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England and Wales Case Law

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Contract law [2026] EWHC 819 (Ch)

InstaGroup Ltd v Northwest Insulations Ltd & Anor

InstaGroup Ltd v Northwest Insulations Ltd & Anor [2026] EWHC 819 (Ch) (14 April 2026)

The High Court held that a personal guarantee signed in 2008 covered only goods supplied on credit, not later service liabilities under a 2013 agreement.

  • Construction of guarantees
  • Scope of personal guarantee
  • Discharge of guarantor
  • Material variation
  • Summary judgment principles
  • Guarantee-construction
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Contract law

Instagroup Limited v Northwest Insulations Limited (In Liquidation)

The court held a personal guarantee was limited to goods supplied on credit under a 2008 agreement, and did not cover later service liabilities.

  • Construction of guarantees
  • Scope of continuing guarantees
  • Material variation and discharge of guarantor
  • Summary judgment principles
  • Guarantee-construction
  • Continuing-guarantee
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Insolvency

Stephen Louis Nardelli & Anor v Desiman Limited

The High Court dismissed a bankruptcy appeal, holding that the appellants had delayed proceedings and had not shown a sufficient prospect of paying the guarantee debt in time.

  • Bankruptcy orders
  • Guarantee liability
  • Relief from sanctions
  • Extension of time
  • Unless orders
  • Bankruptcy-orders
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Contract law [2025] EWHC 2212 (Ch)

Dunn v Kazolides

Dunn v Kazolides [2025] EWHC 2212 (Ch) (22 August 2025)

The High Court held that clause 18 of a joint venture agreement created a valid guarantee by Mr Kazolides, but the claim was statute barred and failed.

  • Guarantee validity
  • Statute of frauds
  • Limitation period
  • Contractual interpretation
  • Loss sharing
  • Authority of attorney
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Contract law

JBR Capital Limited v JM Investments/Trading Ltd & Anor

High Court commercial judgment on hire-purchase arrears, termination, personal guarantees, and vehicle-sale credits. The claimant succeeded against both defendants.

  • Hire purchase agreements
  • Personal guarantees
  • Statute of frauds
  • Termination of contract
  • Forbearance and estoppel
  • Interest on arrears
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Insolvency [2021] EWHC 2580 (Ch)

Luttman-Johnson v West Sussex Agri Ltd

Luttman-Johnson v West Sussex Agri Ltd [2021] EWHC 2580 (Ch) (27 September 2021)

High Court appeal on whether statutory demands based on guarantees should be set aside, focusing on misrepresentation, affirmation, and estoppel.

  • Setting aside statutory demands
  • Misrepresentation
  • Affirmation
  • Estoppel
  • Personal guarantees
  • Summary judgment threshold
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Contract law

Nirro Holdings SA v Patrick O'Brien

The High Court held that a guarantor’s liability was triggered when he ceased to be a director after the company’s dissolution, because the guarantee’s wording was clear.

  • Interpretation of guarantee
  • Contractual construction
  • Triggering events under guarantee
  • Liability of guarantor
  • Contractual-interpretation
  • Guarantee-law
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Insolvency

Downing LLP v Sanguine Hospitality Ltd

Appeal against dismissal of a winding-up petition failed, with the court finding substantial disputes over guarantee valuation, possible discharge after facility amendments, and estoppel.

  • Winding-up petitions
  • Corporate guarantees
  • Contractual discretion
  • Estoppel
  • Variation and discharge of guarantees
  • Winding-up-petitions
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Insolvency

Wagner v White

Appeal dismissed against refusal to set aside statutory demands based on personal guarantees. The court held there was no genuine triable issue and no causative bad faith.

  • Statutory demand
  • Personal guarantee
  • Suretyship
  • Breach of fiduciary duty
  • Unlawful means conspiracy
  • Setting aside statutory demand
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England and Wales decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.