC 1581 (Ch)

Promontoria (Chestnut) Ltd v Bell & Anor

Promontoria (Chestnut) Ltd v Bell & Anor [2019] EWHC 1581 (Ch) (20 June 2019)

The High Court held that third-party charges given by guarantors for a company debt count as security in respect of the debt for statutory demand purposes.

  • Statutory demand
  • Secured creditor rights
  • Personal guarantees
  • Third-party security
  • Bankruptcy petition requirements
  • Statutory-demand
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Equity [2018] EWCA Civ 2416

General Mediterranean Holding SA SPF v Qucomhaps Holdings Ltd & Ors

General Mediterranean Holding SA SPF v Qucomhaps Holdings Ltd & Ors [2018] EWCA Civ 2416 (31 October 2018)

Court of Appeal upheld summary judgment for a lender, holding the appellants had no real prospect of showing any equitable duty to preserve security or discharge the guarantees.

  • Equitable duties of creditors
  • Perfection and preservation of security
  • Discharge of surety
  • Summary judgment
  • Implied terms in loan agreements
  • Equitable-duties
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Commercial law [2011] EWHC 2495 (QB)

Bibby Financial Services Ltd & Anor v Magson & Ors

Bibby Financial Services Ltd & Anor v Magson & Ors [2011] EWHC 2495 (QB) (14 October 2011)

The High Court held that guarantees and warranties were not delivered as deeds and were unenforceable, so Bibby’s claims against Magson and Scott were dismissed.

  • Personal guarantees
  • Warranties
  • Invoice discounting
  • Fraudulent misrepresentation
  • Rectification
  • Delivery of deeds
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Insolvency [2011] EWCA Civ 747

White v Davenham Trust Ltd

White v Davenham Trust Ltd [2011] EWCA Civ 747 (28 June 2011)

The Court of Appeal held that security over the principal debtor’s assets did not justify setting aside a statutory demand served on the guarantor.

  • Statutory demand
  • Bankruptcy proceedings
  • Personal guarantee
  • Secured creditor
  • Third party security
  • Co-extensiveness principle
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Insolvency law

White v Davenham Trust Ltd

The Court of Appeal held that a creditor’s security over the principal debtor’s assets did not justify setting aside a statutory demand served on the guarantor.

  • Statutory demand
  • Personal guarantee
  • Secured and unsecured creditors
  • Bankruptcy proceedings
  • Co-extensiveness principle
  • Statutory-demand
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England and Wales decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.