Bellini (N/E) Ltd v Brit UW Limited
Clause 8.2.6 of the policy does not provide cover for business interruption in the absence of physical damage as defined in the policy. The references to 'damage' are not a drafting mistake and must be given their natural meaning. The policy, read as a whole, only extends business interruption cover where there is physical damage, and there is no basis to rewrite the clause to provide non-damage cover.
Source excerpt
- Interpretation of insurance contracts
- Business interruption insurance
- Covid-19 related claims
- Policy construction
- Non-damage business interruption cover